Citi Speedy Cash

ARE YOU ELIGIBLE?

• Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

• You need to apply on or before 15 September 2026 and draw down the loan on or before 14 October 2026, will be eligible for MoneySmart exclusive gifts

• Customers must complete and submit the redemption form after logging in to MoneySmart before 15 October 2026

• Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

WHAT YOU NEED TO KNOW

1. 【 September Exclusive — HK$1,000 cash rewards regardless of approval!】
   From now to 15 September 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loans and submit the required documents, will be entitled for HK$1,000 cash rewards.
   1. Apply a loan amount of HK$200,000 or above;
   2. With a 12-month repayment period or longer tenure;
   3. Submit the required documents

2. 【MoneySmart Exclusive Offer】
   New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loans from now to 15 September 2026 and successfully draw down on or before 14 October 2026 would be eligible for MoneySmart exclusive gift : 

   
   
   Repayment period of 12-42 months :

   Drawdown Amount	Drawdown Offers
   HK$100,000 - HK$199,999	HK$1,500 Apple Store Gift Card / HK$1,500 Parknshop e-Voucher / HK$1,500 Trip.com e-Vouchers / HK$1,000 Cash
   HK$200,000 - HK$299,999	HK$4,000 Apple Store Gift Card / HK$4,000 Parknshop e-Voucher / HK$4,000 Trip.com e-Vouchers / HK$3,200 Cash
   HK$300,000 - HK$499,999	HK$6,800 Apple Store Gift Card / HK$6,800 Parknshop e-Voucher / HK$6,800 Trip.com e-Vouchers / HK$5,800 Cash
   HK$500,000 -  HK$799,999	HK$8,800 Apple Store Gift Card / HK$8,800 Parknshop e-Voucher / HK$8,800 Trip.com e-Vouchers / HK$8,000 Cash
   HK$800,000 - HK$1,999,999	HK$9,500 Apple Store Gift Card / HK$9,500 Parknshop e-Voucher / HK$9,500 Trip.com e-Vouchers / HK$9,000 Cash
   HK$2,000,000 or above	HK$12,200 Apple Store Gift Card / HK$12,200 Parknshop e-Voucher / HK$12,200 Trip.com e-Vouchers / HK$10,200 Cash

   Repayment period of 48 months or above :

   Drawdown Amount	Drawdown Offers
   HK$100,000 - HK$199,999	HK$2,500 Apple Store Gift Card / HK$2,500 Parknshop e-Voucher / HK$2,500 Trip.com e-Vouchers / HK$2,000 Cash
   HK$200,000 - HK$299,999	HK$4,500 Apple Store Gift Card / HK$4,500 Parknshop e-Voucher / HK$4,500 Trip.com e-Vouchers / HK$4,000 Cash
   HK$300,000 - HK$499,999	HK$8,300 Apple Store Gift Card / HK$8,300 Parknshop e-Voucher / HK$8,300 Trip.com e-Vouchers / HK$7,900 Cash
   HK$500,000 - HK$799,999	HK$9,800 Apple Store Gift Card / / HK$9,800 Parknshop e-Voucher / HK$9,800 Trip.com e-Vouchers / HK$9,600 Cash
   HK$800,000 - HK$1,999,999	HK$10,000 Apple Store Gift Card / HK$10,000 Parknshop e-Voucher / HK$10,000 Trip.com e-Vouchers / HK$9,700 Cash
   HK$2,000,000 or above	HK$14,200 Apple Store Gift Card / HK$14,200 Parknshop e-Voucher / HK$14,200 Trip.com e-Vouchers / HK$12,700 Cash

3. 【Citi Drawdown Offer】

   • Customers who successfully apply for between Jul 1, 2026 to Sep 30, 2026 (both dates inclusive) and draw down on or before Oct 14, 2026 with a specific loan amount and repayment period will be eligible for supermarket cash coupon
   • Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application.

   Repayment period of 24-42 months :
   ・Loan amount between HK$200,000-$399,999, enjoy up to HK$500 reward
   ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
   ・Loan amountHK$800,000-$1,499,999, enjoy up to HK$2,500 reward
   ・Loan amountHK$1,500,000 or above, enjoy up to HK$4,000 reward
   [Applicable for Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholder]
   　
   ・Loan amount between HK$200,000-$399,999, enjoy up to HK$500 reward
   ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
   ・Loan amount between HK$800,000-$1,499,999, enjoy up to HK$1,500 reward
   ・Loan amount HK$1,500,000 or above, enjoy up to HK$2,000 reward
   [Applicable for Others]

   
   
   Repayment period of 48 months:
   ・Loan amount between HK$200,000-$399,999, enjoy up to HK$1,000 reward
   ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
   ・Loan amount between HK$800,000-$1,499,999, enjoy up to HK$4,000 reward
   ・Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 reward
   [Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholder]
   ⠀⠀
   ・Loan amount between HK$200,000-$399,999, enjoy up to HK$1,000 reward
   ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
   ・Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,000 reward
   ・Loan amount HK$1,500,000 or above, enjoy up to HK$8,000 reward
   [Applicable for for Others]
   ⠀⠀
   For more details, please refer to the terms and conditions.

4. 【📱Phone First, Work Later: Let the Top Scorers Get the Phone First!】
   From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), customers who successfully apply for any designated product via MoneySmart (including credit cards, loans, investment accounts and travel insurance) with the eligibility requirements fulfilled, join the Mini Game on the campaign page, and submit your result in the reward redemption form. Top 100 Eligible Participants with the highest scores will stand a chance to win iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4 and Apple Store Gift Cards!

   
   
   【Campaign and Score Submission Rules】
   ・Submission Deadline: Eligible Customers must submit the claim form on or before 24 October 2026, along with a valid screenshot of their Mini Game score.
   ・More Applications, More Chances: For each successful application of a designated product, you may submit one form and one Mini Game score. You may replay the Mini Game an unlimited number of times to refresh your best score, and upload your most satisfactory score screenshot when submitting the form.
   ・Scores Cannot Be Reused: Each Mini Game score screenshot can only be used for single claim form; the same score record must not be reused.
   ・Results Announcement: The winner list will be announced on MoneySmart's social media page on 12 February 2027.
   ・Terms and Conditions: Please refer to the campaign page for details. Offer is subject to terms and conditions.

5. Cash rewards fulfilled by MoneySmart will be automatically converted from SmartPoints and deposited directly into your FPS account.