UA i-Money Internet Personal Loan
MoneySmart Exclusive
Online approval and cash transfer via FPS
Online approval and cash transfer via FPS

UA i-Money Internet Personal Loan

1.1%
APR as low as
HK$202,304
Total Amount Payable
HK$2,304
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

【Flash Offer until 31/7🏆】HK$1,400 Cash Reward Regardless of Approval ⚽ Grab the Gold Ball Every Day at 12PM#
From now until 31 July 2026, both new and existing customers who successfully apply for and draw down a UA i-Money Online Personal Loan via MoneySmart can enjoy:
1️⃣ MoneySmart Exclusive reward regardless of approval:
HK$1,400 cash (automatically converted by 14,000 SmartPoints) and will directly deposit into your FPS; or
HK$1,700 Apple Gift Card / Parknshop e-Voucher; or
Apple AirPods Pro 3 (Value: HK$1,849); or
Gemini Smart Sterilizing Wet & Dry Vacuum (GVCM20BK) (Value: HK$4,998, random color); or
Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
2️⃣ Loan Drawdown Reward - enjoy up to HK$18,000 in cash rewards ^

Valid till 31 Jul 2026

Reward Image

ARE YOU ELIGIBLE?

  • The Promotion Period is from now until 31 July 2026 (both dates inclusive), customers who successfully applied for UA i-Money Internet Personal Loan via MoneySmart, can enjoy one of the following gifts regardless of approval:
    HK$1,400 cash (automatically converted by 14,000 SmartPoints) and will directly deposit into your FPS; or
    HK$1,700 Apple Gift Card / Parknshop e-Voucher; or
    Apple AirPods Pro 3 (Value: HK$1,849); or
    Gemini Smart Sterilizing Wet & Dry Vacuum (GVCM20BK) (Value: HK$4,998, random color); or
    Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)

  • Customers must complete and submit the redemption form after logging in to MoneySmart, along with a valid reference number provided by UA Finance on or before 7 August 2026, the reference number (i.e. IMMSxxxxxxxxxxxx) should be shown upon completion of the application.

  • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  • Only applicable to applicants who have neither applied for nor held any loan account with UA Finance within the 24 months immediately preceding the application date.

  • Eligibility for rewards is restricted to applications with loan results of "Disbursed" or "Rejected". Example: After customer submit the loan application, if the system shows the application status as “Cancelled”, regardless of whether the cancellation is due to (i) cancellation by the lending institution or (ii) cancellation/withdrawal by the applicant (including but not limited to any objection to the final approved loan amount, interest rate, or repayment tenor), such applications shall not be regarded as an outcome of “Disbursed” or “Rejected” and is therefore not eligible for any reward.

WHAT YOU NEED TO KNOW

  1. 【UA Limited-time offer! Cash Reward^ up to $18,000】
    New and existing customers¹  can enjoy up to HK$18,000 cash rewards upon successful loan application and drawdown, with a repayment period of 12 months or above for the UA i-Money Internet Personal Loan.
    ¹ New and existing customers refer to the customers who have not any loan transaction with United Asia Finance Limited in the past 24 months from the date of application.
    ^ Cash Reward Offer is subject to terms and conditions. For details, please click here.

Loan Details

Good For

Salaried individuals seeking flexible financing for daily expenses with a simple online application process.

Self-employed individuals accessing funds easily without the end for collateral.

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