CreFIT Cash Loan Debt Consolidation
MoneySmart Exclusive

CreFIT Cash Loan Debt Consolidation

1.38%
APR as low as*
HK$202,880
Total Amount Payable
HK$2,880
Total Interest
MoneySmart Exclusive

【CreFIT Offer】

The promotional period from today until 30 September 2026, new customers who have not held a CreFIT loan account in the past 24 months successfully register and drawdown CreFIT Cash Loan Debt Consolidation with certain amount, with repayment period 12 months or more in order to enjoy up to HK$60,000 cashback.
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 30s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. 

Valid till 30 Sep 2026

Are you eligible?

  • 【CreFIT Offer】

    The promotional period from today until 30 September 2026, new customers who have not held a CreFIT loan account in the past 24 months successfully register and drawdown CreFIT Cash Loan Debt Consolidation with certain amount, with repayment period 12 months or more in order to enjoy up to HK$60,000 cashback.

    Loan Amount for the first CreFIT Cash Loan drawdown | Cashback
    HK$50,000-$100,000 | HK$1,000
    HK$100,001-$250,000 | HK$2,000
    HK$250,001-$500,000 | HK$4,000
    HK$500,001-$800,000 | HK$16,000
    HK$800,001-$1,200,000 | HK$32,000
    HK$1,200,001-$1,500,000 | HK$60,000

    Please refer to the Terms and Conditions for details

Loan Details

  • Get up to HK$60,000 cashback
  • APR as low as 1.38%
  • Repayment term up to 48 months
  • Loan amount up to HK$500,000
  • VCREDIT Finance Limited
    Warning: You have to repay your loans. Don't pay any intermediaries.
    Inquiries and complaints hotline: 6369 2338
    Money Lender's Licence Number: 577/2026

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.