UA Civil Servants and Professionals Express Loan
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass x 2 (value: HK$2,300)
Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass x 2 (value: HK$2,300)
MoneySmart Exclusive
4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
4 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$2,600)
MoneySmart Exclusive
HK$1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit into your FPS account)
HK$1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit into your FPS account)
From now until 31 July 2026, new and existing customers who successfully apply for and draw down UA Civil Servants and Professionals Express Loan via MoneySmart can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval! or
2️⃣ Successful application and drawdown to enjoy up to HK$18,000 cash rewards^!
Valid till 31 Jul 2026
ARE YOU ELIGIBLE?
The Promotion Period is from now until 31 July 2026 (both dates inclusive), customers who successfully applied for UA Civil Servants and Professionals Express Loan via MoneySmart, can enjoy one of the following gifts regardless of approval:
・HK$1,000 cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS; or
・4 x Plaza Premium Lounge APAC 3 hrs Access Pass* (Total value: HK$2,600) or
・2 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$2,600)
*Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!Customers must complete and submit the redemption form after logging in to MoneySmart, along with a valid reference number provided by UA Finance on or before 7 August 2026, the reference number (i.e. CSPMSxxxxxxxxxxxx) should be shown upon completion of the application.
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Only applicable to applicants who have neither applied for nor held any loan account with UA Finance within the 24 months immediately preceding the application date.
Eligibility for rewards is restricted to applications with loan results of "Disbursed" or "Rejected". Example: After customer submit the loan application, if the system shows the application status as “Cancelled”, regardless of whether the cancellation is due to (i) cancellation by the lending institution or (ii) cancellation/withdrawal by the applicant (including but not limited to any objection to the final approved loan amount, interest rate, or repayment tenor), such applications shall not be regarded as an outcome of “Disbursed” or “Rejected” and is therefore not eligible for any reward.
WHAT YOU NEED TO KNOW
【UA Limited-time Offer! Cash Reward^ up to HK$18,000】
New and existing customers¹ can enjoy up to HK$18,000 cash rewards upon successful loan application and drawdown,with a repayment period of 12 months or above for the UA Civil Servants and Professionals Express Loan.
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¹ New and existing customers refer to the customers who have not any loan transaction with United Asia Finance Limited in the past 24 months from the date of application.
^ Cash Reward Offer is subject to terms and conditions. For details, please click here.
Loan Details
- APR as low as 1.38%
- Flexible repayment terms up to 60 months
- Including but not limited to civil servants, doctors, nurses, dentists, pharmacists, lawyers, accountants, engineers, actuaries, teachers, social workers, professionals with professional licenses or certifications, and any staff employed by public sector/ quasi-government corporations, Airport Authority and Hospital Authority. (UA reserves the final right of interpretation on the definition of professionals)
- Apply online anytime anywhere, no face-to-face contact required
- Swift approval, instant cash by FPS
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
- *New and existing customers refer to the customers who have not held any active loan accounts with the Company in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period
- ^Limited time offer is subject to Terms and Conditions. For details, please contact Customer Service Officer of United Asia Finance Limited. "
- Terms and Conditions apply. For details, please contact Customer Service Officer of United Asia Finance Limited
- United Asia Finance Limited reserves the right to make final decision on loan approval
- Warning: You have to repay your loans. Don't pay any intermediaries.
- Enquiry and Complaint Hotline: 2681 8888
- Money Lender's Licence No.: 0805/2025
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