WeLab Bank Tax Season Loan

ARE YOU ELIGIBLE?

• WeLab Bank new / existing customer

• Successfully draw down WeLab Bank Personal Instalment Loan using MoneySmart unique code "NLSMRT"

• Customers must submit the claim form on or before 7 November 2026 via MoneySmart Dashboard

WHAT YOU NEED TO KNOW

1. 【MoneySmart Exclusive】Get extra 1,500 cash once submitted all required documents !
   From 8 October until 31 October 2026, successfully submit an application for a WeLab Bank Instalment Loan with the below designated loan amount (not applicable for reborrow/top-up of the Loan) and minimum tenor of 24 months using the above designated unique code, submit all the required documents*, regardless of approval, can get extra:
   1. Any loan size : HK$700 cash**
   2. HK$500,001 or above : HK$800 cash**
   － Get total up to HK$1,500 Cash!
   ⠀⠀
   *All the required documents including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income
   **Automatically converted by SmartPoints, directly deposited into your FPS account

2. 【MoneySmart Exclusive】Up to HK$10,660 Special Offer
   From 8 October until 31 October 2026, successfully approved and draw down loan, for repayment tenor of 24 months or above, can get:
   ・Loan Amount of HK$200,001 to HK$300,000 , get HK$1,000 Cash** / HK$1,000 Apple Store Gift Card / HK$1,000 Parknshop e-Voucher
   ・Loan Amount of HK$300,001 to HK$500,000, get HK$2,000 Cash** / HK$2,000 Apple Store Gift Card / HK$2,000 Parknshop e-Voucher
   ・Loan Amount of HK$500,001 or above, get HK$6,000 Cash** / HK$6,000 Apple Store Gift Card / HK$6,000 Parknshop e-Voucher / an OSIM Invisible Massage Chair (value:HK$10,660)
   ⠀⠀
   **Automatically converted by SmartPoints, directly deposited into your FPS account

3. [WeLab Bank Offer up to HK$23,888 Reward]
   From 1 October until 31 October 2026, successfully approve and draw down WeLab Bank Personal Instalment Loan upon specific drawdown requirements can be entitled to up to HK$23,888 rewards:

4. For repayment tenor of 24 months or above:
   - Loan Amount of HK$150,001 to HK$200,000, get a HK$1,000 cash rebate
   - Loan Amount of HK$200,001 to HK$300,000 , get a HK$3,000 cash rebate
   - Loan Amount of HK$300,001 to HK$500,000, get a HK$5,650 cash rebate
   - Loan Amount of HK$500,001 to HK$599,999, get a HK$9,450 cash rebate
   - Loan Amount of HK$600,000 to HK$799,999 , get a HK$11,350 cash rebate
   - Loan Amount of HK$800,000 to HK$1,199,999 , get a HK$15,150 cash rebate
   - Loan Amount of HK$1,200,000 or above , get a HK$23,888 cash rebate

5. Cash Rebate will be deposited to your core account before 30 April 2027.

6. WeLab Bank Personal Loan / Promotion T&C for WeLab Bank Personal Loan

7. To borrow or not to borrow? Borrow only if you can repay!