Most Popular Credit Cards

We found 17 credit cards for you!

Up to 8% cashback on online retail transactions*
Up to 8%
Cashback on Online Retail Transactions and Local Transportation Transactions
First Year Free
Annual Fee Waiver
N/A
Minimum Income Requirements
MoneySmart Exclusive

⚡7-Day Flash【🔥Earn HK$1,000 Cash/ Up to HK$2,299 Rewards + Selected National Team Fan Jersey ⚽!】
From 9 June until 15 June 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select the sim Welcome offer and fulfill the designated spending requirements, activate the credit card and successfully approved, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 6)🎁 :
・Beyerdynamic Amiron 300 True Wireless with Active Noise Cancellation (Value: HK$2,299, random color)
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298, random color)
・Doshisha Gorilla Calf Massager + Hand Massager Bundle (Value: HK$1,134, random color)
・HK$1,000 HKTVmall e-Vouchers / Apple Store Gift Card
・[🔥Limited-time Upgrade] HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

Valid till 15 Jun 2026

APPLY NOW for sim Credit Card
on sim's secure site
Promo Code: 2000MOXMS
3%
Unlimited CashBack at major supermarkets
2%
Unlimited CashBack in all categories
Up to HKD5,190 rewards
MoneySmart exclusive welcome offer
MoneySmart Exclusive

🌟Limited-Time Offer【Spend HK$4,000 to Redeem Rewards Worth Up to HK$3,890 + HK$200 Cashback Upon Card Approval!】
New customers who successfully open a Mox account and apply for a Mox Credit Card via MoneySmart invitation code “2000MOXMS” can first enjoy:
1️⃣ 🏖️Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (fulfilled by MoneySmart), plus [⚡️limited-time until 6.16!] HKD200 cash rebate upon card approval (fulfilled by Mox);

 

2️⃣  Spend HK$4,000 within 60 days of card approval and choose ONE of the following rewards:
・DELSEY SHADOW 5.0 75 CM 4 Double Wheels Expandable Trolley — Suggested Retail Price: HK$3,890
・[🔥NEW!] Marshall Emberton II Portable Bluetooth Speaker — Black & Brass — Suggested Retail Price: HK$1,499
・[🔥NEW!] Apple AirPods 4 — Suggested Retail Price: HK$1,099
・Wellcome HK$1,000 E-Shopping Vouchers
(Fulfilled by Mox; rewards are limited and available on a first-come, first-served basis while stock lasts)

 

3️⃣ Deposit HKD100,000 or above into your current account within 7 days of account opening and maintain the balance for 60 days or more to enjoy 💰 an additional HKD1,000 cash rebate!

 

*Subject to “2000MOXMS” Invitation Code Promotion Terms and Conditions.

Valid till 16 Jun 2026

APPLY NOW for Mox Credit Card (CashBack)
Invitation code "2000MOXMS"
As low as HK$2 = 1 Mile
Local and oversea spending
HK$240,000
Minimum Annual Income
Up to $1,450 RewardCash
Welcome Offer
MoneySmart Exclusive

【Earn Trip.com promo codes & Up to HK$398 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 30 Jun 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 Jul 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・ Doshisha Gorilla Calf Massager (Value: HK$398, random color)
・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)

 

Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $1,450 RewardCash (or 29,000 Miles)
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; orGrand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!

Valid till 30 Jun 2026

Campaign banner for HSBC EveryMile Credit Card

HK$40,000
Minimum income requirement
Extra 6% cash rebate
Travel & Local Transport
Extra 4% cash rebate
Online Spending & Mobile Payment
MoneySmart Exclusive

【🏖️Summer Exclusive | Earn Extra HK$800 Vouchers!】
From 29 May until 30 June 2026, new BEA cardholders# who successfully apply for any designated BEA credit card using MoneySmart promo code "BEAMS", approved on or before 31 July 2026, and reach HK$800 or above in Eligible Spending^ within the first 30 days after card issuance (make at least one transaction by mobile payment^^), you can earn additional 🌟 HK$800 Apple Store Gift Card/ HK$800 ParknShop e-Vouchers! Including BEA welcome offer, you can earn up to HK$1,300 rewards!

