^HK$5,000

Valuables Cover (per item)

^HK$600,000

Max. Household Contents Cover

^HK$10,000,000

Max. Liability To Third Party Cover

All Details

• Key Features

  • Cover household contents and personal effects, including your furniture, fixtures, fittings and electrical domestic appliances plus your personal effects such as clothes are covered on an unspecified basis.

  • Cover the cost of replacing locks, keys and broken windows due to theft or burglary for a maximum of HK$3,000

  • Cover for accidental death as a result of fire or armed robbery at home for a maximum of HK$20,000 each insured person in first policy year and HK$40,000 each insured person from second policy year onward (Insured person aged over 18 to under 70)

  • Cover outdoor furniture and similar items that are usually in the open. Maximum limit for each policy year: HK$50,000; maximum limit for each item: HK$5,000

  • Cover liability to third party. Maximum limit per policy year: HK$10,000,000, with options to increase up to HK$20,000,000

  • Options to cover fixtures and fittings by ex-property owner or property development

Household Content Cover

Household Content	700 sq. ft and Below - HK$600,000 701 sq. ft to 1200 sq. ft - HK$800,000.00 1201 sq. ft to 2000 sq. ft - HK$1,100,000 2001 sq. ft and Above - HK$1,200,000
Home Removal Benefit	HK$10,000
per item
Locks and keys Replacement	HK$3,000
Outdoor Property	HK$50,000
Domestic Helper's Property	HK$5,000 per helper HK$1,000 per item
Unauthorised Use of Credit Cards	HK$3,000
Personal Money	HK$1,000
Removal of Debris	10% of the Adjusted Loss
Replacement Cost of Credit Cards or Personal Documents	HK$1,000
Rotten Frozen Foods	HK$5,000

Legal Liability

Third Party Liability	HK$10,000,000

Personal Accident

Personal Accident	HK$20,000
Insured person aged over 18 to under 70	HK$20,000
Insured person aged 18 or under 18 OR aged 70 or over 70	HK$10,000
Loyalty reward after first policy year
Insured person aged over 18 to under 70	HK$40,000
Insured person aged 18 or under 18 OR aged 70 or over 70	HK$20,000

Emergency Assistance Service

24-Hour Emergency Home Assistance Service
Free

Plan Materials

Policy Brochure	Read More
Policy Wording Document	Read More
Home Insurance Claim Form	Read More