^HK$0

Min. Annual Salary

0.4%

Cash back on overseas spend

4%

Cash rebate on travel spending and designated spending categories

All Details

• Key Features

  • Earn HK$10 Cash Rebate for every HK$250 spending at specific categories ("Travel", "Cinema", Karaoke" and "Theme Park") all year around

  • Handling fee waiver for overseas spending

  • WeWa “Daily Tap Rewards”- on or before 31/8/23, play daily games in the OmyCard App to win great prizes. You can play before AND after tapping your WeWa Card, and you are 100% guaranteed to win a prize! With incredible rewards like “Up to 20% Spending Discount”, every day comes with a new surprise!

  • From 1st Mar till 30th Jun 2023, enjoy up to HK$2,400 cash rebate with WeWa Credit Card upon spending designated amount at Suning Hong Kong (Hong Kong branches & online store) and also apply “12-month Interest-free Transaction Instalment” via OmyCard App without hassles.

  • All promotions are subject to relevant Terms and Conditions.

Student

• First 5 year annual fee waiver for Student

UnionPay

• Handling fee waiver for overseas spending

Overseas Spending

• Handling fee waiver for overseas spending

Online Shopping

• Every HK$250 spending rebates HK$1

Cash Back

• Basic Cash Rebate: Every HK$250 spending rebates HK$1

• Earn HK$10 Cash Rebate for every HK$250 spending at specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round

• WeWa “Daily Tap Rewards”- on or before 31/8/23, play daily games in the OmyCard App to win great prizes. You can play before AND after tapping your WeWa Card, and you are 100% guaranteed to win a prize! With incredible rewards like “Up to 20% Spending Discount”, every day comes with a new surprise!

Welcome Offers

• B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Best Credit Cards

• Earn HK$10 Cash Rebate for every HK$250 spending at specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round

• Handling fee waiver for overseas spending

• WeWa “Daily Tap Rewards”- on or before 31/8/23, play daily games in the OmyCard App to win great prizes. You can play before AND after tapping your WeWa Card, and you are 100% guaranteed to win a prize! With incredible rewards like “Up to 20% Spending Discount”, every day comes with a new surprise!

Annual Interest Rate and Fees

Annual Principal Fee	HK$1,500 (First 5-year annual fee waiver)
Supplementary Annual Fee	N/A
Interest Free Period	53 Days
Annual Interest Rate	N/A
Late Payment Fees	HK$320 or Minimum Payment Due (whichever is lower)
Minimum Monthly Repayment	HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Foreign Currency Transaction Fee	N/A
Foreign Check Fee	N/A
Cash Advance Transaction Fee	3.5% of transaction amount or HK$100 (whichever is higher)
Overlimit Fee	HK$220

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Card Association

UnionPay

Wireless Payment

UnionPay QuickPass
Apple Pay
QR Code Payment