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CCBA Personal Installment Loan
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
HK$800 Cash Upon Approval, Regardless of Loan Amount (automatically converted from SmartPoints)
HK$800 Cash Upon Approval, Regardless of Loan Amount (automatically converted from SmartPoints)
MoneySmart Exclusive
Repayment period of 24 months or above with a loan amount of HK$100,000–HK$250,000, can receive a HK$1,000 Cash Reward (automatically converted from SmartPoints)
Repayment period of 24 months or above with a loan amount of HK$100,000–HK$250,000, can receive a HK$1,000 Cash Reward (automatically converted from SmartPoints)
MoneySmart Exclusive
Repayment period of 24 months or above with a loan amount of HK$250,001 or above, can receive a HK$1,500 Cash Reward (automatically converted from SmartPoints).
Repayment period of 24 months or above with a loan amount of HK$250,001 or above, can receive a HK$1,500 Cash Reward (automatically converted from SmartPoints).
【APR as low as 1.33%# 🎁 HK$800 cash rebate upon loan approval💸】
From now until 31 October 2026, customer who successfully applied for CCBA Personal Installment Loan via MoneySmart and get loan approval, can receive HK$800 cash reward regardless of loan size! Draw down designated loan amount and enjoy total incentive up to HK$12,800 cash! 🌟
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Terms and conditions apply.
To borrow or not to borrow? Borrow only if you can repay!
Valid till 31 Oct 2026
ARE YOU ELIGIBLE?
【MoneySmart Exclusive】HK$800 upon loan approval
From now until 31 October 2026, customer who successfully applied for CCBA Personal Installment Loan via MoneySmart and get loan approval, can receive HK$800 cash reward, regardless of loan size. (automatically converted by SmartPoints)
⠀⠀【MoneySmart Exclusive】Up to HK$1,500 Cash Reward
From now until 31 October 2026, successfully apply via MoneySmart and draw down with designated loan amount, for repayment tenor of 24 months or above, can receive:
・Loan Amount of HK$100,000 to HK$250,000, get HK$1,000 Cash reward
・Loan Amount of HK$250,001 or above, get HK$1,500 Cash reward
(Cash Reward automatically converted by SmartPoints)
⠀⠀【CCBA Bank Drawdown Offer: Up to HK$10,500 Cash Rebate】
During the Promotion Period (From now until 31 October 2026, both days inclusive), customers who successfully apply for the Personal Instalment Loan with a designated loan amount and repayment tenor of 24 months or above, and drawdown on or before 30 November, 2026, can entitle up to HK$10,000 cash rebate. Customers who use the designated online application form in CCBA website via MoneySmart for online application can enjoy additional HK$500 cash rebate.
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For repayment tenor of 12-18 months:
- Loan Amount of HK$200,000 - HK$1,000,000, get 0.25% of drawdown amount (to the nearest dollar)
- Loan Amount of HK$1,000,001 to HK$1,500,000 , get a HK$3,000 cash rebate
- Loan Amount of HK$1,500,001 to HK$2,999,999, get a HK$4,000 cash rebate
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For repayment tenor of 24 months or above:
- Loan Amount of HK$200,000 - HK$1,000,000, get 0.5% of drawdown amount (to the nearest dollar)
- Loan Amount of HK$1,000,001 to HK$1,500,000 , get a HK$6,000 cash rebate
- Loan Amount of HK$1,500,001 to HK$2,999,999, get a HK$8,000 cash rebate
- Loan Amount of HK$3,000,000 or above, get a HK$10,000 cash rebate
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*Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before November 30, 2026.
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Loan application via mobile banking app is not applicable.
WHAT YOU NEED TO KNOW
Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 November, 2026, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS.
The MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly
Loan Details
- Apply for Personal Installment Loan successfully to enjoy following privileges:
✓ APR as low as 1.33% #
✓ Up to HK$10,000 cash rebate for drawdown
✓ Additional HK$500 cash rebate for CCBA website application via MoneySmart using designated online application form * - * Only applicable to loan amount equal or greater than HK$200,000.
#The above rate is only applicable to the Bank whose latest Credit Score of credit reference agency(ies) is within AA grade and loan amount of HK$3,000,000 with 12 months repayment period. Please contact our staff for details. Monthly flat rate 0.0600% (Annualized Percentage Rate (Annualized Percentage Rate ("APR") 1.24% (with HK$1,500 cash rebate) and 1.33% (without any cash rebate)) is calculated on the basis of 12 months repayment period and the loan amount of HK$3,000,000. The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to the two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year. Please note that the actual APR of customers may be affected by customers' credit status and different from that in the above rate table. All loan repayment terms should be subject to the Bank's final approval and discretion. Customers should refer to the loan confirmation letter issued by the Bank for the actual details of the repayment terms. The Bank reserves the right of final decision on the interest rate and approval result. - Terms and conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
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