APR as low as 1%#
APR as low as 1%#
BEA Instalment Loan
Apply for BEA Instalment Loan successfully and draw down to earn up to HK23,690 rewards and APR as low as 1%#！
Loan Details
- APR as low as 1%#
- Repayment tenor up to 60 months
- The loan amount can be up to 16 times the applicant’s basic monthly salary (maximum HK$3,000,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.
- 0% handling fee
- 7-day Cooling-off Period
- #The Annualised Percentage Rate ("APR") as low as 1.00% is for reference only (the “preferential interest rate”). It is calculated as for a loan amount of HK$3,000,000, with a monthly flat rate of 0.0450% and a repayment period of 12 months. The preferential interest rate is only applicable to customers who fulfil the approval requirement on credit ratings and whose income or profit for the 2024/2025 tax year (Salaries Tax, Personal Assessment, or Profits Tax for Sole proprietorship) is HK$3,000,000 or above.
- To borrow or not to borrow? Borrow only if you can repay!
- Terms and conditions apply.
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