^HK$15,000

Valuables Cover (per item)

^HK$1,000,000

Max. Household Contents Cover

^HK$7,500,000

Max. Liability To Third Party Cover

All Details

• Key Features

  • Comprehensive coverage of up to HK$1,000,000 for accidental physical loss or damage to home contents, maximum HK$50,000 per item and HK$500 excess per claim

  • Free extensions include alternative accommodation, temporary removal of contents, damaged locks or windows and refrigerator failure etc.

  • Legal liability coverage up to HK$7,500,000, HK$500 excess per claim for loss or damage to third party property

  • Personal accidents coverage up to HK$250,000

  • Optional building insurance

Household Content Cover

Household Content	HK$1,000,000 or the actual value of CONTENTS at HOME, whichever is the less
Accidental physical loss of or damage to CONTENTS at HOME including
furniture, fixtures, fittings, household goods and personal effects which belong to the Insured or any member of the family normally residing with the Insured (sub-limit HK$50,000 per item)
VALUABLES - gold, platinum, silver, jades, diamonds, jewellery, other precious metals or stones, watches, works of art, antiques, chinaware, curios and furs (sub-limits 10% of the Maximum Limit of Indemnity subject to HK$15,000 per item)
Alternative Accommodation	HK$30,000
Alternative Accommodation Expenses following loss or damage insured by this Section (sub-limit HK$30,000 subject to HK$1, 500 per day)
Temporary Removal of Household Content	HK$30,000
Temporary Removal of CONTENTS within Hong Kong solely for repair or maintenance purpose
Removal of Debris	HK$30,000
Removal of Debris Expenses following loss or damage insured by this Section
Money	HK$5,000
Cover for Money within Hong Kong, subject to HK$2,500 per accident
Frozen Food	HK$2,000
Deterioration of Frozen Food due to failure of refrigerator or freezer
Loss or damage due to Household Removal	HK$50,000
Loss or damage due to Household Removal from HOME to new residence within Hong Kong
Damage to Locks or Windows	HK$2,500
Damage to Locks or Windows due to theft or attempted theft at HOME
Worldwide Cover for VALUABLES	HK$2,500
subject to HK$1,000 per item

Legal Liability

Public Liability	HK$7,500,000
Legal liability of the Insured (including any member of the family normally residing with the Insured) in respect of accidental bodily injury or accidental loss of or damage to property occurring at or about HOME
Excess - HK$500 of each and every claim for loss of or damage to third party property

Personal Accident

Personal Accident	HK$250,000
Death of the Insured caused by fire, theft or attempted theft whilst at HOME (If more Policy Schedule as the Insured, the Maximum Limit of Indemnity will be divided equally among these persons）

Plan Materials

Policy Brochure	Read More
Policy Wording Document	Read More