Standard Chartered Personal Instalment Loan
MoneySmart Exclusive
Loan amount up to HK$4,000,000
Loan amount up to HK$4,000,000

Standard Chartered Personal Instalment Loan

Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.85% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
6.28%
APR*
HK$212,960
Total Amount Payable
HK$12,960
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer】🕊️ Enjoy brand new SAMSUNG Galaxy S26 !📱
From today until 30 June 2026, customers successfully apply for Standard Chartered Personal Loan via MoneySmart and draw down the designated loan amount, enjoy exclusive gift from MoneySmart:
🌟 SAMSUNG Galaxy S26 (12GB RAM + 256GB) (Value: HK$6,898); or
🌟 Carrier 22L Air Purification & inverter Dehumidifier (DC-22VS) (Value: $4,880); or
🌟 Apple Watch SE 3 GPS + Cellular (44mm) (Value: $2,599)
🌟 Up to HK$6,000 Apple Store Gift Card/Parknshop e-Voucher/ HKTVmall e-Gift Voucher!
⠀⠀
APR as low as 1.85%^ 💵 Get total rewards up to HK$14,898, including Cash Rebate from the bank!

Valid till 30 Jun 2026

Reward Image

ARE YOU ELIGIBLE?

  • 【MoneySmart Offer】Exclusive gift -brand new SAMSUNG Galaxy S26 !📱
    From 1 June to 30 June 2026, applicants who successfully apply designated loan amount via MoneySmart and draw down the loan within 3 months are entitled to the following gift:
    ・Loan amount HK$200,000 –HK$299,999, get an Apple Watch SE 3 GPS + Cellular (44mm) (Value: $2,599, color random) / HK$2,500 Apple Store Gift Card / Parknshop e-Voucher / HKTVmall e-Gift Voucher
    ・Loan amount HK$300,000 – HK$499,999, get a Carrier 22L Air Purification & inverter Dehumidifier (DC-22VS, White Color) (Value: $4,880) / HK$4,500 Apple Store Gift Card / Parknshop e-Voucher / HKTVmall e-Gift Voucher;
    ・Loan amount HK$500,000 or above, get a SAMSUNG Galaxy S26 (12GB RAM + 256GB) (Value: $6,898, color randomly distributed) / HK$6,000 Apple Store Gift Card / Parknshop e-Voucher / HKTVmall e-Gift Voucher
    ⠀⠀

  • 【SCB Cash Rebate】
    From 1 June to 30 June 2026, get up to HK$8,000 cash rebate when successfully applied for and draw down within 3 month. Details are as below:

  • Repayment period of 36-60 months, and loan amount between:
    ・HK$100,000 - HK$399,999, enjoy HK$500 cash rebate;
    ・HK$400,000 - HK$499,999, enjoy HK$2,000 cash rebate;
    ・HK$500,000 - HK$999,999, enjoy HK$3,000 cash rebate;
    ・HK$1,000,000 - HK$1,499,999, enjoy HK$7,000 cash rebate;
    ・HK$1,500,000 or above, enjoy HK$8,000 cash rebate

WHAT YOU NEED TO KNOW

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must submit the redemption form after logging in to MoneySmart on or before 7 July 2026

Loan Details

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