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HSBC easy Credit Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Random Colour) (Value: HK$380)
Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Random Colour) (Value: HK$380)
MoneySmart Exclusive
Doshisha Gorilla Calf Massager (Value: HK$398, random color)
Doshisha Gorilla Calf Massager (Value: HK$398, random color)
MoneySmart Exclusive
Branden Safe Plus Wallet Bag (Value: HK$305, random color)
Branden Safe Plus Wallet Bag (Value: HK$305, random color)
【Earn Trip.com promo codes & Up to HK$398 rewards at ZERO Cost + Limited-time Chance to Win $50,000 RewardCash】
🌟From now until 30 Jun 2026, new and existing credit card customers who successfully apply for a designated HSBC credit card through MoneySmart and submit a rewards redemption form on or before 15 Jul 2026, can enjoy an exclusive gift from MoneySmart: 🏖️Trip.com 8% Hotel Booking Promo Code + HK$100 Flights Promo Code and 🎁ONE of the following exclusive rewards (choose one):
・ Doshisha Gorilla Calf Massager (Value: HK$398, random color)
・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color)
・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)
Successfully apply for the card and complete designated tasks:
🌟 Enjoy bank welcome offer up to $900 RewardCash
🌟 Register to enter the 【Limited-Time Welcome Lucky Draw】—Guaranteed Prize: $50 RewardCash; orGrand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners)(Promotion ends 31 Jul 2026)!
Valid till 30 Jun 2026
ARE YOU ELIGIBLE?
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.
"New Credit Card Customers" refers to customers without ay approved personal primary credit card when HSBC process the application for an Eligible Credit Card.
Customers must complete and submit the redemption form with card approval proof after logging in to MoneySmart on or before 15 July, 2026 to be eligible for extra rewards.
WHAT YOU NEED TO KNOW
【MoneySmart Exclusive Offer】
From 1 June to 30 June 2026, successfully apply for any designated HSBC Credit Card via MoneySmart, and submit the redemption form on or before 15 July 2026, you can earn :
⚡️Agoda 7% Hotel Promo Code (Up to HK$780 Off) *Promotion is subject to terms and conditions; AND
・ Doshisha Gorilla Calf Massager (Value: HK$398, random color) or
・ Stanley The Quencher H2.0 Flowstate™ Tumbler 880ml / 30oz. (Value: HK$380, random color) or
・ Branden Safe Plus Wallet Bag (Value: HK$305, random color)"New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.
"Existing Credit Card Customers" refer to customers with any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when HSBC process the application for the Eligible Credit Card.【Bank Welcome Offer up to $900 RewardCash!】
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC easy Credit Card, and make a respective accumulated amount of Eligible Transactions totalling HK$5,800 within the first 60 calendar days after card issuance, can enjoy 35,000 MoneyBack points (equivalent to $700 Reward Cash) or $600 RewardCash;
Successfully apply for the Spending Instalment Plan, and enjoy an additional $200 RewardCash!MoneySmart Exclusive Offer is provided by MoneySmart, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute
【Limited-Time Welcome Lucky Draw: Up to 1,000,000 Miles!】
From 1 June to 31 July 2026, successfully apply for a card online and accumulate a minimum spending of HKD/RMB 500 within the first 60 calendar days from the card issuance date to register and enter the lucky draw!Winner of the lucky draw can get ONE of the prizes below:
🎁 Guaranteed Prize: $50 RewardCash; or
🎁 Grand Prize: $50,000 RewardCash (or up to 1,000,000 miles*) (24 Winners) – sufficient to redeem 5 round-trip business class tickets between HK and Europe# or enjoy Fine Dining month after month all year round^!New Credit Card Customer will be entitled to FIVE lucky draw chances; Existing Credit Card Customers will be entitled to ONE lucky draw chance.
*Up to 1,000,000 miles (or $50,000 RewardCash) is the lucky draw prize and the redemption rate is as follows: Eligible HSBC EveryMile Credit Card holder could redeem 1,000,000 miles with $50,000 RewardCash; other eligible card holder could redeem 500,000 miles with $50,000 RewardCash.
# Please refer to the official websites of different frequent flyer programmes and check the latest requirements.
^Actual redemption is subject to individual restaurant charges.
Card Details
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【HSBC easy Credit Card】2026 Latest Welcome Offers, PARKnSHOP 6X MoneyBack Rebate and Annual Fee Waiver Methods
If you frequently shop at supermarkets, the HSBC easy Credit Card is definitely a must-have in your wallet. This HSBC easy card not only inherits the various privileges of the previous HSBC visa platinum card, but also brings a brand-new card face design and rich additional offers with MoneyBack rewards. Below, we will introduce the various welcome rewards, daily spending discounts, and annual fee details of the HSBC easy card.
