中文
Promise Easy Loan
MoneySmart Exclusive
Instant Approval Online◉
Instant Approval Online◉

Promise Easy Loan

Promise Easy Loan offers flexible repayment period from 3 to 84 months with no handling fee or penalty. You will be charging interest on a daily basis. It offers more flexibility than other personal loans.
1.12%
APR*
HK$202,400
Total Amount Payable
HK$2,400
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive】HK$800 cash reward regardless of loan approval result đŸ’° Total reward up to HK$3,300
During promotion period 1 June 2026 to 30 June 2026 (both dates inclusive), eligible new customers who successfully apply via MoneySmart for Promise Easy Loan / Promise No-doc Loan / Promise Debt Consolidation Loan can receive:
⠀⠀
1️⃣ Receive HK$800 cash reward regardless of loan approval result (automatically converted from SmartPoints and directly credited to your FPS account)
2️⃣ Drawdown for a designated loan amount, can receive HK$2,000 cash reward (automatically converted from SmartPoints and directly deposited into FPS account)
3️⃣ Apply online using promo code「WEB500」can receive an extra HK$500 shopping voucher ⬟ upon first drawdown of a designated loan amount
⠀⠀
⚡ No supporting documents required #｜ Instant online approval ⦿
👉 Earn rewards worth up to HK$3,300 in total!

Valid till 30 Jun 2026

Reward Image

ARE YOU ELIGIBLE?

  • Only HK ID card and mobile phone will be required for application#

WHAT YOU NEED TO KNOW

  1. 【MoneySmart Exclusive】HK$800 cash reward regardless of loan approval result💰
    During promotion period 1 June 2026 to 30 June 2026 (both dates inclusive), eligible new customers who successfully apply via MoneySmart for Promise Easy Loan / Promise No-doc Loan / Promise Debt Consolidation Loan, receive HK$800 cash reward regardless of loan approval result (automatically converted from SmartPoints and directly credited to your FPS account)
    ⠀⠀

  2. 【MoneySmart Exclusive】Borrow HK$30,000 to receive HK$2,000 cash reward
    During promotion period 1 June 2026 to 30 June 2026 (both dates inclusive), eligible new customer successfully drawdown loan size HK$30,000 or above, can enjoy HK$2,000 cash reward (automatically converted from SmartPoints and directly deposited into your FPS account):
    ⠀⠀

  3. - Customers must complete and submit the redemption form after logging in to  MoneySmart before 7 July 2026, along with the phone number you used to complete the application and the phone number that is linked to your bank account for receiving funds via FPS
    - Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying

  4. 【Promise Offer】
    During 1 April 2026 – 30 June 2026, eligible new customers who apply the loan online with designated promo code「WEB500」and make the first loan drawdown of HK$10,000 or above, will receive a HK$500 Shopping Coupon âŹŸ. If the loan application is made by phone or through our branch, customers are not entitled for the reward.
    Terms and conditions apply, please visit website of Promise for details âŹŸă€‚

  5. Only HKID card and mobile phone will be required for working people, the maximum loan amount will be HK$100,000#

T&CsFAQClaim Form

Loan Details

  • Subject to Terms and Conditions of the product. For Terms and Conditions details, please visit website of Promise.
  • In case of disputes regarding this offer, the decision of Promise (Hong Kong) Co., Ltd. shall be final and conclusive.
  • All matters and disputes, which related to Promise’s Welcome Offer will be subject to the decision of Promise (Hong Kong) Co., Ltd. which decision shall be final and conclusive.
  • Promise (Hong Kong) Co., Ltd. reserves its right to approve any loan applications and / or reward redemption and is entitled to revise the above said Terms and Conditions as it sees fit without prior notice.
  • *All examples and information of interest rate are for reference only, and any final approval is subject to actual circumstances of individual loan applicant.
  • ^"Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
  • +"Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
  • #For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
  • ⌿"Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
  • ◆The maximum loan amount for "Freelancer" will be HK$100,000.
  • ■The annual percentage rate (APR) is subject to actual circumstances of individual personal loan applicant.
  • ⬟For Terms and Conditions of the Welcome Offer, please visit website of Promise.
  • Warning: You have to repay your loans. Don't pay any intermediaries.
  • Money Lender’s Licence Number : 0880/2025
  • Enquiry and Complaint Hotline : 3199 1199
  • Promise (Hong Kong) Co., Limited.

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