WeWa UnionPay Diamond Card
Apply through MoneySmart and redeem for any of these:
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【😱 Exclusive Deal: Earn Mobile Payment up to 100% cash rebate!】
From now until 30 Jun 2026, new customers who applied for a designated credit card: WeWa Visa Signature Card / WeWa Visa Platinum Card/ WeWa UnionPay Diamond Card via MoneySmart, can enjoy one of the following exclusive rewards upon successful approval - no spending required:
・2,000 SmartPoints - without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)!⠀
New customers of PrimeCredit Credit Card can also earn up to 100% cash rebate via mobile payments (up to HK$1,000), plus select one of the following 🌟welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
．HK$500 cash rebate
・Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit)⠀⠀
See more details below
Valid till 30 Jun 2026
ARE YOU ELIGIBLE?
You need to apply through MoneySmart and credit card is approved. There are no spending requirements
Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.
WHAT YOU NEED TO KNOW
Customers who have successfully applied and obtained card approval must log-in to MoneySmart and submit the redemption form on or before 31 July 2026 in order to be eligible for MoneySmart exclusive reward.
【MoneySmart Exclusive】
From now until 30 Jun 2026, New Customers of PrimeCredit Credit Card who successfully applied for a Designated Credit Card: WeWa Visa Signature Card/ WeWa Visa Platinum Card (applicable to designated Full-time University /Tertiary Students)/ WeWa UnionPay Diamond Card/ WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students) via MoneySmart, can enjoy:
1️⃣ 2,000 SmartPoints (fulfilled by MoneySmart); PLUS,
2️⃣ 100% cash rebate via mobile payments (up to HK$1,000), and no minimum spending
requirement (fulfilled by PrimeCredit)【PrimeCredit Credit Card Welcome Offer】
New PrimeCredit Credit Card Customers can enjoy Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program; OR
Spend designated amount on eligible retail transactions within the first 90 days of card issuance to enjoy one of the following welcome offers:
．LOJEL Vita 28" Luggage (Suggested price: HK$1,700)
．HK$800 Apple Store Gift Card
・HK$500 Cash Rebate
・Exclusive Welcome Offer for Tertiary Student: HK$200 Cash Rebate (spend HK$2,000 on eligible retail purchase transactions within 90 days from the card issuing date)“New Customers of PrimeCredit Credit Card" means applicants who do not currently hold or have not held/canceled any credit cards issued by PrimeCredit Limited in the past 12 months prior to the date of their application for a Designated Credit Card.
Card Details
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WeWa UnionPay Diamond Card: Key Information & Full Review
Basic Features & Eligibility
WeWa UnionPay Diamond Card Features：
| Features | WeWa UnionPay Diamond Card |
|---|---|
| Minimum Income Needed | HK$0 |
| Annual Fee | HK$1,500 (Waived for the first 2 years) |
Is the WeWa Diamond Card Worth It? Key Features & Benefits
Pros of WeWa UnionPay Card
Another notable perk is that Octopus top-ups count toward the welcome offer, so you can easily meet spending requirements and earn rewards at minimal extra cost. Full-time university and college students are also eligible to apply.
Cons of WeWa Diamond Card
Cashback Rates with WeWa UnionPay
WeWa UnionPay Diamond Card Cashback：
| Spending Category | Cashback Rate |
|---|---|
| Foreign Currency | 0.4% |
| Octopus Top-Up | 0.4% |
How Does WeWa Diamond Card Compare to Other Cashback Credit Cards?
Credit Card Local vs Overseas Spend Comparison：
| Credit Card | Local Spend | Overseas Spend |
|---|---|---|
| WeWa UnionPay | Up to 4% (on your chosen category: mobile payments, travel, overseas, or online entertainment) | 4% |
| Earnmore | 2% | 2% |
| Hang Seng enJoy | 4x YUU Points (= 2% rebate) at designated merchants / general spending | 1x YUU Point (= 0.5% rebate) |
| Citi Rewards | Up to 3% (on shopping and entertainment) | Up to 3% (on shopping and entertainment) |
| WeWa Visa Signature | Up to 4% (same category structure) | Up to 4% (if overseas payment is chosen) |
WeWa Diamond Card vs Earnmore UnionPay Card
WeWa UnionPay vs Citi Cash Back Card
The WeWa Diamond Card has no income requirement and a lower annual fee (waived for two years), with rewards focused on mobile payments, travel, overseas, and online entertainment. This makes it especially appealing for students or young professionals who want high-value rewards without steep requirements.
Frequently Asked Questions – WeWa Diamond Card
What is the annual fee for the WeWa UnionPay Diamond Card?
- HK$1,500 per year, but the first two years' annual fees are waived.
Which institution issues the WeWa UnionPay Card?
- The WeWa Diamond Card (WeWa UnionPay) is issued by PrimeCredit.