sim World Mastercard®️
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Up to 8% cashback on online retail transactions*

sim World Mastercard®️

A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and overseas retail transactions. Also a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions and Overseas Retail Transactions
First Year Free
Fee Waiver
150000
Minimum Income Requirements

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

⚡8-Day Flash【🔥Earn HK$1,000 Cash/ Up to HK$2,600 Rewards】
From 23 June until 30 June 2026, customers who successfully apply for sim Credit Card/ sim World Mastercard® via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance; OR select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as the sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy 🏨 Trip.com 8% Hotel Bookings Promo Code + ✈️ Trip.com HK$100 Flights Promo Code (upon claim submission); AND will be entitled one of the following gifts (choose 1 out of 5)🎁 :
4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
BRUNO BOE115 Compact Multi Grill Pot (Value: HK$1,098)
・[🔥Limited-time Upgrade] HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)
(Fulfilled by MoneySmart)
⠀⠀
💡Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

Valid till 30 Jun 2026

ARE YOU ELIGIBLE?

  • You need to apply for the designated sim credit card through MoneySmart and have it approved by 31 July 2026. Must (1) Select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as your sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan by 30 June 2026 or (2) Spend HK$100 with eligible retail transactions made within 30 calendar days.

  • Must be a new cardholder.
    * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

  • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

  • 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

WHAT YOU NEED TO KNOW

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 July 2026

  2. During the Campaign Period, new customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (upon claim submission, terms and conditions apply

  3. 【MoneySmart Exclusive】
    Eligible customers can choose 1 reward out of 5:
    4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
    LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100) or
    QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
    BRUNO BOE115 Compact Multi Grill Pot (Value: HK$1,098)
    HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)

  4. 【sim Welcome Offer】
    During the Promotion Period, new customers who successfully apply for a sim Credit Card and fulfill the designated spending requirements can enjoy the following welcome offers:
    1. No spending required:
    A 6-month interest-free and handling fee-free Cash Installment Plan of up to HK$100,000.
    ⠀⠀
    2. Accumulate eligible retail spending of HK$8,000:
    ・Up to HK$700 Cash Rebate OR
    ・HK$700 Apple Store Gift Card

  5. Limited-time Alert! 【sim World Class Welcome Offer🏅】
    From 1 June to 20 July, 2026, new customers who successfully apply for a sim Credit Card / sim World Mastercard® and complete the specified spending requirements can enjoy the following welcome offers:
    1. Accumulate eligible retail spending of HK$3,000 or more within the specified period:
    ⚽️ ONE Designated national football team home or away adult jersey (fan version) (Suggested Retail Price: HK$699)

     

    *Apply Early, Get Your Jersey Sooner!
    Successfully get approved for an eligible credit card by 20 June 2026 and spend HK$3,000 by 30 June 2026 to redeem a selected national football team home or away adult jersey (fan version) starting from 8 July 2026.

     

    Put on your jersey and show your support for your favourite team!

     

    Terms and conditions apply.

Card Details

Good For

Online shoppers desiring up to 8% cashback for maximizing savings on digital purchases.

Urban explorers frequently shopping at designated local merchants like Adidas and Matsumotokiyoshi.

Budget-savvy individuals needing a first-year fee waiver to manage initial credit costs.

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