WeLend Card Debt Consolidation Loan
MoneySmart Exclusive
24/7 Approval and Drawdown
24/7 Approval and Drawdown

WeLend Card Debt Consolidation Loan

WeLend Card Debt Consolidation Loan helps applicants consolidate all debts and you can reduce your interest, time, or monthly instalment amount according to your situation.
1%
The lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

【June Special Offer 🥳 — Earn Up to HK$41,460 in Rewards ✨】
From 1 June until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of - OSIM Invisible Massage Chair (value: HK$10,660) / HK$6,000 Apple Store Gift Card / Parknshop e-Voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$30,000 🎁
⠀⠀
Earn HK$800 Apple Store Gift Card regardless of Approval! 🍎
From 1 June until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents, can enjoy HK$800 Apple Store Gift Card🍎 - regardless of approval!

Valid till 30 Jun 2026

Reward Image

ARE YOU ELIGIBLE?

  • The promotion is valid from June 1, 2026 to June 30, 2026, both dates inclusive. Terms and Conditions apply.

  • Earn HK$800 Apple Store Gift Card once submitted all required documents !
    From now until 30 June 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents*, can enjoy HK$800 Apple Store Gift Card - regardless of approval!
    ⠀⠀
    *All the required documents including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income.

  • 【MoneySmart Exclusive Offer】
    From now until 30 June 2026, applicants who successfully apply and drawdown with designated loan amount  via MoneySmart are entitled to the following offer:
    ・For loan amount HK$500,000 or above, customer is eligible for a OSIM Invisible Massage Chair (value: HK$10,660)/ HK$6,000 Apple Store Gift Card / HK$6,000 Parknshop e-Voucher;
    ・For loan amount HK$300,001 – HK$500,000, customer is eligible for Insta360 X5 8K (Standard Bundle) (Value: HK$4,099) / HK$4,000 Apple Store Gift Card / HK$4,000 Parknshop e-Voucher;
    ・For loan amount HK$200,001 –HK$300,000, customer is eligible for Nintendo Switch 2 (Value: HK$3,450) / HK$3,000 Apple Store Gift Card / HK$3,000 Parknshop e-Voucher

  • ⚽【WeLend Cash Rebate】Up to HK$30,000 Rewards + 12% Additional Cash Rebate
    The promotion is valid from 12 June 2026 to 30 June 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
    ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 +12% = HK$3,136 cash rebate
    ・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000 +12% = HK$6,720 cash rebate
    ・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000 +12% = HK$11,200 cash rebate
    ・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000 +12% = HK$13,440 cash rebate
    ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000 +12% = HK$15,680 cash rebate
    ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000 +12% = HK$20,160 cash rebate
    ・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000 +12% = HK$33,600 cash rebate
    ⠀⠀

WHAT YOU NEED TO KNOW

  1. Customers must submit the redemption form  after logging in to MoneySmart on or before 7 July 2026

  2. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  3. WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.

Loan Details

Good For

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.