Dah Sing Tax Loan
MoneySmart Exclusive

Dah Sing Tax Loan

Enjoy APR as low as 1% and up to HKD cash rebate $16,800
1.0%
APR as low as*
HK$205,544
Total Amount Payable
HK$5,544
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

Low Interest Real Tax Loan 💯 MoneySmart Exclusive HK$1,500 R****egardless of Approval!
From today until 30 November 2026 (both days inclusive), successfully apply for a Dah Sing Tax Loan via MoneySmart, and submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income) for loan amount HK$200,000 or above, you can receive HK$1,500 Apple Store Gift Card — regardless of approval. 🍎
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Successfully draw down the designated loan amount and get total rewards up to HK$18,300!
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To borrow or not to borrow? Borrow only if you can repay!

Valid till 30 Nov 2026

Reward Image

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive - HK$1,500 Apple Store Gift Card 🍎
    From 13 November until 30 November 2026 (both days inclusive),+New to Bank Customers successfully apply for a Dah Sing Tax Loan via MoneySmart, submit all required documents  (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), loan amount HK$200,000 or above, can receive HK$1,500 Apple Store Gift Card, regardless of approval.
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    Only loan applications with a final outcome of either "Approved and Accepted" or "Declined" will be eligible for the reward. Example: If a customer submits a loan application and the application status is shown as "Cancelled", regardless of whether the cancellation is initiated by (i) the lending institution or (ii) the applicant (including, but not limited to, withdrawal or cancellation due to disagreement with the approved loan amount, interest rate, or repayment tenor), the application will not be regarded as "Approved and Accepted" or "Declined", and therefore will not be eligible for the reward.
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  • Up to HK$16,800 Cash Rebate (Fulfilled by Dah Sing Bank)
    From 1 November until 30 November 2026 (both days inclusive),+New to Bank Customers who fulfilled specific criteria are entitled to the relevant cash rebate reward according to the amount of the loan approved.
    ・Approved loan amount from HK$100,000-HK$499,999 - HK$888 cash rebate; or
    ・Approved loan amount HK$500,000 - HK$999,999 - HK$2,888 cash rebate; or
    ・Approved loan amount HK$1,000,000 - HK$1,989,999 - HK$3,688 cash rebate; or
    ・Approved loan amount HK$1,990,000 or above - HK$16,800 cash rebate
    The above services/products and promotions are subject to relevant terms and conditions. For details, please refer to this link.
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  • To borrow or not to borrow? Borrow only if you can repay!
    The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
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    +"New to Bank Customers" are customers who are not holding or using any of the Bank's products or services within 1 month prior to the date of the relevant Loan application submission (both dates inclusive). Each New to Bank Customer can only enjoy the New to Bank Customer Reward once during the Promotion Period.

WHAT YOU NEED TO KNOW

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 December 2026

Loan Details

  • Up to HKD16,800 Cash Rebate#
  • Customers who fulfill all criteria as listed below are entitled to the relevant Cash Rebate Reward according to the amount of the loan approved:
    (a) successfully draw down the loan with loan tenor of 12 months or above on or before 30 Apr 2027; and
    (b) Maintain or successfully apply for Dah Sing VIP Banking Visa Infinite Card or Dah Sing ONE+ Credit Card. ; and
    (c) Maintain or successfully open a VIP i-Account or YOU i-Account*.
    +To enjoy the Cash Rebate, the Eligible Customers’ loan account, its repayment account, Eligible Credit Card account and relevant VIP or YOU i-Account must remain normal, valid and with good repayment records from the loan disbursement date to the date when the Bank credits the cash rebate.
    *FlexiMoney Overdraft Facility accounts, joint name accounts, non-HKD accounts, Time Deposit and Margin Trading Settlement accounts are not eligible.
    ^“VIP Banking customer” and “YOU Banking Customer” refers to Customers who successfully opens a VIP i-Account or YOU i-Account of the Bank within the period defined under “ (c) Successfully open or maintain an Eligible Account within (both dates inclusive) “ in Table 1 of the Terms and Conditions for Tax Loan
  • APR as low as 1%
  • Repayment Tenor up to 24 Months

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