Most Popular Credit Cards

🌟Limited-Time Offer【Spend HK$4,000 to Redeem Rewards Worth Up to HK$3,890 + HK$200 Cashback Upon Card Approval!】
New customers who successfully open a Mox account and apply for a Mox Credit Card via MoneySmart invitation code “2000MOXMS” can first enjoy:
1️⃣ 🏖️Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (fulfilled by MoneySmart), plus [⚡️limited-time until 8.03!] HKD200 cash rebate upon card approval (fulfilled by Mox);

2️⃣  Spend HK$4,000 within 60 days of card approval and choose ONE of the following rewards:
・DELSEY SHADOW 5.0 75 CM 4 Double Wheels Expandable Trolley — Suggested Retail Price: HK$3,890
・[🔥NEW!] Marshall Emberton II Portable Bluetooth Speaker — Black & Brass — Suggested Retail Price: HK$1,499
・[🔥NEW!] Apple AirPods 4 — Suggested Retail Price: HK$1,099
・Wellcome HK$1,000 E-Shopping Vouchers
(Fulfilled by Mox; rewards are limited and available on a first-come, first-served basis while stock lasts)

3️⃣ Deposit HKD100,000 or above into your current account within 7 days of account opening, maintain the balance for 60 days or more and have your Mox credit card approved to enjoy 💰 an additional HKD1,000 cash rebate!

*Subject to “2000MOXMS” Invitation Code Promotion Terms and Conditions.

【☀️Catch the Final Wave of Summer Rewards】Spend HK$100 to Unlock HK$1,000 Vouchers or Travel Rewards Worth Up to HK$3,700!
Make the most of the final weeks of summer. From now until 31 August 2026, new and existing credit card customers who successfully apply for Hang Seng MMPOWER World Mastercard via MoneySmart and accumulate eligible retail spending of HK$100 within 30 days after card issuance can choose 1 exclusive reward — perfect for online travel bookings, shopping for travel gear, or upgrading your airport experience.

🎁 New Customers can enjoy one of the rewards below:
・HK$1,000 Apple Store Gift Card / HKTVmall e-Vouchers or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700, random color) or
・4 x Plaza Premium Lounge APAC 3-Hour Access Passes* (Total Value: HK$2,600) or
・2 x Hong Kong Plaza Premium First with Infinity Room 3-Hour Access Passes (Total Value: HK$2,300) or
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
*Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD and more. HKG bonus: choose lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

✨ Existing Customers can also enjoy one of the rewards below:
・HK$500 Apple Store Gift Card / HKTVmall e-Vouchers or
・2 x Plaza Premium Lounge 3-Hour Passes* (Total Value: HK$1,300)

【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 31 August 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:

1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers

2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!

3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!

Terms & Conditions apply.

【🌟August Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 31 August 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・[🔥Fresh Drop!] Dyson HushJet™ Mini Cool Fan (Value: HK$890, random color)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288, random color)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】

From now until 31 August 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!

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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.

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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.

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Terms and conditions apply.

【😍 August Special: Spend HK$100, Get HK$600+ Rewards or Travel Essentials! 🏝️】
From now until 31 August 2026, customers who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can 🌟choose 1 from the following gifts :
🎁 New Customers can enjoy one of the rewards below:
・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
・BRUNO Worldwide Portable Clothes Dryer BAK817 + BRUNO Multi Travel Pot (110V/220V) BAK810 (Value: HK$796, random color) or
・HK$600 Apple Store Gift Card / HKTVmall e-Vouchers⠀⠀
・Dyson HushJet™ Mini Cool fan (Value: HK$890, random color) (Limited to 50 quotas)

🎁 Existing Customers can also enjoy one of the rewards below:
・HK$300 Apple Store Gift Card / HKTVmall e-Vouchers or
・Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$650)

【🚨 Limited-Time Flash Offer: Earn Up to HK$2,000 RewardCash — Dine More, Earn More! 🍽️】
From 1 August to 31 August 2026, New Credit Card Customers who apply for the HSBC Visa Signature Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$8,000 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $2,000 RewardCash!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $800 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash

💡 Tip: Allocate extra RewardCash to "Dine" under RedRewards — enjoy up to 3.6% back on dining year-round.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash. Apply now and unlock the flash offer!

【Unlimited CashBack all year-round - Get welcome offer of up to HK$1,499 Rewards!🎁】
From now until 31 August 2026, new cardholders who successfully apply for Standard Chartered - Simply Cash Visa Card now via MoneySmart, will get one of the following gifts:
・[🔥Fresh Drop!] Dyson HushJet™ Mini Cool Fan (Value: HK$890, random color)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288, random color)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

【⚡️Unleash Your Wanderlust: 5,000 SmartPoints for Rewards of Your Choice!】
From now until 31 August 2026, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards, up to 32,000 miles or DAYCROWN - 28" Front-Opening suitcase (fulfilled by DBS)!

From now until 31 August 2026, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 5,000 SmartPoints and free to redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

【🌟No Spend Required: MoneySmart Gift + Up to 120,000 Miles + Surprise Blind Box Lucky Draw!】
From now until 31 August 2026, new Standard Chartered cardholders who successfully apply for a Standard Chartered Cathay Mastercard® via MoneySmart can enjoy all three of the following upon card approval:

1️⃣ 〖🎁MoneySmart Exclusive Gift〗 No spend required, choose one gift upon card approval:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 Whitening Pens (Value: HK$3,980, random color)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (Value: HK$1,499, random color)
・HK$900 Apple Store Gift Card / HKTVmall e-Vouchers / PARKnSHOP e-Vouchers

2️⃣〖SCB Welcome Miles〗Spend the designated amount within the first 2 months of card issuance and earn up to 120,000 Asia Miles!

3️⃣〖🍀Surprise Blind Box Lucky Draw - Valid till 9.20〗No registration needed! Get one automatic lucky draw entry upon successful card approval. Win a minimum of 2,000 bonus miles, up to a maximum of 1,000,000 miles - enough to redeem 4 x Business Class Round-trip Tickets to both Europe and 4 x Business Class Round-trip Tickets to Japan*! Plus, Apple Store gift cards or 10,000+ prizes - everyone wins a reward!

Terms & Conditions apply.

【🚨 Limited-Time Flash Offer: Earn Up to HK$1,900 RewardCash — Shop Smart at PARKnSHOP, Watsons & Fortress! 🛒】
From 1 August to 31 August 2026, New Credit Card Customers who apply for the HSBC easy Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$5,800 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $1,900 RewardCash!
1️⃣ Spend HK$5,800 within the first 60 calendar days after card issuance: Earn $700 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash

💡 Tip: Earn up to 4.8% back on spending at PARKnSHOP, Watsons and Fortress — stack with Moneyback VIP membership for even more daily rewards.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $800 RewardCash. Apply now and unlock the flash offer!

【🚨 Limited-Time Flash Offer: Earn Up to HK$2,925 RewardCash — Fly for Less! ✈️】
From 1 August to 31 August 2026, New Credit Card Customers who apply for the HSBC EveryMile Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of a designated amount within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer and rebate, totalling up to $2,925 RewardCash (or 58,500 miles). That's HK$0.43 = 1 mile, enough to redeem ✈️ a return ticket to Europe!
1️⃣ Spend HK$8,000 within the first 60 calendar days after card issuance: Earn $1,250 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash

💡 Tip: Earn as low as HK$2 = 1 mile on eligible everyday & travel spending and overseas transactions.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $700 RewardCash (or 14,000 miles). Apply now and unlock the flash offer!