sim World Mastercard®️

ARE YOU ELIGIBLE?

• You need to apply for the designated sim credit card through MoneySmart and have it approved by 31 July 2026. Must (1) Select "Up to HKD100,000 6-month interest-free and monthly handling fee waived Cash Instalment Plan" as your sim Welcome offer, activate the credit card and successfully approved for the Cash Instalment Plan by 30 June 2026 or (2) Spend HK$100 with eligible retail transactions made within 30 calendar days.

• Must be a new cardholder.
  * Referring to customers who do not currently holding and has not, within the past 12 calendar months from the month of application, cancelled nor held any principal card issued by the Card Issuer; and not currently using any loan or credit services of the Card Issuer or maintaining any loan or credit accounts with the Card Issuer and has not, within the past 24 calendar months from the month of application

• Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

• After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.

• 💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 89-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, sim will offer an additional HK$50 cash rebate!

WHAT YOU NEED TO KNOW

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 15 June 2026

2. During the Campaign Period, new customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and accumulate eligible retail transactions of HK$100 within 30 days after card issuance, activate the credit card and successfully approved for the Cash Instalment Plan, can enjoy Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code (upon claim submission, terms and conditions apply

3. 【MoneySmart Exclusive】
   Eligible customers can choose 1 reward out of 5:
   ・4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600) or
   ・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100) or
   ・QUICO Q-Travel Set (Ionic Highspeed Hair Dryer + Cordless Straightener) (Value: HK$1,458)
   ・BRUNO BOE115 Compact Multi Grill Pot (Value: HK$1,098)
   ・HK$1,000 Cash via FPS (automatically converted by 10,000 SmartPoints and directly deposited into FPS account)

4. 【sim Welcome Offer】
   During the Promotion Period, new customers who successfully apply for a sim Credit Card and fulfill the designated spending requirements can enjoy the following welcome offers:
   1. No spending required:
   A 6-month interest-free and handling fee-free Cash Installment Plan of up to HK$100,000.
   ⠀⠀
   2. Accumulate eligible retail spending of HK$8,000:
   ・Up to HK$700 Cash Rebate OR
   ・HK$700 Apple Store Gift Card

5. 🙀【sim Credit Card - Everything by Instalment Reward】
   From April 1 to June 30, 2026, apply for the Spending Instalment Plan via sim Credit Card app to enjoy 3 major rewards:  
   🆓 Reward 1: 0% Monthly Handling Fee for the first 3 months 
   Customers successfully apply for an Eligible Spending Instalment Plan, in respect of a single Eligible Transaction in the amount of HKD2,000 or above, via a New Spending Instalment Account, will be entitled to 0% Monthly Handling Fee for the first 3 Eligible Spending Instalment Plans during the Promotion Period.
   💰 Reward 2:  Daily Reward - First 4 Customers Daily Get HK$1,000 Cashback
   Starting from 11:00 AM each day during the Promotion Period, the first 4 customers who successfully apply for an Eligible Spending Instalment Plan^ with 6-month tenor or more will be entitled to a HK$1,000 Cashback. 
   📱 Reward 3: Weekly Reward - First Customer Every Wednesday Gets a 17 Smartphone
   Starting from 11:00 AM every Wednesday, the first Eligible Cardholder to receive the Daily Reward on that day will receive one Apple Fan’s favorite 17 Smartphone (Reference Price: HK$9,399).
   *Promotion is subject to Terms and Conditions.
   ^Designated Spending Instalment Plan refers to a single Spending Instalment transaction amount of HKD2,000 or above and tenor of 6 months or longer.