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CCBA Personal Installment Loan
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
(24 months or above) Loan amount of HK$100,000 to HK$250,000: HK$3,000 Parknshop e-Voucher
(24 months or above) Loan amount of HK$100,000 to HK$250,000: HK$3,000 Parknshop e-Voucher
MoneySmart Exclusive
(24 months or above) Loan amount of HK$100,000 to HK$250,000: HK$3,000 HKTVmall e-Gift Voucher
(24 months or above) Loan amount of HK$100,000 to HK$250,000: HK$3,000 HKTVmall e-Gift Voucher
MoneySmart Exclusive
(24 months or above) Loan amount of HK$100,000 to HK$250,000: HK$3,000 Trip.com e-voucher
(24 months or above) Loan amount of HK$100,000 to HK$250,000: HK$3,000 Trip.com e-voucher
MoneySmart Exclusive
(24 months or above) Loan amount of HK$250,001 or above : HK$5,000 Parknshop e-Voucher
(24 months or above) Loan amount of HK$250,001 or above : HK$5,000 Parknshop e-Voucher
MoneySmart Exclusive
(24 months or above) Loan amount of HK$250,001 or above : HK$5,000 HKTVmall e-Gift Voucher
(24 months or above) Loan amount of HK$250,001 or above : HK$5,000 HKTVmall e-Gift Voucher
MoneySmart Exclusive
(24 months or above) Loan amount of HK$250,001 or above : HK$5,000 Trip.com e-voucher
(24 months or above) Loan amount of HK$250,001 or above : HK$5,000 Trip.com e-voucher
【APR as low as 1.33%# 🎁 MoneySmart Exclusive Total Rewards Up to HK$15,500】
From now until 31 July 2026, customer who successfully applied for CCBA Personal Installment Loan via MoneySmart and draw down designated loan size, can enjoy exclusive gift up to HK$5,000 Parknshop e-Voucher / HKTVmall e-Gift Voucher / Trip.com e-voucher (fulfilled by MoneySmart), and draw down loan amount HK$200,000 or above to get up to HK$10,500 Cash Rebate from the bank upon successful application! Total rewards up to HK$15,500! 🌟
Valid till 31 Jul 2026
ARE YOU ELIGIBLE?
【MoneySmart Exclusive】Up to HK$5,000 Voucher
From now until 31 July 2026, successfully apply via MoneySmart and draw down with designated loan amount, for repayment tenor of 24 months or above, can get:
・Loan Amount of HK$100,000 to HK$250,000 , get HK$3,000 Parknshop e-Voucher / HKTVmall e-Gift Voucher / Trip.com e-voucher
・Loan Amount of HK$250,001 or above, get HK$5,000 Parknshop e-Voucher / HKTVmall e-Gift Voucher / Trip.com e-voucher
⠀⠀【CCBA Bank Drawdown Offer: Up to HK$10,500 Cash Rebate】
During the Promotion Period (From now until 31 July 2026, both days inclusive), customers who successfully apply for the Personal Instalment Loan with a designated loan amount and repayment tenor of 24 months or above, and drawdown on or before 31 August, 2026, can entitle up to HK$10,000 cash rebate.
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For repayment tenor of 12-18 months:
- Loan Amount of HK$200,000 - HK$1,000,000, get 0.25% of drawdown amount (to the nearest dollar)
- Loan Amount of HK$1,000,001 to HK$1,500,000 , get a HK$3,000 cash rebate
- Loan Amount of HK$1,500,001 to HK$2,999,999, get a HK$4,000 cash rebate
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For repayment tenor of 24 months or above:
- Loan Amount of HK$200,000 - HK$1,000,000, get 0.5% of drawdown amount (to the nearest dollar)
- Loan Amount of HK$1,000,001 to HK$1,500,000 , get a HK$6,000 cash rebate
- Loan Amount of HK$1,500,001 to HK$2,999,999, get a HK$8,000 cash rebate
- Loan Amount of HK$3,000,000 or above, get a HK$10,000 cash rebate
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Customers who use the designated online application form in CCBA website via MoneySmart for online application can enjoy additional HK$500 cash rebate.
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*Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before October 31, 2026.
WHAT YOU NEED TO KNOW
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Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 August, 2026
The MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly
Loan Details
- Apply for Personal Installment Loan successfully to enjoy following privileges:
✓ APR as low as 1.33% #
✓ Up to HK$10,000 cash rebate for drawdown
✓ Additional HK$500 cash rebate for CCBA website application via MoneySmart using designated online application form * - * Only applicable to loan amount equal or greater than HK$200,000.
#The above rate is only applicable to the Bank whose latest Credit Score of credit reference agency(ies) is within AA grade and loan amount of HK$3,000,000 with 12 months repayment period. Please contact our staff for details. Monthly flat rate 0.0600% (Annualized Percentage Rate (Annualized Percentage Rate ("APR") 1.24% (with HK$1,500 cash rebate) and 1.33% (without any cash rebate)) is calculated on the basis of 12 months repayment period and the loan amount of HK$3,000,000. The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to the two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year. Please note that the actual APR of customers may be affected by customers' credit status and different from that in the above rate table. All loan repayment terms should be subject to the Bank's final approval and discretion. Customers should refer to the loan confirmation letter issued by the Bank for the actual details of the repayment terms. The Bank reserves the right of final decision on the interest rate and approval result. - Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!
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