-Logo-Horizontal-2C-JPEG-0611-crop.jpg){kind=logo}
CCBA Balance Transfer Loan Program
Apply through MoneySmart and redeem for any of these:
Product Carousel
MoneySmart Exclusive
(24 months or above) Loan Amount of HK$50,000 to HK$200,000: HK$2,000 Parknshop e-Voucher
(24 months or above) Loan Amount of HK$50,000 to HK$200,000: HK$2,000 Parknshop e-Voucher
MoneySmart Exclusive
(24 months or above) Loan Amount of HK$50,000 to HK$200,000: HK$2,000 HKTVmall e-Gift Voucher
(24 months or above) Loan Amount of HK$50,000 to HK$200,000: HK$2,000 HKTVmall e-Gift Voucher
MoneySmart Exclusive
(24 months & above) Loan Amount of HK$50,000 to HK$200,000: HK$2,000 Trip.com e-voucher
(24 months & above) Loan Amount of HK$50,000 to HK$200,000: HK$2,000 Trip.com e-voucher
MoneySmart Exclusive
(24 months or above) Loan Amount of HK$200,001 or above: HK$3,000 Parknshop e-Voucher
(24 months or above) Loan Amount of HK$200,001 or above: HK$3,000 Parknshop e-Voucher
MoneySmart Exclusive
(24 months or above) Loan Amount of HK$200,001 or above: HK$3,000 HKTVmall e-Gift Voucher
(24 months or above) Loan Amount of HK$200,001 or above: HK$3,000 HKTVmall e-Gift Voucher
MoneySmart Exclusive
(24 months or above) Loan Amount of HK$200,001 or above: HK$3,000 Trip.com e-voucher
(24 months or above) Loan Amount of HK$200,001 or above: HK$3,000 Trip.com e-voucher
【Turn Your Card Debt into Rewards 💸 Up to HK$18,000 in Total Rewards!】
From now until 31 July 2026, customer who successfully applied for CCBA Balance Transfer Program via MoneySmart with designated loan size, can enjoy exclusive gift (fulfilled by MoneySmart):
🌟Up to HK$3,000 Parknshop e-Voucher / HKTVmall e-Gift Voucher / Trip.com e-voucher
⠀⠀
⚡You can enjoy handling fee waiver, a monthly flat rate as low as 0.22%*, and draw down loan amount HK$100,000 or above to get up to HK$15,000 Cash Rebate from the bank upon successful application.
Valid till 31 Jul 2026
ARE YOU ELIGIBLE?
【MoneySmart Exclusive】Up to HK$3,000 Voucher
From now until 31 July 2026, successfully apply via MoneySmart and draw down with designated loan amount, for repayment tenor of 24 months or above, can get:
・Loan Amount of HK$50,000 to HK$200,000 , get HK$2,000 Parknshop e-Voucher / HKTVmall e-Gift Voucher / Trip.com e-voucher
・Loan Amount of HK$200,001 or above, get HK$3,000 Parknshop e-Voucher / HKTVmall e-Gift Voucher / Trip.com e-voucher
⠀【CCBA Bank Drawdown Offer: Up to HK$15,000 Cash Rebate】
During the Promotion Period (From now until 31 July 2026, both days inclusive), customers who successfully apply for the CCBA Balance Transfer Program with a designated loan amount and repayment tenor of 36 months or above, and drawdown on or before 31 July, 2026, can entitle up to HK$14,500 cash rebate. Customers who use the designated online application form in CCBA website via MoneySmart for online application can enjoy additional HK$500 cash rebate.
⠀⠀
For repayment tenor of 36 months or above:
- Loan Amount of HK$100,000 - HK$199,999, get a Hk$1,300 cash rebate
- Loan Amount of HK$200,000 to HK$299,999 , get a HK$2,500 cash rebate
- Loan Amount of HK$300,000 to HK$399,999, get a HK$4,000 cash rebate
- Loan Amount of HK$400,000 to HK$499,999, get a HK$5,000 cash rebate
- Loan Amount of HK$500,000 to HK$599,999 , get a HK$6,500 cash rebate
- Loan Amount of HK$600,000 to HK$799,999, get a HK$9,000 cash rebate
- Loan Amount of HK$800,000 to HK$999,999, get a HK$12,000 cash rebate
- Loan Amount of HK$1,000,000 or above, get a HK$14,500 cash rebate
⠀⠀
*Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before October 31, 2026.
⠀⠀
Additional HK$500 cash rebate for online application
WHAT YOU NEED TO KNOW
Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 August, 2026
The MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly
Loan Details
- You can enjoy handling fee waiver, a monthly flat rate as low as 0.22%* upon successful application!
✓ 1-to-1 Dedicated Service Consultation
✓ Save up to 94% on Interest Expenses
✓ Up to HK$14,500 cash rebate for drawdown
✓ Additional HK$500 cash rebate for online application - *Monthly flat rate 0.22% (Annualized Percentage Rate (“APR”) 4.95%) is calculated on the basis of 12 months repayment period and the loan amount of HK$2,000,000.
- Terms and conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.