Citi Speedy Cash(Tax Season Applicable)
Apply through MoneySmart and redeem for any of these:
Product Carousel
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for Bose QuietComfort (2nd Gen) Bluetooth Headphones (HK$2,499, random color)
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for Bose QuietComfort (2nd Gen) Bluetooth Headphones (HK$2,499, random color)
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Apple Store Gift Card
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 ParknShop e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 HKTVMall e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 Apple Store Gift Card
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 ParknShop e-Voucher
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 HKTVMall e-Voucher
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible for HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 Apple Store Gift Card
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 Parknshop e-Voucher
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 Parknshop e-Voucher
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 HKTVMall e-Voucher
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible for HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 Apple Store Gift Card
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 ParknShop e-Voucher
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 HKTVMall e-Voucher
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible for HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 Apple Store Gift Card
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 ParknShop e-Voucher
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 HKTVMall e-Voucher
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 Cash (automatically converted from 123,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible for HK$12,300 Cash (automatically converted from 123,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for Bose QuietComfort (2nd Gen) Bluetooth Headphones (HK$2,499, random color)
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for Bose QuietComfort (2nd Gen) Bluetooth Headphones (HK$2,499, random color)
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 Apple Store Gift Card
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 ParknShop e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 HKTVMall e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 Apple Store Gift Card
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 ParknShop e-Voucher
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 HKTVMall e-Voucher
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible for HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 Apple Store Gift Card
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 Parknshop e-Voucher
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 Parknshop e-Voucher
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 HKTVMall e-Voucher
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible for HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 Apple Store Gift Card
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 ParknShop e-Voucher
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 HKTVMall e-Voucher
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible for HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 Apple Store Gift Card
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 ParknShop e-Voucher
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 HKTVMall e-Voucher
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible for HK$17,300 Cash (automatically converted from 173,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible for HK$17,300 Cash (automatically converted from 173,000 SmartPoints and directly deposited into FPS account)
【Beat the Rate Hike | November Tax Loan Rewards Worth Up to HK$25,800: NEW Credit Card Double Bonus: Extra HK$1,000 Cash!】 From 1 November to 30 November 2026, successfully apply for and draw down a Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart to enjoy total rewards worth up to HK$25,800!
1️⃣ Application Reward: Apply for a loan amount of HK$200,000 or above with a repayment tenor of 12 months or above, and submit all required loan documents (without cancelling the application/offer), and enjoy either💰 HK$1,000 cash or ✈️ 2 × 3-hour passes to Plaza Premium Lounge (Infinity Zone) at Hong Kong International Airport (worth HK$2,300).
2️⃣ Drawdown Reward: Successfully draw down the designated loan amount on or before 31 December 2026 to enjoy an exclusive MoneySmart Reward (choose from up to HK$17,300 Cash / Apple Store Gift Cards / PARKnSHOP e-Vouchers, or a panoramic drone valued up to HK$9,999), alongside up to HK$3,000 in Citi Drawdown Reward!
3️⃣ Credit Card x Loan Bundle Reward: Apply for both a Citi Loan and a designated Citi Credit Card via MoneySmart within the promotion period, successfully drawdown a loan of HK$200,000 or above (tenor of 12 months or above) on or before 31 Dec 2026 and accumulate HK$4,000 in eligible credit card spending to receive a HK$2,200 supermarket voucher PLUS an extra HK$1,000 cash reward from MoneySmart! Stack with loan drawdown and application rewards to unlock up to HK$25,800 in exclusive total rewards!
Terms and conditions apply.
Valid till 30 Nov 2026
ARE YOU ELIGIBLE?
Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)
You need to apply on or before 30 November 2026 and draw down the loan on or before 31 December 2026, will be eligible for MoneySmart exclusive gifts
Customers must complete and submit the redemption form after logging in to MoneySmart before 14 December 2026
Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
WHAT YOU NEED TO KNOW
【 November Exclusive — HK$1,000 cash rewards / Airport Lounge Passes regardless of approval!】
From 1 November to 30 November 2026, customers who successfully apply for Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan and submit the required documents (and have not cancelled the loan application) , will be entitled for HK$1,000 cash rewards (converted from 10,000 SmartPoints) or 2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total Value: HK$2,300).
1. Apply a loan amount of HK$200,000 or above;
2. With a 12-month repayment period or longer tenure;
3. Submit the required documents;
4. Only loan applications with a final outcome of either "Approved and Accepted" or “Rejected" will be eligible for the reward.
