中文
K Cash Unsecured Property Owner Loan
MoneySmart Exclusive

K Cash Unsecured Property Owner Loan

Need to borrow fast cash all at once to clear card debts? K Cash unsecured property owner loan, no collateral required with same-day cash transfer at the fastest. Simply provide HKID card and phone number—even with poor credit rating, you can still apply. Loan up to $2 million, available as soon as same day. New refinancing customers enjoy up to 20% off interest for debt consolidation.
2.88%
APR as low as
HK$206,240
Total Amount Payable
HK$6,240
Total Interest Payable
MoneySmart Exclusive
💰 【Borrow Up to HK$2 Million Without Collateral — Funds Available as Fast as the Same Day】

Need urgent cash to consolidate card debts? K Cash Unsecured Property Owner Loan requires no property collateral. Simply provide your HKID card and phone number to apply—even customers with a less-than-perfect credit rating may be considered.

Borrow up to HK$2 million, with approval and fund disbursement available as fast as the same day. New refinancing customers can also enjoy up to 20% off interest, helping you consolidate debts and reduce repayment costs more easily.

Valid till 31 Jul 2026

Are you eligible?

  • K Cash offers flexible repayment options to suit different financing needs. Repayment tenures for certain personal loans range from 6 to 60 months, while selected property owner loans offer repayment periods of up to 120 months. Whether you need a small personal loan, funds for credit card debt consolidation, or a larger loan amount, you can apply for a financing solution that best fits your financial needs.

  • K Cash offers a fast and convenient loan application service, with online personal loan applications receiving preliminary approval in as fast as 5 minutes. Powered by an AI-driven credit assessment system, applications can be assessed more efficiently, making the borrowing process quicker and more convenient for those with urgent financing needs.

  • Applicants for a personal loan are generally required to be at least 18 years old and hold a Hong Kong Identity Card. Depending on the requirements of the loan product or financing scheme, applicants are typically required to provide proof of identity, proof of income, proof of residential address, and bank account details for loan repayment. Some loan programmes offer a simplified application process, making it quicker and more convenient to apply for credit.

Loan Details

  • 20% off for refinancing, reduce interest expenses
  • Repayment up to 120 months, extended repayment terms
  • Accepting applications regardless of the applicant's credit score
  • Cash transfer as fast as same day
  • Loan amount up to $2 million
  • Borrow $200,000 with daily interest as low as $83
  • Terms and conditions apply. Example information is for reference only. Final loan amount and interest approval are subject to applicant's actual circumstances.
  • K Cash Limited, Money Lender’s Licence No.：1439/2025
  • K Cash Express Limited, Money Lender’s Licence No.：523/2026
  • Warning: You have to repay your loans. Don't pay any intermediaries
  • Enquiry Hotline: 21111 211, Complaint Hotline: 3185 8847
  • K Cash Limited and K Cash Express Limited are licensed money lenders under K Cash Corporation Limited (a company listed on the Hong Kong Stock Exchange, stock code: 2483.HK).

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