Citi Tax Season Loan
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
Loan amount of HK$200,000 or above with repayment period of 12 months or above, submit all the required documents, will be entitled for HK$800 cash rewards (automatically converted from 8,000 SmartPoints and directly deposited into FPS account)
Loan amount of HK$200,000 or above with repayment period of 12 months or above, submit all the required documents, will be entitled for HK$800 cash rewards (automatically converted from 8,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount of HK$200,000 or above with repayment period of 12 months or above, submit all the required documents, will be entitled to HK$800 Apple Store Gift Card
Loan amount of HK$200,000 or above with repayment period of 12 months or above, submit all the required documents, will be entitled to HK$800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for Bose QuietComfort Headphones (2nd Gen) Bluetooth Headset (HK$2,499, random color)
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for Bose QuietComfort Headphones (2nd Gen) Bluetooth Headset (HK$2,499, random color)
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$100,000 - HK$199,999, repayment period 12 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for TEFAL BR453A RO Water Purifier Compact (HK$3,998)
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for TEFAL BR453A RO Water Purifier Compact (HK$3,998)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Apple Store Gift Card
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 ParknShop e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 HKTVMall e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$200,000 - HK$299,999, repayment period 12 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$300,000 - HK$499,999, repayment period 12 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490, random color) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490, random color) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 ParknShop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 ParknShop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 12 months or above, customer is eligible to HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 12 months or above, customer is eligible to HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 12 months or above, customer is eligible to HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible toHK$12,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible toHK$12,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible to HK$12,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible to HK$12,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible to HK$12,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible to HK$12,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible to HK$12,300 Cash (automatically converted from 123,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$2,000,000 or above, repayment period 12 months or above, customer is eligible to HK$12,300 Cash (automatically converted from 123,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for Bose QuietComfort Headphones (2nd Gen) Bluetooth Headset (HK$2,499, random color)
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for Bose QuietComfort Headphones (2nd Gen) Bluetooth Headset (HK$2,499, random color)
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$100,000 - HK$199,999, repayment period 48 months or above, customer is eligible for HK$2,200 Cash (automatically converted from 22,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for TEFAL BR453A RO Water Purifier Compact (HK$3,998)
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for TEFAL BR453A RO Water Purifier Compact (HK$3,998)
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 Apple Store Gift Card
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 ParknShop e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 HKTVMall e-Voucher
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible to HK$2,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$200,000 - HK$299,999, repayment period 48 months or above, customer is eligible for HK$2,800 Cash (automatically converted from 28,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for Insta 360 X6 (Essential Bundle) (Value: $5,699, random color)
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
Loan amount HK$300,000 - HK$499,999, repayment period 48 months or above, customer is eligible for HK$5,800 Cash (automatically converted from 58,000 SmartPoints and directly deposited into FPS account)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490, random color) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490, random color) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$500,000 - HK$799,999, repayment period 48 months or above, customer is eligible to HK$7,300 Cash (automatically converted from 73,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$800,000 - HK$1,499,999, repayment period 48 months or above, customer is eligible to HK$9,800 Cash (automatically converted from 98,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 Apple Store Gift Card + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 Parknshop e-Voucher + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 HKTVmall e-Vouchers + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$1,500,000 - HK$1,999,999, repayment period 48 months or above, customer is eligible to HK$11,300 Cash (automatically converted from 113,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 Apple Store Gift Card
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 Apple Store Gift Card
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 ParknShop e-Voucher
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 ParknShop e-Voucher
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 HKTVMall e-Voucher
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 HKTVMall e-Voucher
MoneySmart Exclusive
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 Cash (automatically converted from 173,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
Loan amount HK$2,000,000 or above, repayment period 48 months or above, customer is eligible to HK$17,300 Cash (automatically converted from 173,000 SmartPoints and directly deposited into FPS account) + Apple AirPods 5 (Value: HK$1,099)
⚡ 【October Tax Loan Upgrade: Total Rewards Up to HK$22,199 — Get HK$800 Cash / Apple Store Gift Card + Up to HK$18,399 Drawdown Rewards + HK$3,000 Citi Drawdown Reward!】
October tax season rewards are upgraded! From 19 October to 31 October 2026, customers who successfully apply for and draw down a Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart can enjoy an annualised interest rate as low as 1.56%, with total rewards worth up to HK$22,199!
