1.65%
APR*
HK$201,536
Total Amount Payable
HK$1,536
Total Interest Payable
MoneySmart Exclusive

【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,288!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to Apple HomePod / PHILIPS RO Water Dispenser / B&W Px7 S2e Headphone / 🆕Apple AirPods 4 with Active Noise Cancellation!

Valid until 31 Oct 2024 - See more details below

Are you eligible?

    • Until 31 October 2024, successfully apply via MoneySmart and draw down the loan

    • Submit MoneySmart reward claim form on or before 15 November, 2024

What you need to know

  1. MoneySmart Exclusive - Repayment period of 12-24 months, and loan amount between:
    ・HK$100,000-$299,999, get HK$300 Apple Store Gift Card / PARKnSHOP supermarket voucher / HK$300 AirSim Sim Card 
    ・HK$300,000-$799,999, get HK$1,200 Apple Store Gift Card / PARKnSHOP supermarket voucher / Apple AirPods 4 with Active Noise Cancellation (Value : HK$1,499) 
    ・HK$800,000 or above, get HK$2,400 Apple Store Gift Card / PARKnSHOP supermarket voucher / Bowers & Wilkins Px7 S2e Headphone (Value : HK$3,380)

  2. Repayment period of 36 months or above, and loan amount between:
    ・HK$100,000-$299,999, get HK$500 Apple Store Gift Card / PARKnSHOP supermarket voucher / HK$500 AirSim Sim Card
    ・HK$300,000-$799,999, get HK$2,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / Apple HomePod (Value : HK$2,299)
    ・HK$800,000 or above, get HK$4,000 Apple Store Gift Card / PARKnSHOP supermarket voucher /PHILIPS RO Water Dispenser ADD6920WH/90 (Value : HK$4,288)

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Monthly Payment
HK$8,564