Generali Domestic Helper Insurance 2026: Compare Generali Helper Insurance Premiums and Coverage
Compare different Generali domestic helper insurance plans' premiums and coverage to find the best helper insurance plan for your helper or maid at home.
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Generali Domestic Helper Insurance - Key Features
Comprehensive employees’ compensation
Under the Employee’s Compensation Ordinance employees are required by law to be liable for the bodily injury or death caused to the domestic helper arising out of and in the course of employment. The plan provides comprehensive employees’ compensation to meet the legal requirements.
No excess or deductible
Generali Domestic Helper Insurance does not require a deductible or excess. In this way, the insured can get all the compensation without any deductions or having to pay the deductible first.
Cover helper on rest days
Generali Domestic Helper Insurance covers helpers even on rest days for death or permanent disability due to accidents on rest days for up to HK$100,000.
Cover expenses for repatriation and replacement of helpers
Generali Domestic Helper Insurance cover the repatriation and replacement expenses involved when your domestic helpers is unable to continue employment due to death, injury or medical inability and replacement.
FAQ
Does Generali Domestic Helper Insurance have a waiting period?
- Yes, a 15-day waiting period applies from the inception date.
Does the age limit apply to Generali Domestic Helper Insurance?
- Yes, insurers must fall within 18 to 60.
Does Generali Domestic Helper Insurance cover accidental dental expenses?
- Yes, it covers up to HK$2,500 dental expenses.
Does Generali Domestic Helper Insurance cover outpatient expenses?
- Yes, it covers up to HK$5,000 Optional Outpatient expenses.
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