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Simply submit all required loan documents, apply for a loan amount of HK$200,000 or above with a repayment tenor of 12 months or above, and choose either HK$800 Cash Reward or HK$800 Apple Store Gift Card.
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✨ 【Limited-Time Drawdown Reward Upgrade】
New customers who successfully apply during the promotion period and draw down designated amount on or before 30 November 2026 can choose HK$17,300 Apple Store Gift Card / ParknShop e-Vouchers / HKTVmall e-Vouchers / Cash, or designated gifts worth up to HK$9,999, including Dyson new products or a 360° drone; customers who successfully apply for a loan amount of HK$500,000 or above and draw down on or before 30 November 2026 can also receive an extra Apple AirPods 5 (Value: HK$1,099), bringing the rewards to the next level!
Valid till 31 Oct 2026
ARE YOU ELIGIBLE?
Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)
You need to apply on or before 31 October 2026 and draw down the loan on or before 30 November 2026, will be eligible for MoneySmart exclusive gifts
Customers must complete and submit the redemption form after logging in to MoneySmart before 14 November 2026
Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
WHAT YOU NEED TO KNOW
【 October Exclusive — HK$800 cash rewards / HK$800 Apple Store Gift Card regardless of approval!】
From 19 October to 31 October 2026, customers who successfully apply for Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan and submit the required documents, will be entitled for HK$800 cash rewards (converted from 8,000 SmartPoints) or HK$800 Apple Store Gift Card.
1. Apply a loan amount of HK$200,000 or above;
2. With a 12-month repayment period or longer tenure;
3. Submit the required documents【MoneySmart Exclusive Offer】
New customers who successfully apply for the Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan during 19 October 2026 to 31 October 2026 and successfully draw down on or before 30 November 2026 would be eligible for MoneySmart exclusive gift :Drawdown Amount Drawdown Offers HK$100,000 - HK$199,999 Bose QuietComfort Headphones (2nd Gen) Bluetooth Headset (HK$2,499, random color) / HK$2,200 Apple Store Gift Card / HK$2,200 Parknshop e-Voucher / HK$2,200 HKTVmall e-Vouchers / HK$2,200 Cash (Repayment period 12 months or above) HK$200,000 - HK$299,999 TEFAL BR453A RO Water Purifier Compact (HK$3,998) / HK$2,800 Apple Store Gift Card / HK$2,800 Parknshop e-Voucher / HK$2,800 HKTVmall e-Vouchers / HK$2,800 Cash (Repayment period 12 months or above) HK$300,000 - HK$499,999 Insta 360 X6 Essentials Bundle (HK$5,699, random color) / HK$5,800 Apple Store Gift Card / HK$5,800 Parknshop e-Voucher / HK$5,800 HKTVmall e-Vouchers / HK$5,800 Cash (Repayment period 12 months or above) HK$500,000 - HK$799,999 Dyson Airwrap Co-anda2x™ muti-styler & dryer HS09 (Value: HK$5,490, random color) + Dyson Supersonic r™ hair dryer HD17 (HK$3,990, random color) / HK$7,300 Apple Store Gift Card / HK$7,300 Parknshop e-Voucher / HK$7,300 HKTVmall e-Vouchers / HK$7,300 Cash + Apple AirPods 5 (HK$1,099) (Repayment period 12 months or above) HK$800,000 - HK$1,499,999 Antigravity A1 8K 360 Panoramic Drone (Standard Bundle) (HK$9,999) / HK$9,800 Apple Store Gift Card / HK$9,800 Parknshop e-Voucher / HK$9,800 HKTVmall e-Vouchers / HK$9,800 Cash + Apple AirPods 5 (HK$1,099) (Repayment period 12 months or above) HK$1,500,000 - HK$1,999,999 HK$11,300 Apple Store Gift Card / HK$11,300 Parknshop e-Voucher / HK$11,300 HKTVmall e-Vouchers / HK$11,300 Cash + Apple AirPods 5 (HK$1,099) (Repayment period 12 months or above) HK$2,000,000 or above HK$12,300 Apple Store Gift Card / HK$12,300 Parknshop e-Voucher / HK$12,300 HKTVmall e-Vouchers / HK$12,300 Cash + Apple AirPods 5 (HK$1,099) (Repayment period <48 months)
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HK$17,300 Apple Store Gift Card / HK$17,300 Parknshop e-Voucher / HK$17,300 HKTVmall e-Vouchers / HK$17,300 Cash + Apple AirPods 5 (HK$1,099) (Repayment period 48 months or above)【Citi Drawdown Offer】
- Customers who successfully apply for between Sep 18, 2026 to Dec 31, 2026 (both dates inclusive) and draw down on or before Jan 14, 2027 with a specific loan amount and repayment period will be eligible for supermarket cash coupon
- Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application.
