【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan
MoneySmart Exclusive
24/7 Approval and Drawdown
24/7 Approval and Drawdown

【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

1%
The lowest APR
HK$203,888
Total Amount Payable
HK$3,888
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

MoneySmart Exclusive

Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus +🚨
💰 HK$1,600 Cash Reward regardless of approval
⚡Up to HK$14,000 rewards upon loan amount of HK$300,001
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7

Valid till 30 Sep 2026

Reward Image

ARE YOU ELIGIBLE?

  • September Flash Sales⚡ Submit all documents & get HK$1,600 Cash Reward 💰
    From 1 September to 30 September 2026, apply for WeLend Personal Loan or WeLend Civil Servants & Professionals Loan via MoneySmart, loan amount upon HK$200,001 and submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), can receive HK$1,600 cash reward (automatically converted by SmartPoints) regardless of approval.
    ⠀⠀

  • 【MoneySmart Exclusive 🎁-Drawdown to get up to HK$5,000 Rewards!】
    From 1 September until 30 September 2026 (both dates inclusive), customers who have successfully applied the designated loan via MoneySmart,
    ⠀⠀
    Drawn down within HK200,001 - HK$500,000, shall be eligible to receive the following reward:
    ・Nautica Classic Voyage 28" Luggage (value: HK$1,999) or
    ・HK$2,000 Parknshop e-Voucher or
    ・HK$1,500 cash (automatically converted by SmartPoints) 
    ⠀⠀
    Drawn down HK500,001 or above shall be eligible to receive the following reward:
    ・GoPro Hero13 Black Creator Edition (value: HK$4,800) or
    ・HK$5,000 Apple Store Gift Card  or
    ・HK$5,000 Parknshop e-Voucher or
    ・HK$4,000 cash (automatically converted by SmartPoints) 
    ⠀⠀

  • 【WeLend Cash Rebate】Up to HK$30,000 Rewards
    The promotion is valid from 1 September 2026 to 30 September 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
    ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800
    ・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000
    ・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000
    ・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000
    ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000
    ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000
    ・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000
    ⠀⠀

WHAT YOU NEED TO KNOW

  1. Eligible customers must complete and submit the claim form after logging in to MoneySmart on or before 7 October 2026, along with the valid loan application reference number provided by the loan provider  and the phone number that is linked to your bank account for receiving funds via FPS.

  2. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  3. WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.

Loan Details

Good For

Civil servants and professionals requiring immediate funds without providing income or address proof. 
Borrowers planning major expenses needing instant loan approval for seamless financial management. 
Hong Kong permanent residents consolidating debts quickly with an easy, all-online application process.

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