WeLab Bank Personal Instalment Loan

WeLab Bank Personal Instalment Loan

1.68%
APR*
HK$203,840
Total Amount Payable
HK$3,840
Total Interest Payable
MoneySmart Exclusive

【Extra rewards regardless of approval!】Get up to HK$19,897 Rewards 🔝
From now until 31 July, apply for  Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of SAMSUNG Galaxy Buds FE (valued at HK$898) OR HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown the loan, can earn extra cash rebate up to HK$3,000 offered by WeLab bank as well! 



【💰Want even more?】Successfully draw down a loan for Loan repayment tenor of 24 months or above, and loan amount of HK$700,000 or above, can earn extra Apple 14-inch MacBook Pro (valued at HK$15,999) OR cash vouchers worth HK$15,990 (given out as 159,990 SmartPoints)!

Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • WeLab Bank new/existing customer

    • Successfully draw down WeLab Bank Personal Instalment Loan using MoneySmart unique code "NLSMRT"

    • 【July application bonus】
      Apply for WeLab Bank Personal Instalment Loan via MoneySmart from 1 July to 31 July, 2024, submit all the required documents, and submit the redemption form along with a valid reference number/ application proof provided by the WeLab bank on or before 15 August 2024, you can earn the extra Loan Application Bonus: SAMSUNG Galaxy Buds FE (valued at HK$898) OR 8,000 SmartPoints.

    • 【MoneySmart Exclusive Offer】
      .Successfully draw down a loan for Loan repayment tenor of 24 months or above, and loan amount of HK$300,000-HK$699,999, can earn extra SAMSUNG GALAXY Tab S9 (WIFI)(8GB RAM + 128GB) (valued at HK$5,998) OR cash vouchers worth HK$5,888 (given out as 58,880 SmartPoints)
      .Successfully draw down a loan for Loan repayment tenor of 24 months or above, and loan amount of HK$700,000 or above, can earn extra Apple 14-inch MacBook Pro (valued at HK$15,999) OR cash vouchers worth HK$15,990 (given out as 159,990 SmartPoints)

What you need to know

  1. [WeLab Bank Offer up to HK$3,000 cash rebate]
    From now on until 31 July 2024, successful WeLab Bank Personal Instalment Loan applicants fulfil specific drawdown requirements can be entitled to up to HK$3,000 cash rebate:

  2. For repayment tenor of 24 months or above:
    -  Loan Amount of HK$80,000 to HK$299,999, get a HK$300 cash rebate
    -  Loan Amount of HK$300,000 to HK$699,999, get a HK$600 cash rebate
    -  Loan Amount of HK$700,000 to HK$1,500,000, get a HK$3,000 cash rebate

  3. Loan-Deposit-Link offer: you can deposit any extra cash on hand back into WeLab Bank to generate 3% p.a. savings rate. It means you can enjoy greater flexibility in managing capital flow, as well as earn back some interest!

  4. Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.

  5. An eligible customer who chooses SmartPoints will receive it 4 months after the promotion period ends. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

T&Cs
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Monthly Payment
HK$8,493