Mox Credit Card (Asia Miles)

ARE YOU ELIGIBLE?

• Must be Mox New Customers; From now to 15 Sep, 2026, successfully open an account and apply for a Mox credit card using the invitation code

• Customers must complete and submit the redemption form along after logging in to MoneySmart on or before 30 November, 2026 (applicable to gifts provided by MoneySmart)

WHAT YOU NEED TO KNOW

1. 【🌟 No Spending Required: MoneySmart Welcome Reward】
   From now to 15 September, 2026, New Customers who successfully open an account, apply for a Mox credit card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS" and have it approved, and submit the redemption form on or before the desiganted date can get:
   1. HK$200 Cash (automatically converted from 2,000 SmartPoints and deposited directly into FPS account); AND
   2. Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code¹; OR HK$100 Buy & Ship Cash-Vouchers² (fulfilled by MoneySmart)

   ¹ Applicable to Trip.com new users only; Promotion is subject toterms and conditions.
   ² Applicable to Buy&Ship new users only; Promotion is subject to terms and conditions.

2. 【📱New! Mox x MoneySmart Spending Reward: First 100 Customers with Card Approved will Stand a Chance to Get the Apple Purchase Fully Sponsored】
   From now until 15 September 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXFLASHMS2" and spend HK$2,000 within 30 days of card approval can enjoy:
   ・HK$1,000 Cash Rebate (fulfilled by Mox)
   *Subject to the Terms and Conditions of the "MOXFLASHMS2" invitation code promotion.
   ⠀⠀
   From now until 15 September 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXFLASHMS3", and spend HK$2,000 within 30 days of card approval, can enjoy one of the following rewards (choose 1 out of 3, fulfilled by MoneySmart):
   1. HK$1,000 Apple Store Gift Card
   2. 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Value: HK$2,300)
   3. Beyerdynamic Amiron 300 True Wireless with Active Noise Cancellation (Value: HK$2,299)
   *Subject to the Terms and Conditions of the "MOXFLASHMS3" invitation code promotion.
   ⠀⠀
   From now until 15 September 2026 (both dates inclusive), New Customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXPHONEMS", and spend HK$9,000 within 30 days of card approval, can enjoy one of the following rewards (choose 1 out of 3, fulfilled by MoneySmart):
   1. HK$1,800 Apple Store Gift Card
   2. PHILIPS RO Water Dispenser ADD6910DG/90 (Grey Colour) (Value: HK$3,388)
   3. LOJEL Cubo 26-inch Front-Opening Expandable Suitcase (Rose) (Value: HK$3,300); PLUS
   🔥📱Among the first 100 Eligible Customers who successfully applied for a Mox Credit Card using invitation code "MOXPHONEMS" can earn a chance to get an additional redemption code (randomly distributed by Mox) for redeeming the HK$10,000 Apple Store Gift Card via MoneySmart^. The remaining Eligible Customers will still receive the reward(s) based on their eligibility.
   *Subject to the Terms and Conditions of the "MOXPHONEMS" invitation code promotion. ^1 quota, redemption code will be distributed by Mox randomly.
   ⠀⠀
   💡 Tip: Mox Credit Card is approved 24/7 and ready to use instantly (mobile payments✅). Once you reach the spending requirement, you'll automatically receive a gift redemption email containing your 6-digit MoneySmart redemption code. Head to MoneySmart to fill in the rewards redemption form; gifts will be dispatched (free delivery straight to your door) as soon as 8 weeks after the promotion ends.

3. 【💰Earn Additional HKD500 CashBack at ZERO Cost】
   During the Promotion Period, new customers who successfully open a Mox account and apply for a Mox credit card using any one of the designated MoneySmart invitation codes: "MOXFLASHMS2"/ "MOXFLASHMS3"/ "MOXPHONEMS", can enjoy HKD500 cash rebate if you deposit HKD50,000 in the Mox Account within 7 days after the account opened and maintain an average Eligible Balance of HKD50,000 or above for the next 30 days and have your Mox credit card approved
   (Fulfilled by Mox)

4. 【Win a race entry for Tokyo Marathon 2027 / Tokyo round ticket🏃🏻🇯🇵】
   Register the promotion by 15 Sep, 2026: Every single eligible spending transaction of HKD200 or above made with your Mox Card by Mastercard automatically earns you 1 lucky draw entry. Accumulate a total eligible spend of HKD42,000 or more, and every HKD200+ transaction will instantly double your entries!

5. Please refer to the Mox Card Rewards Table for eligibility criteria to unlock the designated CashBack Rate / Asia Miles Reward Ratio. For further details, refer to the Definitions Schedule, Rewards for Cards Schedule and General Fees and Charges.

6. To borrow or not to borrow? Borrow only if you can repay!