*Example: If a customer submits a loan application and the application status is shown as "Cancelled", regardless of whether the cancellation is initiated by (i) Citibank (Hong Kong) Limited or (ii) the applicant (including, but not limited to, withdrawal or cancellation due to disagreement with the approved loan amount, interest rate, or repayment tenor), the application will not be regarded as "Approved and Accepted" or "Rejected", and therefore will not be eligible for the reward.【MoneySmart Exclusive Offer】
New customers who successfully apply for the Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan during 1 November 2026 to 30 November 2026 and successfully draw down on or before 31 December 2026 would be eligible for MoneySmart exclusive gift :Drawdown Amount Drawdown Offers HK$100,000 - HK$199,999 Bose QuietComfort Headphones (2nd Gen) Bluetooth Headset (HK$2,499, random color) / HK$2,200 Apple Store Gift Card / HK$2,200 Parknshop e-Voucher / HK$2,200 HKTVmall e-Vouchers / HK$2,200 Cash (Repayment period 12 months or above) HK$200,000 - HK$299,999 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) / HK$2,800 Apple Store Gift Card / HK$2,800 Parknshop e-Voucher / HK$2,800 HKTVmall e-Vouchers / HK$2,800 Cash + HK$1,000 extra cash reward* (Repayment period 12 months or above) HK$300,000 - HK$499,999 Insta 360 X6 Essentials Bundle (HK$5,699, random color) / HK$5,800 Apple Store Gift Card / HK$5,800 Parknshop e-Voucher / HK$5,800 HKTVmall e-Vouchers / HK$5,800 Cash + HK$1,000 extra cash reward* (Repayment period 12 months or above) HK$500,000 - HK$799,999 Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490, random color) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color) / HK$7,300 Apple Store Gift Card / HK$7,300 Parknshop e-Voucher / HK$7,300 HKTVmall e-Vouchers / HK$7,300 Cash + HK$1,000 extra cash reward* (Repayment period 12 months or above) HK$800,000 - HK$1,499,999 Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999) / HK$9,800 Apple Store Gift Card / HK$9,800 Parknshop e-Voucher / HK$9,800 HKTVmall e-Vouchers / HK$9,800 Cash + HK$1,000 extra cash reward* (Repayment period 12 months or above) HK$1,500,000 - HK$1,999,999 HK$11,300 Apple Store Gift Card / HK$11,300 Parknshop e-Voucher / HK$11,300 HKTVmall e-Vouchers / HK$11,300 Cash + HK$1,000 extra cash reward* (Repayment period 12 months or above) HK$2,000,000 or above HK$12,300 Apple Store Gift Card / HK$12,300 Parknshop e-Voucher / HK$12,300 HKTVmall e-Vouchers / HK$12,300 Cash + HK$1,000 extra cash reward* (Repayment period <48 months)
⠀⠀
HK$17,300 Apple Store Gift Card / HK$17,300 Parknshop e-Voucher / HK$17,300 HKTVmall e-Vouchers / HK$17,300 Cash + HK$1,000 extra cash reward* (Repayment period 48 months or above)* New customers who successfully apply for designated loan size and repayment period of Citi Loan via MoneySmart, and apply for a Citi credit card and fulfil the spending requirement under designated period, can enjoy an additional HK$1,000 cash reward from MoneySmart!
* New customers must apply for a Citi Personal Loan via MoneySmart between 1 November and 30 November 2026 (the “Promotion Period”) and draw down a loan amount of HK$200,000 or above, with a repayment tenor of 12 months or longer, on or before 31 December 2026. They must also apply for a Citi credit card via MoneySmart during the same Promotion Period with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026)
Customers must complete and submit Citi Loan redemption form after logging in to MoneySmart before 14 December 2026, Citi Cred Card redemption form before 10 December 2026.【Citi Drawdown Offer】
- Customers who successfully apply for between Sep 18, 2026 to Dec 31, 2026 (both dates inclusive) and draw down on or before Jan 14, 2027 with a specific loan amount and repayment period will be eligible for supermarket cash coupon
- Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application.
Drawdown Amount Repayment period of 12-24 months Repayment period of 48 months or above: HK$100,000-HK$499,999 Up to HK$500 reward Up to HK$1,500 reward HK$500,000-HK$799,999, Up to HK$1,000 reward Up to HK$2,000 reward HK$800,000-HK$1,499,999 Up to HK$1,500 reward Up to HK$2,500 reward HK$1,500,000 or above Up to HK$2,000 reward Up to HK$3,000 reward For more details, please refer to the terms and conditions.
Cash rewards fulfilled by MoneySmart will be automatically converted from SmartPoints and deposited directly into your FPS account.
Loan Details
Good For
Things to Note
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.