The Platinum Card

ARE YOU ELIGIBLE?

• Your credit card application is applied via the apply now button site (welcome offer A) / designated link (welcome offer B) and complete the spending requirement of HK$60,000 in the first 3 months and settle the HK$9,500 annual fee

• ✨ Existing Cardmembers⁺ who successfully apply for The Platinum Card through this designated link and fulfill spending of HK$15,000 within the first 3 months can enjoy welcome offer of up to 810,000 Membership Rewards points – equivalent to 45,000 miles or HK$2,700 rebate. Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
  　
  ^Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, within the past 12 months from the date of this application.

• "New Cardmember" refers to Principal Card applicants who are not holding currently and / or have not held in the preceding 12 months the Principal Card of any personal credit card / affinity card / co-branded card issued by American Express.

• Once the application is submitted and approved, the paid annual fee of HK$9,500 will not be refunded. If the Basic Cardmember has transferred / redeemed the Membership Rewards points partially or in full from the Welcome Bonus and Online Bonus, and cancels The Platinum Card within 12 months of Card issuance, American Express reserves the right to debit the prevailing annual fee of HK$9,500 from such Cardmember’s account. Should any dispute arise, the decision of American Express shall be final. 

• If the Basic Cardmember cancels The Platinum Card within 12 months of Card issuance, American Express reserves the right to claw back the exclusive Welcome Offer or debit the original price of the Welcome Offer from such Cardmember’s account without prior notice.

WHAT YOU NEED TO KNOW

1. Welcome offer B details: New Cardmembers’ Welcome Offer + Limited-Time FX Bonus:

   • Spend HK$15,000 to earn 400,000 points (22,222 miles), plus 600,000 points (33,333 miles) at HK$60,000 total spend
   • Accumulate HK$40,000 spend in foreign currencies to earn limited-time bonus of up to 1,110,000 points (61,667 miles)

2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July, 2026 to redeem welcome offer A

3. This promotion cannot be combined with any other offers. The Successful Applicant shall NOT be further entitled to receive welcome rewards in relation to the same application for the Eligible Card, if any.

4. The welcome offer A will be fulfilled by MoneySmart, please check with MoneySmart directly

5. For New Cardmembers: Click the “Apply Now” button on this page to be redirected to the designated MoneySmart link, and complete your credit card application as soon as possible.
   For Existing Cardmembers: Click this designated link to complete the application promptly, and please do not open other webpages or interrupt the process.

6. Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)