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CCBA Balance Transfer Loan Program
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
HK$800 Cash Upon Approval, Regardless of Loan Amount (automatically converted from SmartPoints)
HK$800 Cash Upon Approval, Regardless of Loan Amount (automatically converted from SmartPoints)
MoneySmart Exclusive
Repayment period of 24 months or above with a loan amount of HK$200,001 or above, can receive a HK$800 Cash Reward (automatically converted from 8,000 SmartPoints)
Repayment period of 24 months or above with a loan amount of HK$200,001 or above, can receive a HK$800 Cash Reward (automatically converted from 8,000 SmartPoints)
MoneySmart Exclusive
Repayment period of 24 months or above with a loan amount of HK$50,000–HK$200,000, can receive a HK$500 Cash Reward (automatically converted from 5,000 SmartPoints)
Repayment period of 24 months or above with a loan amount of HK$50,000–HK$200,000, can receive a HK$500 Cash Reward (automatically converted from 5,000 SmartPoints)
【Monthly flat rate as low as 0.22%* 🎁 HK$800 cash rebate upon loan approval, regardless of loan size💸 】
From now until 31 October 2026, customer who successfully applied for CCBA Balance Transfer Program via MoneySmart and get loan approval, can receive HK$800 cash reward regardless of loan size! Draw down designated loan amount and enjoy total incentive up to HK$16,600 cash! 🌟
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⚡You can enjoy handling fee waiver, a monthly flat rate as low as 0.22%*
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Terms and conditions apply.
To borrow or not to borrow? Borrow only if you can repay!
Valid till 31 Oct 2026
ARE YOU ELIGIBLE?
【MoneySmart Exclusive】HK$800 upon loan approval
From now until 31 October 2026, customer who successfully applied for CCBA Balance Transfer Loan Program via MoneySmart and get loan approval, can receive HK$800 cash reward, regardless of loan size. (automatically converted by SmartPoints)
⠀⠀【MoneySmart Exclusive】Up to HK$800 Cash Reward
From now until 31 October 2026, successfully apply CCBA Balance Transfer Program via MoneySmart and draw down with designated loan amount, for repayment tenor of 24 months or above, can receive:
・Loan Amount of HK$50,000 to HK$200,000, get HK$500 Cash reward
・Loan Amount of HK$200,001 or above, get HK$800 Cash reward
(Cash Reward automatically converted by SmartPoints)
⠀⠀【CCBA Bank Drawdown Offer: Up to HK$15,000 Cash Rebate】
During the Promotion Period (From now until 31 October 2026, both days inclusive), customers who successfully apply for the CCBA Balance Transfer Program with a designated loan amount and repayment tenor of 36 months or above, and drawdown on or before 30 November, 2026, can entitle up to HK$14,500 cash rebate. Customers who use the designated online application form in CCBA website via MoneySmart for online application can enjoy additional HK$500 cash rebate.
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For repayment tenor of 36 months or above:
- Loan Amount of HK$100,000 - HK$199,999, get a Hk$1,300 cash rebate
- Loan Amount of HK$200,000 to HK$299,999 , get a HK$2,500 cash rebate
- Loan Amount of HK$300,000 to HK$399,999, get a HK$4,000 cash rebate
- Loan Amount of HK$400,000 to HK$499,999, get a HK$5,000 cash rebate
- Loan Amount of HK$500,000 to HK$599,999 , get a HK$6,500 cash rebate
- Loan Amount of HK$600,000 to HK$799,999, get a HK$9,000 cash rebate
- Loan Amount of HK$800,000 to HK$999,999, get a HK$12,000 cash rebate
- Loan Amount of HK$1,000,000 or above, get a HK$14,500 cash rebate
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*Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before November 30, 2026.
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Loan application via mobile banking app is not applicable.
WHAT YOU NEED TO KNOW
Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 November, 2026, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS.
he MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly
Loan Details
- You can enjoy handling fee waiver, a monthly flat rate as low as 0.22%* upon successful application!
✓ 1-to-1 Dedicated Service Consultation
✓ Save up to 94% on Interest Expenses
✓ Up to HK$14,500 cash rebate for drawdown
✓ Additional HK$500 cash rebate for online application - *Monthly flat rate 0.22% (Annualized Percentage Rate (“APR”) 4.95%) is calculated on the basis of 12 months repayment period and the loan amount of HK$2,000,000.
- Terms and conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
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