UA i-Money Internet Personal Loan
MoneySmart Exclusive
Online approval and cash transfer via FPS
Online approval and cash transfer via FPS

UA i-Money Internet Personal Loan

1.1%
APR as low as
HK$202,304
Total Amount Payable
HK$2,304
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【September Exclusive Offer】Get HK$1,000 Cash Reward or Gifts Worth Up to HK$1,180 — Regardless of Approval* ✨
From now until 30 September 2026, both new and existing customers¹ who successfully apply for and draw down a UA i-Money Online Personal Loan via MoneySmart can enjoy:
1️⃣ [Regardless of Approval*🪄] Moneysmart Exclusive reward after submitting all required documents:
HK$1,000 cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account; or
HK$1,000 Apple Store Gift Card / Parknshop e-Voucher; or 
Cambridge Audio Melomania A100 True Wireless Earphones with ANC (Value: HK$1,180, random color); or
BOSE SoundLink Micro Portable Bluetooth Speaker (2nd Gen) (Value: HK$1,099, random color); or
Dyson HushJet™ Mini Cool fan (Value: HK$890, random color)
2️⃣ Loan Drawdown Reward - enjoy up to HK$18,000 in cash rewards ^
⠀⠀
Warning: You have to repay your loans. Don't pay any intermediaries.

Valid till 30 Sep 2026

Reward Image

ARE YOU ELIGIBLE?

  • The Promotion Period is from now until 30 September 2026 (both dates inclusive), customers who successfully applied for UA i-Money Internet Personal Loan via MoneySmart, can enjoy one of the following gifts regardless of approval*:
    HK$1,000 cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account; or
    HK$1,000 Apple Store Gift Card / Parknshop e-Voucher; or 
    Cambridge Audio Melomania A100 True Wireless Earphones with ANC (Value: HK$1,180, random color); or
    BOSE SoundLink Micro Portable Bluetooth Speaker (2nd Gen) (Value: HK$1,099, random color); or
    Dyson HushJet™ Mini Cool fan (Value: HK$890, random color)

  • Customers must complete and submit the redemption form after logging in to MoneySmart, along with a valid reference number provided by UA Finance on or before 7 October 2026, the reference number (i.e. IMMSxxxxxxxxxxxx) should be shown upon completion of the application.

  • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

WHAT YOU NEED TO KNOW

  1. 【UA Limited-time offer! Cash Reward^ up to $18,000】
    New and existing customers¹  can enjoy up to HK$18,000 cash reward* upon successful loan application and drawdown, with a repayment period of 12 months or above for the UA i-Money Internet Personal Loan.
    ¹ New and existing customers refer to the customers who have not any loan transaction with United Asia Finance Limited in the past 24 months from the date of application.
    ^ Cash Reward Offer is subject to terms and conditions. For details, please click here.
    *Application incentive is only applicable to applicants who have neither applied for nor held any loan account with UA Finance within the 24 months immediately preceding the application date.

Loan Details

Good For

Salaried individuals seeking flexible financing for daily expenses with a simple online application process.
Self-employed individuals accessing funds easily without the end for collateral.

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