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Standard Chartered Smart Card
Apply through MoneySmart and redeem for any of these:
Product Carousel
MoneySmart Exclusive
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card
MoneySmart Exclusive
Dyson HushJet™ Mini Cool Fan (Value: HK$890, random color)
Dyson HushJet™ Mini Cool Fan (Value: HK$890, random color)
MoneySmart Exclusive
Medicube Age-R Duo Beauty Set (Value: HK$1,970)
Medicube Age-R Duo Beauty Set (Value: HK$1,970)
MoneySmart Exclusive
HK$800 HKTVmall e-Vouchers
HK$800 HKTVmall e-Vouchers
MoneySmart Exclusive
HK$800 Parknshop e-Vouchers
HK$800 Parknshop e-Vouchers
MoneySmart Exclusive
PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
【🌟July Exclusive: Apply to Earn HK$800 Cash Vouchers】
From now until 31 July 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・[🔥Fresh Drop!] Dyson HushJet™ Mini Cool Fan (Value: HK$890)
・Medicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
・PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
・HK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Valid till 31 Jul 2026
ARE YOU ELIGIBLE?
You need to apply through MoneySmart and credit card has to be approved. There are no spending requirements.
Must be a new-to-bank cardholder- Applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page.
The exclusive reward will be fulfilled by MoneySmart, please check with MoneySmart directly
WHAT YOU NEED TO KNOW
Customers must submit the redemption form on or before 10 August 2026 in order to be eligible for exclusive reward. New customers who have successfully applied and obtained card approval, you must log into you MoneySmart account and submit claim form along with any valid card approval materials issued by Standard Chartered Bank for further verification.
【SCB Welcome Offer】From now until 30 July, New Cardholders can enjoy a total of HK$1,000 CashBack upon make Accumulated Eligible Transactions of HK$3,500 within the first month from the date of issuance:
Welcome Offer of HK$800 CashBack (Promotion period: 1 May 2026 to 30 July 2026), plus Extra Reward: HK$200 CashBack (Promotion period: 5 May 2026 to 30 June 2026)
Card Details
Good For
Young professionals seeking significant cashback rewards on popular streaming services and dining choices.
Budget-conscious shoppers at major retailers like PARKnSHOP, Watsons, and McDonald’s for everyday savings.
Travelers who appreciate waived fees on foreign purchases while utilizing global Visa payWave acceptance.
Things to Note
The retail interest rate is 33.361%; carrying a balance increases costly debt rapidly.
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Standard Chartered Smart Card Key Features
| Features | Standard Chartered Smart Card Details |
|---|---|
| Key Highlights |
|
| Min. Annual Salary | HK$96,000 |
| Annual Fee | Perpetual Annual Fee Waiver |
| Cash Rebate Rate | 5% |
Standard Chartered Smart Card Monthly Extra HK$40,000 cashflow via FPS
Can students apply for Standard Chartered Smart Card?
SCB Smart Card vs SCB Simply Cash Card
Both Standard Chartered Smart Card and Standard Chartered Simply Cash Card have a low annual salary requirement of HK$96,000. In terms of CashBack, Simply Cash Card is more attractive, offering 1.5% CashBack on spending in local currency and 2% CashBack on spending in foreign currency, whereas Smart Card only offers 0.56% CashBack on foreign currency retail transactions.
However, if you always shop at supermarkets, convenience stores or beauty stores, SCB Smart Card might suit you better as . cardholders can enjoy 5% CashBack at designated merchants including 759 Store, Circle K, McDonald’s, PARKnSHOP and its designated retail stores, Sa Sa, Watsons, Japan Home Centre, etc with no minimum spending requirement.
SCB Smart Card vs WeWa UnionPay Card
SCB Smart Card vs Hang Seng MPower Card
Both Standard Chartered Smart Card and Hang Seng MPower Card offer 5% cashback on various spending categories. With SCB Smart Card, you can enjoy 5% cashback at designated supermarkets/convenience stores such as PARKnSHOP, 759 STORE, Watsons and Circle K with no minimum spending requirement. SCB Smart Card is more suitable for people who frequently do grocery shopping.
With Hang Seng MPower Card, you can enjoy 6% +FUN Dollars on overseas foreign currencies and 5% +FUN Dollars on online retail spending in local dining, electronics and entertainment which is more suitable for people who always dine out and travel.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.