Drawdown Amount Repayment period of 12-24 months Repayment period of 48 months or above: HK$100,000-HK$499,999 Up to HK$500 reward Up to HK$1,500 reward HK$500,000-HK$799,999, Up to HK$1,000 reward Up to HK$2,000 reward HK$800,000-HK$1,499,999 Up to HK$1,500 reward Up to HK$2,500 reward HK$1,500,000 or above Up to HK$2,000 reward Up to HK$3,000 reward For more details, please refer to the terms and conditions.
Cash rewards fulfilled by MoneySmart will be automatically converted from SmartPoints and deposited directly into your FPS account.
Loan Details
Good For
Things to Note
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Citi Tax Season Loan
Citi Tax Season Loan offers an APR as low as 1.56%, subject to individual approval and loan amount. Applicants must be aged 18 or above, be Hong Kong residents, and have been with their current employer for at least 3 months. The loan amount is up to 12 times your monthly salary or HK$3,500,000, whichever is lower. The repayment term is up to 60 months, and there are no processing fees.
Citi Tax Season Loan Application and Eligibility Requirements
Applicants must be Hong Kong residents aged 18 or above, have been with their current employer for at least 3 months, and earn a monthly salary of HK$6,000 or above. The loan amount is up to 12 times your monthly salary or HK$3,500,000, whichever is lower, with no processing fees.
Citi Tax Loan 2026 Cash Rewards: Tier Breakdown
The Citi Tax Season Loan offer uses a tiered reward structure. Reward levels depend on loan amount, repayment term and customer segment:
| Repayment Term | Loan Amount | Citibank Reward: Citigold Private Client / Citigold Client / Citi ULTIMA Cardholder | Citibank Reward: Other Customers |
|---|---|---|---|
| 12–18 months | HK$100,000–HK$799,999 | HK$1,000 | HK$1,000 |
| HK$800,000 or above | HK$2,000 | HK$2,000 | |
| 24–36 months | HK$100,000–HK$799,999 | HK$1,000 | HK$1,000 |
| HK$800,000–HK$1,499,999 | HK$4,000 | HK$2,000 | |
| HK$1,500,000 or above | HK$8,000 | HK$4,000 | |
| 42 months or above | HK$100,000–HK$799,999 | HK$2,000 | HK$2,000 |
| HK$800,000–HK$1,499,999 | HK$8,000 | HK$4,000 | |
| HK$1,500,000 or above | HK$16,000 | HK$16,000 |
How to Apply for a Citi Tax Season Loan: Step-by-Step Guide, Common Mistakes and Document Checklist
Thinking of applying for a Citi Tax Season Loan? Here's a step-by-step walkthrough of the process to help you avoid pitfalls and apply with ease.
Choose your application channel
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You can apply through Citi's online platform or at a branch. Online applications offer the fastest approval, with instant approval and same-day cash available. This makes them ideal if you need cash urgently. Applying at a branch suits those who need help with documents or prefer a face-to-face meeting.
Required documents:
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Copy of Hong Kong Identity Card
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Bank statements or passbook for your main bank account from the last 3 months (showing your name and account number)
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Valid proof of address (e.g. electricity bill or bank statement)
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Proof of income (e.g. latest 1 month's payslip or a copy of your latest tax demand note)
Eligibility: Applicants must be Hong Kong residents aged 18 or above, have been with their current employer for at least 3 months, and earn a monthly salary of HK$6,000 or above.
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Fill in your details and choose a loan plan
When applying online, enter your personal and employment details accurately, then select your loan amount and repayment term. The Citi Tax Season Loan offers up to 12 times your monthly salary or HK$3,500,000 (whichever is lower), a repayment term of up to 60 months, and no processing fees.
Register for your rewards
Apply for the Citi Tax Season Loan via MoneySmart and submit all required documents. Then submit the reward redemption form on your MoneySmart Dashboard within the specified period, or you will lose your reward eligibility.
Approval and fund disbursement
If you meet the requirements, you will receive the approval result. Once approved, Citibank will disburse the loan via FPS, cash, cheque, or deposit to your designated bank account. Incomplete documents or incorrect information may delay disbursement to the next business day.
