HK$2=1 mile

Miles Conversion(Eligible spending on Cathay and HK Express)

HK$4 = 1 mile

Miles Conversion (Eligible spending on dining, online and overseas category)

80,000 miles

Bank Welcome Offer

All Details

• Key Features

  • Welcome offer: Up to 80,000 Asia Miles

  • Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements

  • 10% discount when you redeem hotel stays, car rentals, travel experience or dining awards

  • Earn 20 Cathay Membership Status club points for every HK$100,000 eligible transactions, up to 100 club points

  • To borrow or not to borrow? Borrow only if you can repay!

  • Information is for reference only. Terms and conditions apply. Please visit Cathay’s website for details

Octopus Card AAVS

• Earn HK$6=1 Asia Mile when you top up your Octopus card by using Standard Chartered Cathay Mastercard – Priority Banking

Online Shopping

Air Miles

• Up to HKD2 = 1 Asia Miles for eligible spending* on Cathay and HK Express

• HK$4 = 1 Asia Mile for eligible spending on dining/food delivery platforms, online and overseas category

• HK$6 = 1 Asia Mile for eligible spending on other categories

• 4 Cathay Pacific Business class lounge passes per credit card membership year

• *Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. For every HKD8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HKD4=(A)1 for eligible online spending, HKD6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000 Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HKD2=(A)1. Extra Miles offer is valid between 1 April 2023 and 30 June 2023.

Overseas Spending

Annual Fee Waiver

• Become a Priority Banking client and fulfill relevant requirements can enjoy first-year annual fee waiver of HK$4,000

• Cardholders are entitled to the annual fee waiver in the first year as long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month

Welcome Offers

• Tier 1: Accumulated Eligible Transactions* of HK$1,000 = 5,000 miles

• Tier 2: Accumulated Eligible Transactions* of HK$5,000 = 15,000 miles

• Tier 3: Accumulated Eligible Transactions* of HK$40,000 = 60,000 miles

• Tier 4: Accumulated Eligible Transactions* of HK$100,000 = 80,000 miles

Dining

Best Credit Cards

Annual Interest Rate and Fees

Annual Principal Fee	HK$4,000
Interest Free Period	Up to 56 days
Late Payment Fees	EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
Minimum Monthly Repayment	All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$/CNY220, whichever is higher

Minimum Income Requirements

Local Resident	$96,000

Card Association

Mastercard