HSBC easy Credit Card: The King of Shopping Cards in 2026
The HSBC easy Credit Card (formerly the HSBC platinum credit card) is specifically designed for budget-conscious Hong Kongers. By spending with this credit card at PARKnSHOP, Watsons, and Fortress, you can easily earn up to 6X "MoneyBack" points, and enjoy exclusive shopping discounts on designated days. Whether you are buying daily groceries, care products, or large home appliances, this card can help you save more.
- HSBC easy card Welcome Rewards: Up to HK$900 "RewardCash" or 35,000 "MoneyBack" Points
- New HSBC Credit Card Customers: Accumulate eligible spending of HK$5,800 or above within the first 60 days of card issuance to choose either $600 "RewardCash" or 35,000 "MoneyBack" points (worth approximately HK$700 "RewardCash").
- Existing HSBC Credit Card Customers: Under the same spending requirements, you can receive HK$200 "RewardCash" or 15,000 "MoneyBack" points.
- Extra Cash Advance Offer: New HSBC customers applying for a "Cash Advance" Instalment Plan of HK$20,000 or above (with a repayment period of 12 months or more) can enjoy an extra HK$200 "RewardCash".
HSBC easy Card: MoneyBack VIP Membership and Birthday Privileges
In addition to daily spending, the HSBC easy card offers also cover VIP status and birthday benefits.
- Free One-Year "MoneyBack" VIP Membership:
- From May 18, 2025 to June 30, 2026, upon successful approval and binding the credit card to the "MoneyBack" App within the first 30 calendar days of card issuance, you can enjoy a one-year VIP membership.
- Year-round Free Shipping for Online Shopping:
- By spending with the bound credit card, you can enjoy up to 4 free delivery services each year at PARKnSHOP, Watsons, and Fortress online stores.
- Birthday Month Surprises:
- Enjoy 1 free delivery service for a single purchase of HK$250 or more at PARKnSHOP physical stores.
- Get HK$50 off upon spending HK$450 at Watsons online store.
- Get HK$100 off upon spending HK$1,000 at Fortress online store.
HSBC easy card Exclusive Offers at PARKnSHOP, Watsons, and Fortress
After binding the HSBC easy Credit Card to the "MoneyBack" App, VIP members can enjoy 6X points (approx. 2.4% rebate) when spending at PARKnSHOP, Watsons, and Fortress, while regular members enjoy 4X points. In addition, you can enjoy up to 4 free shipping offers per year for spending at PARKnSHOP, Watsons, and Fortress online stores.
| Designated Merchants | Member Discount Days | "MoneyBack" Member Rewards |
|---|---|---|
| PARKnSHOP Supermarket | Every 2nd, 12th, 22nd of the month | 8% off upon a single spending of HK$100 (Physical Store) or HK$800 (Online Store) |
| Watsons | Every 8th, 18th, 28th of the month | 8% off upon a single spending of HK$400 |
| Fortress | 10th of every Jan, May, Aug, Dec | 5% off upon a single spending of HK$2,000 |
| Watson's Wine | 5th of every Jan, Apr, Jul, Oct | 8% off on regular-priced red, white wine/sake upon a single spending of HK$2,000 |
MoneyBack Points can be converted into "Asia Miles"
- Conversion Rate: The standard conversion rate is 1,500 "MoneyBack" points = 300 "Asia Miles" (equivalent to 5 points = 1 mile). A minimum of 1,500 points is required for each conversion.
- Monthly Limit: Each member can convert up to a maximum of 30,000 "MoneyBack" points into 6,000 "Asia Miles" per month.
- Conversion Method: You only need to register and link your Cathay membership account within the "MoneyBack" mobile app to directly convert points within the App. After the transaction is completed, the miles will be displayed in your Cathay membership account.
- Two-way Conversion: Now, the points on both sides are interchangeable. If you want to convert miles into supermarket points to spend as cash, you can also use a minimum of 2,000 "Asia Miles" to convert into 4,250 "MoneyBack" points.
HSBC easy Credit Card Application Requirements and Annual Fee
Applying for the HSBC easy Credit Card is actually very simple:
- Annual Income Requirement: Only requires HK$120,000 or above to apply.
- HSBC easy card Annual Fee: You can enjoy a first two-year annual fee waiver offer upon successful application.
HSBC easy Credit Card Frequently Asked Questions
What is included in the eligible spending for the HSBC easy card welcome offer?
- Eligible spending refers to general retail spending, but excludes top-ups or transactions via e-wallets (such as Alipay, WeChat Pay, PayMe), Octopus Automatic Add Value Service, bill payments, tax payments, cash advances, and instalment plans, etc.
If I already have an HSBC Red Credit Card, will I still get a welcome offer when applying for the HSBC easy card?
- Yes. As long as you hold any primary personal credit card approved by HSBC, you are an "Existing Credit Card Customer". You can still enjoy the welcome rewards for existing customers, which is $200 "RewardCash" or 15,000 "MoneyBack" points, and exclusive MoneySmart offers.