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HSBC easy Credit Card
【🚨 Limited-Time Flash Offer: Earn Up to HK$1,900 RewardCash — Shop Smart at PARKnSHOP, Watsons & Fortress! 🛒】
From 13 July to 31 July 2026, New Credit Card Customers who apply for the HSBC easy Credit Card via MoneySmart with promo code "MARTFLASH", get approved, and make Eligible Transactions of HK$5,800 or above within 60 days of card issuance (including at least one mobile or QR payment), can earn an extra $1,000 RewardCash on top of the base welcome offer — totalling up to $1,900 RewardCash!
1️⃣ Spend HK$5,800 within the first 60 calendar days after card issuance: Earn $700 RewardCash
2️⃣ [⚡️ Flash Extra Welcome Offer!] Earn an extra $1,000 RewardCash
3️⃣ Successfully apply for a Cash Instalment Plan: Earn an extra $200 RewardCash
🌟You can also enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; or Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
💡 Tip: Earn up to 4.8% back on spending at PARKnSHOP, Watsons and Fortress — stack with Moneyback VIP membership for even more daily rewards.
Existing Credit Card Customers can also earn an extra $500 RewardCash, totalling up to $800 RewardCash. Apply now and unlock the flash offer!
Valid till 31 Jul 2026
Are you eligible?
New Credit Card Customers" refers to customers without any approved personal primary credit card when HSBC processes the application for an Eligible Credit Card.
Existing Credit Card Customers" refers to customers with any approved personal primary credit card when HSBC processes the application for an Eligible Credit Card.
What you need to know
【HSBC Credit Card Welcome Offer】Up to $700 RewardCash
During the promotion period from 1 March 2026 to 28 February 2027, New Credit Card Customers who successfully apply and get approved for an HSBC easy Credit Card will receive $700 RewardCash by making Eligible Transactions totalling HK$5,800 or above within the first 60 calendar days after card issuance. Existing Credit Card Customers will receive $300 RewardCash.【⚡️Limited-Time Flash Extra Welcome Offer】Up to $1,000 RewardCash
During the promotion period from 13 July to 31 July 2026, New Credit Card Customers who successfully apply via MoneySmart with promo code "MARTFLASH" and get approved for an HSBC easy Credit Card will receive up to $1,000 RewardCash by making Eligible Transactions of a designated amount within the first 60 calendar days after card issuance, including at least one mobile phone or QR code payment.
Existing Credit Card Customers can enjoy a total maximum of an extra $500 RewardCash. *T&Cs apply.【Spending Instalment Plan Promotion】Extra $200 RewardCash
New Credit Card Customers who activate the Eligible Credit Card and successfully apply for a Spending Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance can enjoy an extra $200 RewardCash. T&Cs apply.
Card Details
Good For
Online shopping enthusiasts needing cashback rewards on essential purchases like groceries and electronics.
Frequent PARKnSHOP, Watsons, and FORTRESS shoppers aiming for extra points and member discounts.
City dwellers who prefer paying bills online while maximizing their reward earnings efficiently.
Things to Note
Beware of the 35.42% annual interest rate; carrying a balance may significantly increase debt cost.
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【HSBC easy Credit Card】2026 Latest Welcome Offers, PARKnSHOP 6X MoneyBack Rebate and Annual Fee Waiver Methods
If you frequently shop at supermarkets, the HSBC easy Credit Card is definitely a must-have in your wallet. This HSBC easy card not only inherits the various privileges of the previous HSBC visa platinum card, but also brings a brand-new card face design and rich additional offers with MoneyBack rewards. Below, we will introduce the various welcome rewards, daily spending discounts, and annual fee details of the HSBC easy card.
HSBC easy Credit Card: The King of Shopping Cards in 2026
The HSBC easy Credit Card (formerly the HSBC platinum credit card) is specifically designed for budget-conscious Hong Kongers. By spending with this credit card at PARKnSHOP, Watsons, and Fortress, you can easily earn up to 6X "MoneyBack" points, and enjoy exclusive shopping discounts on designated days. Whether you are buying daily groceries, care products, or large home appliances, this card can help you save more.
- HSBC easy card Welcome Rewards: Up to HK$900 "RewardCash" or 35,000 "MoneyBack" Points
- New HSBC Credit Card Customers: Accumulate eligible spending of HK$5,800 or above within the first 60 days of card issuance to choose either $600 "RewardCash" or 35,000 "MoneyBack" points (worth approximately HK$700 "RewardCash").
