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WeLab Global Wallet Debit Card
Card Details
- Zero annual fee
- Multi-currency support — Spend in 11 major currencies: HKD, JPY, USD, CNY, AUD, GBP, EUR, SGD, CAD, CHF, NZD
- Best FX rate guarantee — Cost-price exchange rates with zero markup; AI-powered comparison across 28 Hong Kong retail banks
- Instant virtual card — Issue immediately upon account opening; use right away with Apple Pay and online payments
- Physical card in 5–7 business days — Secure design with no card number, CVV, or expiry date printed on card face
- Global ATM withdrawals — Access cash worldwide at any ATM bearing the Cirrus® logo; only 1.5% fee overseas
- Auto FX top-up — System automatically converts HKD to required foreign currency when balance insufficient
- Mastercard® global acceptance — Accepted at all Mastercard® merchants worldwide for in-store and online purchases
- Cash rebate on spending — Up to 0.2% local, up to 1% Mainland China and overseas (promotional: 8 Jun – 31 Aug 2026, capped at HKD 50 per transaction)
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