Confirm your loan agreement and repayment arrangements
After approval, the bank will issue the loan agreement and contact you by phone or email. Read the terms carefully, including the early repayment fee and the late charge of 3% per month. Setting up Autopay reduces the risk of missing a repayment.
Common Pitfalls
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Overlooking the loan terms, then being charged a fee for early repayment
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Having insufficient balance in your bank account, then incurring late charges
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Not logging in to the MoneySmart Dashboard to submit the reward form, then missing out on your reward
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Common Uses for a Citi Tax Loan
The Citi Tax Season Loan isn't just for tax season. It can also help with a range of other everyday cash needs. Here's how the loan can work for you in different situations:
1. Pay your tax in instalments and handle your tax bill with ease
With a Citi Tax Loan, you can spread your tax payment over instalments. You can borrow up to 12 times your monthly salary or HK$3,500,000 (whichever is lower), with a repayment term of up to 60 months, an APR as low as 1.56% and no processing fees. This eases the pressure on your cash flow.
2. Home renovation: get the full amount you need upfront
Renovations are expensive. If you'd rather not dip into your savings, a Citi Tax Loan gives you the cash you need in one lump sum, so you can plan payments flexibly. Approval can be completed on the same day, which suits families who need funds quickly. The application only requires proof of identity, income and address, so the process is simple.
3. Debt consolidation: cut your monthly interest burden
If you're struggling with high interest on multiple credit cards, a Citi Tax Loan can serve as a consolidation solution. By combining multiple card debts into a single low-interest loan, you can significantly reduce your monthly interest payments, simplify repayment and avoid late charges.
4. Emergency expenses: flexible cash when you need it
Unexpected medical bills, household costs or other urgent expenses often call for immediate cash. The Citi Tax Loan supports same-day approval and disbursement, so you're covered when emergencies arise.
Tips for Borrowing Responsibly
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The Citi Tax Loan offers flexible uses and multiple rewards, but you should still assess your repayment ability against your financial situation before applying. Make sure you repay on time: late repayments incur a late charge of 3% per month. If you plan to repay the loan in full early, check the terms to understand any fees involved. Read the terms carefully before applying, and complete registration within the specified period to qualify for loan rewards.
In short, the Citi Tax Season Loan can cover your tax season needs and also give you flexible access to funds. With sensible planning and on-time repayment, you can make the most of the low interest rate and ease your financial pressure.
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Citi Tax Loan Application Tips
Applying for a Citi Tax Season Loan is quick and simple, but the many details make it easy to slip up. Below are common mistakes and how to avoid them, so you can apply with confidence and enjoy the rewards.
1. Incomplete documents delaying approval
Citi will ask for proof of identity, proof of income and proof of address. Uploading the wrong files or missing attachments will delay approval and could even cause you to miss the offer deadline. Prepare all required documents before applying and make sure they're clear.
2. Choosing a repayment term that's too short or too long
The repayment term can be up to 60 months. A term that's too short means heavy monthly repayments, while one that's too long increases the total interest you pay. Base your choice on your monthly disposable income, pick a term that balances monthly repayments against total interest, and make sure you repay on time.
3. Overlooking late charges and early repayment fees
Under Citibank's terms, late repayments incur a late charge of 3% per month, and repaying the loan early also incurs a fee. Read the terms before signing, and keep enough balance in your Autopay account to avoid late charges.
4. Mistaking the advertised "low rate" for your actual rate
The advertised APR as low as 1.56% usually applies only to customers with specific credit ratings or large loan amounts, such as Citi ULTIMA holders. Your actual approved APR will depend on your credit profile and loan amount. Compare offers based on your own credit situation and actual approved rate, rather than the advertised rate alone.
Citibank Tax Loan FAQs
Why apply for a Citi Tax Loan via MoneySmart?
- Applying for a Citi Tax Loan via MoneySmart involves no extra steps. On top of Citibank's rewards, you can also get up to HK$8,000 in additional cash vouchers. Combined, Citibank's rewards and MoneySmart's exclusive rewards total up to HK$18,299.
What is the APR of the Citibank Tax Loan?
- Based on a monthly flat rate of 0.063%, a loan amount of HK$3,500,000 and a repayment term of 12 months, the Citibank Tax Loan APR can be as low as 1.56%. The actual APR depends on each customer's profile, and the maximum APR may vary as the monthly flat rate is updated.