CCBA Balance Transfer Loan Program offers 0% handling fee. Enjoy instant approval and same-day fund disbursement to your designated bank account.
4.8%
APR*
HK$102,484
Total Amount Payable
HK$2,484
Total Interest Payable
Quick Facts
Best For
cash rebates
Loan Approval Time
instant approval from Monday to Friday
Loan Disbursement
instant disbursement from Monday to Friday
Guaranteed Interest Rate?
Yes, but will also be affected by loan amount and repayment tenor.
All Details
Loan amount up to HKD1,200,000 or 21 times of your monthly salary, whichever is lower.
Submit all required documents within three days of loan applications can enjoy a 10% discount on monthly flat rate
Handling fee waiver
Repayment term up to 84 months
Successfully drawdown the loan and activate the Online Banking/Mobile Banking to enjoy the extra HK$100 Cash Rebate
The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year. The interest rate offer above is only available for selected customers who apply for Personal Installment Loan.
The actual APR may vary for individual customer and the final interest rate will be subject to credit condition of the customer, please contact the staff of the Bank for details. The Bank reserves the right of final decision on the interest rate and approval result.
Terms and conditions apply.
Reminder: To borrow or not to borrow? Borrow only if you can repay
Principal Loan Amount
HK$100,000
Total Interest Payable
HK$2,484
Monthly Payment
HK$8,540
Total Amount Payable
HK$102,484
Handling Fee
HK$0
Annual Percentage Rate
4.8%
Monthly Interest Rate
0.207%
Loan Tenure
12 Months
Late Payment Fee
HK$500 per month if the monthly repayment amount is not paid in full when due
Early Settlement Fee
1.5% per annum on the total loan amount for the remaining loan tenor (rounded up to a yearly basis)
Age Requirement
aged 18 or above
Residency Status
Hong Kong Resident
Employment Status
Be employed for at least 6 months at the current job
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