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Standard Chartered Smart Card
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card
MoneySmart Exclusive
Medicube Age-R Duo Beauty Set (Value: HK$1,970)
Medicube Age-R Duo Beauty Set (Value: HK$1,970)
MoneySmart Exclusive
HK$800 HKTVmall e-Vouchers
HK$800 HKTVmall e-Vouchers
MoneySmart Exclusive
Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
MoneySmart Exclusive
HK$800 Parknshop e-Vouchers
HK$800 Parknshop e-Vouchers
MoneySmart Exclusive
PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
PHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
ăđJune Exclusive: Apply to Earn HK$800 Cash Vouchersă
From now until 30 June 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
ăťPlus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
ăťMedicube Age-R Duo Beauty Set (Age-R Booster Cleanser + Booster Pro mini plus + PDRN Hydrating Gel Cleanser 200ml) (Value: HK$1,970)
ăťPHILIPS ADD4902BK Soda Maker 1200W (Value: HK$1,288)
ăťHK$800 Apple Store Gift Card/ HKTVmall e-Vouchers/ ParknShop e-Vouchers
Valid till 30 Jun 2026
ARE YOU ELIGIBLE?
You need to apply through MoneySmart and credit card has to be approved. There are no spending requirements.
Must be a new-to-bank cardholder- Applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the âBankâ) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Donât use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmartâs designated link, please complete the application form asap; Do not open another web page.
The exclusive reward will be fulfilled by MoneySmart, please check with MoneySmart directly
WHAT YOU NEED TO KNOW
Customers must submit the redemption form on or before 15 July 2026 in order to be eligible for exclusive reward. New customers who have successfully applied and obtained card approval, you must log into you MoneySmart account and submit claim form along with any valid card approval materials issued by Standard Chartered Bank for further verification.
ăSCB Welcome OfferăFrom now until 30 June, New Cardholders can enjoy a total of HK$1,000 CashBack upon make Accumulated Eligible Transactions of HK$3,500 within the first month from the date of issuance:
Welcome Offer of HK$800 CashBack (Promotion period: 1 May 2026 to 30 July 2026), plus Extra Reward: HK$200 CashBack (Promotion period: 5 May 2026 to 30 June 2026)
Card Details
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Standard Chartered Smart Card Key Features
| Features | Standard Chartered Smart Card Details |
|---|---|
| Key Highlights |
|
| Min. Annual Salary | HK$96,000 |
| Annual Fee | Perpetual Annual Fee Waiver |
| Cash Rebate Rate | 5% |
Standard Chartered Smart Card Monthly Extra HK$40,000 cashflow via FPS
Can students apply for Standard Chartered Smart Card?
SCB Smart Card vs SCB Simply Cash Card
Both Standard Chartered Smart Card and Standard Chartered Simply Cash Card have a low annual salary requirement of HK$96,000. In terms of CashBack, Simply Cash Card is more attractive, offering 1.5% CashBack on spending in local currency and 2% CashBack on spending in foreign currency, whereas Smart Card only offers 0.56% CashBack on foreign currency retail transactions.
However, if you always shop at supermarkets, convenience stores or beauty stores, SCB Smart Card might suit you better as . cardholders can enjoy 5% CashBack at designated merchants including 759 Store, Circle K, McDonaldâs, PARKnSHOP and its designated retail stores, Sa Sa, Watsons, Japan Home Centre, etc with no minimum spending requirement.
SCB Smart Card vs WeWa UnionPay Card
SCB Smart Card vs Hang Seng MPower Card
Both Standard Chartered Smart Card and Hang Seng MPower Card offer 5% cashback on various spending categories. With SCB Smart Card, you can enjoy 5% cashback at designated supermarkets/convenience stores such as PARKnSHOP, 759 STORE, Watsons and Circle K with no minimum spending requirement. SCB Smart Card is more suitable for people who frequently do grocery shopping.
With Hang Seng MPower Card, you can enjoy 6% +FUN Dollars on overseas foreign currencies and 5% +FUN Dollars on online retail spending in local dining, electronics and entertainment which is more suitable for people who always dine out and travel.