Citi Speedy Cash
MoneySmart Exclusive
Enjoy 1.78% Low Interest!
Enjoy 1.78% Low Interest!

Citi Speedy Cash

1.78%
APR*
HK$203,360
Total Amount Payable
HK$3,360
Total Interest Payable
MoneySmart Exclusive

đŸ€‘ă€ Limited-Time Summer Offer â€” Get HK$400 Cash + Total Cash Rewards Up to HK$21,100!】
From 1 June to 30 June 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loan and submit required documents, and borrow HK$200,000 or above with a repayment tenor of 12 months or above to receive HK$400 Cash (converted from 4,000 SmartPoints)💰Enjoy total rewards worth up to HK$22,600, including the loan drawdown reward!

 

【✹Limited-Time Drawdown Reward Upgrade â€“ Earn Up to HK$14,200 Voucher / Up to HK$12,700 Cash! ✹】
From 1 June to 30 June 2026, New customers who successfully apply and draw down on or before 14 July 2026 , are eligible for MoneySmart exclusive gifts🎁  Pick your favourite: HK$14,200 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Trip.com e-Vouchers / đŸ€‘ HK$12,700 Cash!

Valid till 30 Jun 2026

Reward Image

ARE YOU ELIGIBLE?

  • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

  • You need to apply on or before 30 June 2026 and draw down the loan on or before 14 July 2026, will be eligible for MoneySmart exclusive gifts

  • Customers must complete and submit the redemption form after logging in to MoneySmart before 15 July 2026

  • Please note: Before the application through the MoneySmart, please first Turn off ad blockClear the cookiesDon't use "incognito mode"Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

WHAT YOU NEED TO KNOW

  1. Repayment period of 24-42 months and drawn down on or before Jul 14, 2026 :
    ・Loan amount between HK$200,000-$399,999, enjoy up to HK$500 reward
    ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
    ・Loan amountHK$800,000-$1,499,999, enjoy up to HK$2,500 reward
    ・Loan amountHK$1,500,000 or above, enjoy up to HK$4,000 reward
    [Applicable for Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholder]
     
    ・Loan amount between HK$200,000-$399,999, enjoy up to HK$500 reward
    ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
    ・Loan amount between HK$800,000-$1,499,999, enjoy up to HK$1,500 reward
    ・Loan amount HK$1,500,000 or above, enjoy up to HK$2,000 reward
    [Applicable for Others]

  2. Repayment period of 48 months or above and drawn down on or before Jul 14, 2026 :
    ・Loan amount between HK$200,000-$399,999, enjoy up to HK$1,000 reward
    ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
    ・Loan amount between HK$800,000-$1,499,999, enjoy up to HK$4,000 reward
    ・Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 reward
    [Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholder]
    ⠀⠀
    ・Loan amount between HK$200,000-$399,999, enjoy up to HK$1,000 reward
    ・Loan amount between HK$400,000-$799,999, enjoy up to HK$1,000 reward
    ・Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,000 reward
    ・Loan amount HK$1,500,000 or above, enjoy up to HK$8,000 reward
    [Applicable for for Others]

  3. 【 June Exclusive — HK$400 cash rewards for successful loan application!】
    From 1 June to 30 June 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loans and submit the required documents, will be entitled for HK$400 cash rewards.
    1. Apply a loan amount of HK$200,000 or above;
    2. With a 12-month repayment period or longer tenure;
    3. Submit the required documents

  4. 【MoneySmart Exclusive Offer】
    New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loans during 1 June 2026 to 30 June 2026 and successfully draw down on or before 14 July 2026 would be eligible for MoneySmart exclusive gift : 

  5. Repayment period of 12-42 months :

    Drawdown Amount Drawdown Offers
    HK$100,000 - HK$199,999 HK$1,500 Apple Store Gift Card / HK$1,500 Parknshop e-Voucher / HK$1,500 Trip.com e-Vouchers / HK$1,000 Cash
    HK$200,000 - HK$299,999 HK$4,000 Apple Store Gift Card / HK$4,000 Parknshop e-Voucher / HK$4,000 Trip.com e-Vouchers / HK$3,200 Cash
    HK$300,000 - HK$499,999 HK$6,800 Apple Store Gift Card / HK$6,800 Parknshop e-Voucher / HK$6,800 Trip.com e-Vouchers / HK$5,800 Cash
    HK$500,000 -  HK$799,999 HK$8,800 Apple Store Gift Card / HK$8,800 Parknshop e-Voucher / HK$8,800 Trip.com e-Vouchers / HK$8,000 Cash
    HK$800,000 - HK$1,999,999 HK$9,500 Apple Store Gift Card / HK$9,500 Parknshop e-Voucher / HK$9,500 Trip.com e-Vouchers / HK$9,000 Cash
    HK$2,000,000 or above HK$12,200 Apple Store Gift Card / HK$12,200 Parknshop e-Voucher / HK$12,200 Trip.com e-Vouchers / HK$10,200 Cash
  6. Repayment period of 48 months or above :

    Drawdown Amount Drawdown Offers
    HK$100,000 - HK$199,999 HK$2,500 Apple Store Gift Card / HK$2,500 Parknshop e-Voucher / HK$2,500 Trip.com e-Vouchers / HK$2,000 Cash
    HK$200,000 - HK$299,999 HK$4,500 Apple Store Gift Card / HK$4,500 Parknshop e-Voucher / HK$4,500 Trip.com e-Vouchers / HK$4,000 Cash
    HK$300,000 - HK$499,999 HK$8,300 Apple Store Gift Card / HK$8,300 Parknshop e-Voucher / HK$8,300 Trip.com e-Vouchers / HK$7,900 Cash
    HK$500,000 - 799,999 HK$9,800 Apple Store Gift Card / / HK$9,800 Parknshop e-Voucher / HK$9,800 Trip.com e-Vouchers / HK$9,600 Cash
    HK$800,000 - HK$1,999,999 HK$10,000 Apple Store Gift Card / HK$10,000 Parknshop e-Voucher / HK$10,000 Trip.com e-Vouchers / HK$9,700 Cash
    HK$2,000,000 æˆ–仄侊 HK$14,200 Apple Store Gift Card / HK$14,200 Parknshop e-Voucher / HK$14,200 Trip.com e-Vouchers / HK$12,700 Cash
  7. *Automatically converted by SmartPoints and directly deposited into your FPS account

Loan Details

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