4.95%

APR as low as*

Please contact the bank for more details

^HK$210,560

Total Amount Payable

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^HK$10,560

Total Interest Payable

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All Details

• Key Features

  • Monthly flat rate 0.22% (Annualized Percentage Rate (“APR”) 4.95%) is calculated on the basis of 12 months repayment period and the loan amount of HK$2,000,000.

  • Up to HK$14,500 cash rebate for drawdown

  • Additional HK$500 cash rebate for apply online

  • Enjoy handling fee waiver

  • Loan amount up to 21x monthly salary or HK$2,000,000 (whichever is lower)

  • Repayment period of up to 84 months

  • Terms and conditions apply.

  • To borrow or not to borrow? Borrow only if you can repay!

• Repayment Summary

  Principal Loan Amount	HK$200,000
  Total Interest Payable	HK$10,560
  Monthly Payment	HK$8,773
  Total Amount Payable	HK$210,560
  Annual Percentage Rate	4.95%
  Monthly Interest Rate	0.22%
  Loan Tenure	24 Months

Fees & Charges

Late Payment Fee	HK$500 per month if the monthly repayment amount is not paid in full when due
Early Settlement Fee	1.5% per annum on the total loan amount for the remaining loan tenor (rounded up to a yearly basis)

Eligibility

Age Requirement	20 years old or above
Residency Status	Hong Kong Resident
Employment Status	Be employed for at least 6 months at the current job and annual income not less than HK$ 64,000