WeLab Bank Card Debt Consolidation Loan

WeLab Bank Card Debt Consolidation Loan

4.11%
APR*
HK$208,640
Total Amount Payable
HK$8,640
Total Interest Payable
MoneySmart Exclusive

[Mar Loan Promotion - Real Cash!]
From now on till 31 March 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to 80,000 SmartPoints, you can customise your PERFECT REWARDS worth of HK$8,000 with 20+ brand vouchers and products (Brands include but not limit to Apple, Klook, YATA etc) 80,000 SmartPoints can be converted into over HK$5,300 cash and credited to your FPS account directly! (T&C apply)



Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$21,888 rewards!

*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • WeLab Bank new / existing customer

    • Customers must submit the redemption form on or before 15 April, 2024 via MoneySmart Dashboard

What you need to know

  1. For repayment tenor of 36 months or above:
    🎁Loan Amount of HK$100,000 to HK$199,999, get 18,000 SmartPoints /JBL Tour Pro 2 Earbuds (Retail price: HK$1,999)
    🎁Loan Amount of HK$200,000 to HK$399,999 to get 25,000 SmartPoints / Bose QuietComfort Ultra Earbuds (Retail price: HK$2,299)
    🎁Loan Amount of HK$400,000 to HK$999,999 to get 40,000 SmartPoints / LG AF20LEMON PuriCare™ 4-in-1 Aerofurniture (Retail value: HK$4,380)
    🎁Loan Amount of HK$1,000,000 to HK$1,500,000 to get 80,000 SmartPoints / iPhone 15 Plus (retail value: HK$7,699)

  2. [WeLab Bank Offer up to HK$13,888 cash rebate]
    From now on until 31 March 2024, successful WeLab Bank Card Debt Consolidation Loan applicants fulfil specific drawdown requirements can be entitled to up to HK$13,888 cash rebate:



    For repayment tenor of 24 months or above and below 36 months:
    Loan Amount of HK$200,000 to HK$399,999, get a HK$2,000 cash rebate
    Loan Amount of HK$400,000 to HK$999,999, get a HK$3,000 cash rebate
    Loan Amount of HK$1,000,000 to HK$1,500,000, get a HK$7,000 cash rebate



    For repayment tenor of 36 months or above:
    Loan Amount of HK$50,000 to HK$199,999, get a HK$500 cash rebate
    Loan Amount of HK$200,000 to HK$399,999, get a HK$3,000 cash rebate
    Loan Amount of HK$400,000 to HK$999,999, get a HK$5,000 cash rebate
    Loan Amount of HK$1,000,000 to HK$1,500,000, get a HK$13,888 cash rebate

  3. The final approved loan amount, interest rate and loan tenor are subject to the credit approval.  To borrow or not to borrow? Borrow only if you can repay!

  4. Customers who choose SmartPoints can use them to redeem any product from the Rewards Store here.

  5. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

T&Cs
Claim Form

All Details

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Monthly Payment
HK$8,693