Valid till 30 Jun 2026

Family Travel Cover | 0% Cross Border Fee
Up to 9% rebate
Foreign Currencies spending during welcome offer period
1,550+ airport lounges
Unlimited access
40%
Discount at designated restaurants
MoneySmart Exclusive

【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards!】
10-day flash! Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 18 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
 
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
 
Terms & Conditions Apply.

Valid till 18 Jun 2026

APPLY NOW for The Platinum Card
on American Express's secure site
HK$120,000
Min. Annual Salary
Up to 8%
RewardCash Rebate at designated merchants
Up to $500 RewardCash
Welcome offer
MoneySmart Exclusive

【Earn Trip.com promo codes & Up to HK$398 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 30 Jun 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 Jul 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・ Doshisha Gorilla Calf Massager (Value: HK$398, random color)
・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color)
・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)

 

Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $500 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; orGrand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!

Valid till 30 Jun 2026

Campaign banner for HSBC Red Credit Card

2% foreign currency rebate
First Year Annual Fee Waiver
Annual Fee
Unlimited 2%
Rebate on Overseas Spending & Local Dining
Unlimited 1%
Rebate on Local Spending
MoneySmart Exclusive

【Updated Gifts Offer 】Grab Trip.com Hotel & Flight Promo Codes + HK$2,200 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 9 June to 22 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288)
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990)
🎁 Bowers & Wilkins Px7 S3 Over-ear noise-canceling headphones (Value: HK$3,380)
💳 HK$2,200 ParknShop e-Vouchers⠀⠀
💳 HK$2,000 Apple Store Gift Card

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 22 Jun 2026

APPLY NOW for Citi Cash Back Card
on Citibank's secure site
Up to 5% rebate|Waive foreign exchange fee
HK$0
Foreign currency transaction fee
5%
Cash back at Designated Merchants
Up to HK$2,398
MoneySmart Exclusive Offer
MoneySmart Exclusive

【🌟June Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 30 June 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid till 30 Jun 2026

APPLY NOW for Standard Chartered Smart Card
on Standard Chartered's secure site
Perpetual annual fee waiver
Annual Fee
Up to 2.4%
RewardCash rebate
2.4% RewardCash rebate
Tuition fee payment
MoneySmart Exclusive

【Apply via MoneySmart for an exclusive Trip.com Hotel & Flight discount + Extra Rewards up to HK$398!】
From now until 30 June 2026, New and Existing Credit Card Customers who apply successfully for the designated HSBC credit card via MoneySmart and submit the redemption form by 15 July 2026, can exclusively enjoy ⚡️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code ( terms & conditions applied) upon Application and can earn one of the following gifts at ZERO COST:
🌟 Doshisha Gorilla Calf Massager (Value: HK$398, random color)
🌟 Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color))
🌟 Branden Safe Plus Wallet Bag (Value: HK$305, random color)
⠀⠀
🏦 Score even more! You can also grab the bank welcome offer!

Valid till 30 Jun 2026

Campaign banner for HSBC Visa Gold Card for Students

HK$240,000
Min. Annual Salary
Up to 3.6%
RewardCash Rebate
HK$2.78 = 1 Mile
Miles Conversion (local spend)
MoneySmart Exclusive

🐣5-Day Flash Sale【🔥 Earn up to HK$800 Voucher OR up to HK$2,600 Rewards🤩】
From 15 June to 19 June 2026, customers who successfully apply for HSBC Visa Signature Card via MoneySmart, can exclusively enjoy one of the following gifts:
〖💰 Cash Rewards〗
・New Customers: HK$800 Apple Store Gift Card/ ParknShop e-Vouchers
・Existing Customers: HK$700 Apple Store Gfit Card/ ParknShop e-Vouchers; OR
⠀⠀
〖🎁 Exclusive Gifts〗
・ LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・ Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser (Value: HK$1,970)
・ Acer Acerpure Chef Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298)
・ 4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) - Valid at 15+ locations across HKG, SIN, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

Valid till 19 Jun 2026

Up to 8% cashback on online retail transactions*
Up to 8%
Cashback on Online Retail Transactions and Overseas Retail Transactions
First Year Free
Annual Fee Waiver
HK$150,000
Local Resident
MoneySmart Exclusive

