WeLab Bank

ARE YOU ELIGIBLE?

• The offer is available to new customers who have not held any WeLab Bank account in the 12 months prior to the start of the account opening period, and who successfully open an account using the designated promo code (WLBSMT) during the promotional period.

• ‼️ New customers must open both WeLab Bank core account and investment account simultaneously to be eligible for the WeLab Global Wallet debit card rewards.

• New customers who accumulate at least HK$10,000 in qualifying mainland China and overseas spending transactions during the spending period (12 June to 30 September 2026, both dates inclusive) will earn a 6% cash rebate on net qualifying spend, capped at HK$1,000.

   

  Rewards are issued by WeLab Bank. Terms and conditions apply.

• # "Eligible Fund Transaction" means any one-time subscription order which (i) is placed during 12 June to 15 July with investment amount of no less than HKD 40,000 or equivalent and (ii) results in successful subscription for any Investment Fund via the Featured Funds Services or GoWealth Digital Wealth Advisory.

   

  For the avoidance of doubt, monthly investment orders effected via Featured Funds Services and GoWealth Digital Wealth Advisory shall NOT be considered as an Eligible Fund Transaction.

• * Fund Maintenance Period" From 15 July 2026 until 31 August 2026 (both dates inclusive)

WHAT YOU NEED TO KNOW

1. The promo code "WLBSMT" can only be used once

2. The cash reward will be converted from SmartPoint and then deposited into the eligible applicant's bank account via FPS.

3. Eligible customers must successfully open an account and deposit funds through the designated invitation code from MoneySmart during the promotional period (which takes 1-2 days) to qualify as a successful account opening. Otherwise, they will not be able to receive the welcome gift for that promotional period. Remember to open your account early to avoid missing out on the rewards!

4. New customers must submit MoneySmart rewards redemption form before 15 July 2026 23:59

5. Fund transaction reward conditions and gift options

    

   After opening an account with promo code "WLBSMT", subscribe to a "Eligible Fund Transaction" # of the specified amount by 15 July 2026 and hold until 31 August 2026 (both dates inclusive).

   Eligible Fund Transaction Amount	Gift Options
   HK$ 80,000 to HK$ 199,999 (or equivalent)	- HK$400 Cash (converted from 4,000 SmartPoints and deposited via FPS) - HK$400 Apple Store Gift Card - HK$600 HKTVmall e-Gift Voucher OR ParknShop e-Gift Voucher
   HK$ 200,000 to HK$ 499,999 (or equivalent)	- HK$1,200 Cash (converted from 12,000 SmartPoints and deposited via FPS) - HK$1,200 Apple Store Gift Card - HK$1,400 HKTVmall e-Gift Voucher OR ParknShop e-Gift Voucher
   HK$ 500,000 to HK$ 999,999 (or equivalent)	- HK$2,700 Cash (converted from 27,000 SmartPoints and deposited via FPS) - HK$2,700 Apple Store Gift Card - HK$3,000 HKTVmall e-Gift Voucher OR ParknShop e-Gift Voucher - SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699)
   HK$ 1,000,000 (or equivalent) or above	- HK$5,400 Cash (converted from 54,000 SmartPoints and deposited via FPS) - HK$5,400 Apple Store Gift Card - HK$5,700 HKTVmall e-Gift Voucher OR ParknShop e-Gift Voucher - Dyson Spot+Scrub™ Ai Cordless Wet & Dry Vacuum (Worth HK$6,490)

6. Enjoy foreign currency exchange rewards for transactions equivalent to HK$50,000 or above:

   Exchange Amount	Gift Options
   HK$50,000 to HK$199,999.99 (or equivalent)	HK$200 cash
   HK$200,000 to HK$499,999.99 (or equivalent)	HK$300 cash
   HK$500,000 to HK$999,999.99 (or equivalent)	HK$400 cash
   HK$1,000,000 to HK$2,999,999.99 (or equivalent)	HK$600 cash / AECOOLY OK01 CAMPERKIT Cooling Pack Module 5-Piece (value HK$980)
   HK$3,000,000 (or equivalent) or above	HK$800 cash / PHILIPS Soda Maker (ADD4902BK) (Black Colour) (value HK$1,288)