- Existing HSBC Credit Card Customers: Under the same spending requirements, you can receive HK$200 "RewardCash" or 15,000 "MoneyBack" points.
- Extra Cash Advance Offer: New HSBC customers applying for a "Cash Advance" Instalment Plan of HK$20,000 or above (with a repayment period of 12 months or more) can enjoy an extra HK$200 "RewardCash".
HSBC easy Card: MoneyBack VIP Membership and Birthday Privileges
In addition to daily spending, the HSBC easy card offers also cover VIP status and birthday benefits.
- Free One-Year "MoneyBack" VIP Membership:
- From May 18, 2025 to June 30, 2026, upon successful approval and binding the credit card to the "MoneyBack" App within the first 30 calendar days of card issuance, you can enjoy a one-year VIP membership.
- Year-round Free Shipping for Online Shopping:
- By spending with the bound credit card, you can enjoy up to 4 free delivery services each year at PARKnSHOP, Watsons, and Fortress online stores.
- Birthday Month Surprises:
- Enjoy 1 free delivery service for a single purchase of HK$250 or more at PARKnSHOP physical stores.
- Get HK$50 off upon spending HK$450 at Watsons online store.
- Get HK$100 off upon spending HK$1,000 at Fortress online store.
HSBC easy card Exclusive Offers at PARKnSHOP, Watsons, and Fortress
After binding the HSBC easy Credit Card to the "MoneyBack" App, VIP members can enjoy 6X points (approx. 2.4% rebate) when spending at PARKnSHOP, Watsons, and Fortress, while regular members enjoy 4X points. In addition, you can enjoy up to 4 free shipping offers per year for spending at PARKnSHOP, Watsons, and Fortress online stores.
| Designated Merchants | Member Discount Days | "MoneyBack" Member Rewards |
|---|---|---|
| PARKnSHOP Supermarket | Every 2nd, 12th, 22nd of the month | 8% off upon a single spending of HK$100 (Physical Store) or HK$800 (Online Store) |
| Watsons | Every 8th, 18th, 28th of the month | 8% off upon a single spending of HK$400 |
| Fortress | 10th of every Jan, May, Aug, Dec | 5% off upon a single spending of HK$2,000 |
| Watson's Wine | 5th of every Jan, Apr, Jul, Oct | 8% off on regular-priced red, white wine/sake upon a single spending of HK$2,000 |
MoneyBack Points can be converted into "Asia Miles"
- Conversion Rate: The standard conversion rate is 1,500 "MoneyBack" points = 300 "Asia Miles" (equivalent to 5 points = 1 mile). A minimum of 1,500 points is required for each conversion.
- Monthly Limit: Each member can convert up to a maximum of 30,000 "MoneyBack" points into 6,000 "Asia Miles" per month.
- Conversion Method: You only need to register and link your Cathay membership account within the "MoneyBack" mobile app to directly convert points within the App. After the transaction is completed, the miles will be displayed in your Cathay membership account.
- Two-way Conversion: Now, the points on both sides are interchangeable. If you want to convert miles into supermarket points to spend as cash, you can also use a minimum of 2,000 "Asia Miles" to convert into 4,250 "MoneyBack" points.
HSBC easy Credit Card Application Requirements and Annual Fee
Applying for the HSBC easy Credit Card is actually very simple:
- Annual Income Requirement: Only requires HK$120,000 or above to apply.
- HSBC easy card Annual Fee: You can enjoy a first two-year annual fee waiver offer upon successful application.
HSBC easy Credit Card Frequently Asked Questions
What is included in the eligible spending for the HSBC easy card welcome offer?
- Eligible spending refers to general retail spending, but excludes top-ups or transactions via e-wallets (such as Alipay, WeChat Pay, PayMe), Octopus Automatic Add Value Service, bill payments, tax payments, cash advances, and instalment plans, etc.
If I already have an HSBC Red Credit Card, will I still get a welcome offer when applying for the HSBC easy card?
- Yes. As long as you hold any primary personal credit card approved by HSBC, you are an "Existing Credit Card Customer". You can still enjoy the welcome rewards for existing customers, which is $200 "RewardCash" or 15,000 "MoneyBack" points, and exclusive MoneySmart offers.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.