MoneySmart Exclusive
CreFIT Cash Loan Debt Consolidation
MoneySmart Exclusive
【CreFIT Offer】
The promotional period from 1st April until 2nd July 2026 (including the first and last day), new customers who have not held a CreFIT loan account in the past 24 months successfully register and drawdown CreFIT Cash Loan Debt Consolidation with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns.
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns.
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Introducing the brand new CreFIT Cash Loan - Debt Consolidation💰clear your card debt easily!
Valid till 02 Jul 2026
Are you eligible?
- 【CreFIT Offer】The promotional period from 1st April until 2nd July 2026 (including the first and last day), new customers who have not held a CreFIT loan account in the past 24 months successfully register and drawdown CreFIT Cash Loan Debt Consolidation with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.Loan Amount for the first CreFIT Cash Loan drawdown | Cashback
HK$60,000-$79,999 | HK$2,500
HK$80,000-$99,999 | HK$3,500
HK$100,000-$199,999 | HK$6,500
HK$200,000-$299,999 | HK$8,500
HK$300,000-$399,999 | HK$11,000
HK$400,000 or above | HK$20,000Please refer to the Terms and Conditions for details
Loan Details
- Get up to HK$20,000 cashback when you successfully apply for and draw down a qualifying CreFIT Debt Consolidation Cash Loan via any designated channel with a 12‑month or longer term
- APR as low as 1.38%
- Repayment term up to 48 months
- Loan amount up to HK$500,000
- VCREDIT Finance Limited
Warning: You have to repay your loans. Don't pay any intermediaries.
Inquiries and complaints hotline: 6369 2338
Money Lender's Licence Number: 577/2026
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