PRUChoice Home Insurance - Harmony Plan
Plan Details
- Compensate the loss of accidental damage of furniture, household goods or appliances up to HK$75,000 per item. The maximum benefit amount for Household Contents is up to HK$750,000 per year.
- Extends to cover the interior decoration, fixtures and fittings at your home that are provided by developer or installed by ex-landlords, for example wall paint, wallpaper, false ceilings, floorings, doors and windows, etc.
- Third Party Legal Liability covers up to HK$10,000,000 per year, and it extends to cover no-fault liability to the neighbour property caused by water damage.
- A cover to protect you against risk of online activities including fraudulent website, non-delivery or damage upon delivery of online shopping's goods and personal identity theft.
- Optional Home Appliance Warranty Service Extension to cover the repair cost when your home electrical appliances suffer from mechanical and electrical breakdowns.
- You may choose to protect the building structure of your home together with your household contents with a premium rate as low as 0.07%.
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