The Platinum Card
Card Details
Good For
High-income frequent travelers seeking top-tier airport lounge access and enhanced overseas spending rewards.
Individuals enjoying premium hotel experiences with exclusive benefits from partner accommodation groups globally.
Movie enthusiasts wanting to enjoy Broadway Circuit discounts and Buy-1-Get-1-Free tickets every Friday.
Things to Note
The annual principal fee is HK$9,500, which may negate the value of rewards.
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American Express Platinum Card Benefits
AE Platinum Card holders can enjoy various travel discounts and enjoy free travel insurance.
HK$2,000 Global Dining Credit per Year
From now until December 31, 2026, Basic Cardmembers of The Platinum Card® who have successfully enrolled into the “Local Dining Credit” and “Abroad Dining Credit” offer via the Amex HK App can enjoy a total of up to HK$2,000 in dining credits annually at selected restaurants worldwide.
Complementary Travel Insurance
When traveling with an AE card, you and your family are covered by the comprehensive travel insurance covering trip cancellations, delays, and medical expenses.
Complimentary Elite Hotel Memberships
AE Platinum Card members can enroll for free in Marriott Bonvoy™ Gold Elite status, enjoying exclusive benefits such as late checkout, room upgrades, and welcome gifts.
American Express Platinum Card Lounge Access
American Express Platinum Card members enjoy unlimited complimentary access to The Centurion Lounge® at Hong Kong International Airport, excluding the Centurion member-only area. Each visit allows the cardholder to bring up to two guests.
To enter, members must present the following at reception: a valid American Express Platinum Card, a same-day boarding pass, and a government-issued ID. Entry may be denied if the required documents are not provided.
AE Platinum Card Apply Eligibility
AE Platinum Card FAQ
How much is the annual fee of AE Platinum Card?
- The annual fee of AE Platinum Card is HK$9,500.
Is it hard to get an American Express Platinum card?
- Approval for AE card requires a strong credit score and solid financial standing.
Is American Express Platinum a luxury card?
- Yes, it offers premium travel, dining, and lifestyle benefits.
Is American Express Platinum really worth it?
- It’s worth it for frequent travelers who maximize its perks and rewards.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.