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CreFIT ClearCard Credit
MoneySmart Exclusive
Settle your credit card balance as fast as 3 mins
Settle your credit card balance as fast as 3 mins

CreFIT ClearCard Credit

CreFIT ClearCard Credit: Effortlessly eliminate all outstanding card debts within minutes! Experience the freedom to select a repayment period that suits your needs, accompanied by a 7-day Interest-free cooling-off period, enhancing flexibility in the repayment process. The maximum loan amount is up to HK$200,000, with no drawdown or annual charges, while safeguarding your credit rating. The product is also available to college students!
1.98%
APR as low as*
HK$202,880
Total Amount Payable
HK$2,880
Total Interest Payable
MoneySmart Exclusive
Reminder: CreFIT ClearCard Credit currently supports 17 Hong Kong credit card issuers. Upon the acceptance of the loan agreement, the fund will immediately be disbursed to the designated credit card account(s) via FPS! 🆕 The Cashout Feature is now available - Cash or Bill Settlement, Your Call!

Valid till 31 Dec 2026

Are you eligible?

  • CreFIT ClearCard Credit can support payments to below card-issuing banks/institutions in Hong Kong, they are: HSBC, Bank of China (HK), Standard Chartered Bank, Citi Bank, Hang Seng Bank, Bank of East Asia, DBS, China CITIC Bank International, Dah Sing Bank, ICBC (Asia), CMB Wing Lung Bank, China Construction Bank (Asia), Fubon Bank (HK), AEON, PrimeCredit, AE and SIM Credit Card. The list of card issuing banks/institutions will be continuously updated. When customers apply for and loan drawdown, they must hold a credit card account with the above-mentioned card-issuing banks/institutions. When loan drawdown, the outstanding statement balance of the credit card account cannot be less than the minimum drawdown amount of the CreFIT ClearCard Credit.
FAQ

Loan Details

  • APR as low as 1.99%
  • Loan amount up to HK$200,000
  • Flexible repayment period up to 24 months
  • Offers a 7-day interest-free loan cooling-off period
  • No credit report check, not affecting credit rating
  • No handling fee
  • VCREDIT Finance Limited
    Warning: You have to repay your loans. Don't pay any intermediaries.
    Money Lenders Licence No.: 577/2026
    For any complaint and enquiry, please call: 6369 2338

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