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Zurich HomeChoice Insurance Plan (Householder Insurance)
Special Promotion

Zurich HomeChoice Insurance Plan (Householder Insurance)

HK$20,000
Valuables Cover (per item)
HK$750,000
Max. Household Contents Cover
HK$10,000,000
Max. Liability To Third Party Cover
Apply via MoneySmart and use Promo Code "MSHOME30" to enjoy 30%off for Zurich HomeChoice Insurance on the first year's premium!
Apply now!

Valid till 30 Jun 2026

Plan Details

  • Legal liability including worldwide personal liability and liability as a home owner, an occupier, a pets owner, a tenant and the home owner’s liability in common area for annual coverage of HK$10,000,000. Special protection for personal liability arising from the use of aerial cameras in Hong Kong.
  • Worldwide protection including repair cost for mobile phone, laptop or tablet computers
  • Worldwide protection cover loss incurred by unauthorized use of credit cards due to any loss of personal property (such as mobile phone with payment app installed)
  • Worldwide protection - loss of money as per a maximum coverage of HK$5,000 per accident due to any loss of money or cost of replacement for loss of personal identification documents
  • 24-Hour free Emergency home plumbing, electrical or locksmith assistance service and other free referral services
  • A DIY plan where you can adjust the maximum amount of legal liability and optional benefits including home contents (such as personal belongings, valuables and alcohol), other outdoor home contents and more. and optional benefits
  • No upper age limit; zero base fee (standard plan - multi-storey building below 41 years)
  • Major Exclusions: Non-insurance items: unexplained losses, illegal construction, machine failure, natural wear and tear, war, terrorist activities, nuclear radiation, pollution, etc.
  • Cover emerging green risks of “Solar PV system” under Section 5 – Building; and added in Part 1 – Definitions
  • Provide liability cover arising from “Solar PV system” and Electric vehicle (EV) charging facilities under Section 1 – Liability
  • Added recycling referral service to encourage our customers to adopt green lifestyle
  • To align with the new Small Unmanned Aircraft Order (“Cap. 448G”), which was commenced on June 1, 2022 and requires all remote pilots and responsible persons (e.g. owners, operators, etc) to purchase insurance separately for drones with total weight above 250g, only drones with total weight equal to/below 250g will be covered under Section 1 – Liability

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