中文
PrimeCredit Fixed Loan
MoneySmart Exclusive
No income proof required for HK$100,000 or below
No income proof required for HK$100,000 or below

PrimeCredit Fixed Loan

PrimeCredit Personal Instalment Loan offers online application with 24/7 instant approval and loan disbursement. No income proof required for loans of HK$100,000 or below. Up to HK$18,000 Cash Bonus will be rewarded for successful application via MoneySmart and drawdown of a designated loan amount!
1.18%
The Lowest APR
HK$202,400
Total Amount Payable
HK$2,400
Total Interest Payable
MoneySmart Exclusive
【PrimeCredit Offer 🎉】From 1 May until 30 June 2026, enjoy up to HK$18,000 Cash Bonus upon successful application and drawdown of a designated loan amount via MoneySmart, including: PrimeCredit Fixed Loan / Balance Transfer Loan / Civil Servant & Professional Loan / Property Owner Personal Loan.
⠀⠀
⚡ APR as low as 1.18% ✨ No handling fee ✔️ No income proof required for loans of HK$100,000 or below. Online application with 24/7 instant approval and loan disbursement
Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website.
⠀⠀
All examples are for reference only. Final approval is subject to the applicant’s individual circumstances.

Valid till 30 Jun 2026

What you need to know

  1. [PrimeCredit Offer] Up to HK$18,000 Cash Bonus
    From 1 May 2026 to 30 June 2026 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated loan amount.
  2. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

Loan Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.