⚡7-Day Flash【🔥Earn HK$1,000 Cash/ Up to HK$2,299 Rewards + Selected National Team Fan Jersey ⚽!】
From 9 June until 15 June 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select the sim Welcome offer and fulfill the designated spending requirements, activate the credit card and successfully approved, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 6)🎁 :
・Beyerdynamic Amiron 300 True Wireless with Active Noise Cancellation (Value: HK$2,299, random color)
・Acer Acerpure Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298, random color)
・Doshisha Gorilla Calf Massager + Hand Massager Bundle (Value: HK$1,134, random color)
・HK$1,000 HKTVmall e-Vouchers / Apple Store Gift Card
・[🔥Limited-time Upgrade] HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

Valid till 15 Jun 2026

Free travel insurance and airport lounges access
HK$120,000
Minimum Income Requirements
2%
Cash back on overseas spend
0.75%
Cash back on local spend
MoneySmart Exclusive

【Updated Gifts Offer 】Grab Trip.com Hotel & Flight Promo Codes + HK$2,200 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 9 June to 22 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288)
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990)
🎁 Bowers & Wilkins Px7 S3 Over-ear noise-canceling headphones (Value: HK$3,380)
💳 HK$2,200 ParknShop e-Vouchers⠀⠀
💳 HK$2,000 Apple Store Gift Card

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 22 Jun 2026

APPLY NOW for Citi PremierMiles Card
on Citibank's secure site
Up to HK$2=1 mile
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
40,000 miles
Bank Limited Time Welcome Offer
MoneySmart Exclusive

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid till 15 Jul 2026

APPLY NOW for Standard Chartered Cathay Mastercard
on Standard Chartered's secure site
120000
Min. Annual Salary
Up to 2.4%
Cash back on local spend
Up to 6X MoneyBack Points
Spending at PARKnSHOP, Watsons and Fortress
MoneySmart Exclusive

🐣5-Day Flash Sale【🔥 Earn up to HK$800 Voucher OR up to HK$2,600 Rewards🤩】
From 15 June to 19 June 2026, customers who successfully apply for HSBC easy Credit Card via MoneySmart, can exclusively enjoy one of the following gifts:
〖💰 Cash Rewards〗
・New Customers: HK$800 Apple Store Gift Card/ ParknShop e-Vouchers
・Existing Customers: HK$700 Apple Store Gfit Card/ ParknShop e-Vouchers; OR
⠀⠀
〖🎁 Exclusive Gifts〗
・ LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・ Medicube Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser (Value: HK$1,970)
・ Acer Acerpure Chef Chef 2 in 1 Filp Air Fryer (KF754-70B) (Value: HK$1,298)
・ 4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) - Valid at 15+ locations across HKG, SIN, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

Valid till 19 Jun 2026

HK$3=1 mile
Miles Conversion(Eligible spending on overseas category)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining and hotels category)
100,000 miles
Bank Limited Time Welcome Offer
MoneySmart Exclusive

【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・New Smile LED 5th Gen Nano Teeth Whitening Set + 3 pcs Whitening Pen (Value: HK$3,980)
・Medicube Age-R Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
・HK$900 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid till 15 Jul 2026

Unlimited cashback
HK$96,000
Min. Annual Salary
1.5%
Cash back on local Currency
2%
Cash back on foreign Currency
MoneySmart Exclusive

【Unlimited CashBack all year-round - Get welcome offer of up to HK$2,398 Rewards!🎁】
From now until 30 June 2026, new cardholders who successfully apply for Standard Chartered - Simply Cash Visa Card now via MoneySmart, will get one of the following gifts:
・Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers

Valid till 30 Jun 2026

Up to 4%
Mobile Payment
First 2 year annual fee waiver
Annual Fee
Up to 4%
Specific Fun Category
MoneySmart Exclusive

【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀

 

New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
.LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
.HK$800 Apple Store Gift Card
.HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀

 

See more details below

Valid till 30 Jun 2026

APPLY NOW for WeWa Visa Signature Card
on PrimeCredit's secure site

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