^HK$4,500

Clinical Expenses

^HK$30,000

Hospitalization & Surgical Expenses

^HK$10,000

Fidelity Protection

All Details

• Key Features

  • Worldwide cover for employer's statutory liability

  • Cash benefit to protect your loss against the interrupted service if the domestic helper is hospitalised

  • Repatriation expenses cover for death/serious sickness or bodily injury of your domestic helper and its replacement expenses

  • Employer's legal liability to third party's bodily injury or property damage due to the negligence of your domestic helper

  • Zero excess for all coverage

  • Medical expenses incurred for the injured family members due to domestic helper's malicious act

  • Financial loss resulting from fraud or dishonest acts of your domestic helper

  • Replacement lock cover if your domestic helper is repatriated due to death/medical reasons or for the fraud or dishonest acts of your domestic helper

  • Medical expenses cover including cancer and heart disease

  • Hospitalisation and dental expenses cover

  • Cover day case surgical expenses of your domestic helper, per surgery limit to maximise your sum covered

  • Cover surgery fees, anesthetist fees and operating theatre fees

  • No Waiting Period for bodily injury

  • Clinical expenses cover including bonesetter and physiotherapy

  • Personal accident cover during the rest days in Hong Kong

  • No excess for inpatient and outpatient claims

  • Provide the Employees’ Compensation plan to protect employers who employ local domestic helper or postnatal care helper from statutory legal liabilities.

  • Dah Sing Insurance members can enjoy 20% premium discount

Medical Expenses

Hospitalization & Surgical Expenses	HK$30,000
Clinical Expenses	HK$4,500 per Policy Year
Medical Practitioner
Maximum limit per visit per day HK$150
Bonesetter or Physiotherapist
Maximum limit per visit per day HK$100
Maximum limit per Policy Year HK$500
Dental Expenses	HK$1,500
Maximum limit per visit per day HK$500

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Legal Liabilities

Employees’ Compensation Insurance	HK$100,000,000

Other Protection

Personal Accident	HK$100,000
Fidelity Protection	HK$10,000
Family Members Medical Expenses	HK$5,000

Other Expenses

Repatriation Expenses	HK$20,000
Replacement Expenses	HK$5,000

Eligibility

Foreign Helper
Local Helper