WeLend No Document Loan doesn’t require Income Proof & Address Proof if the loan amount is under $80,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1%
The Lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
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MoneySmart Exclusive

On the fly - $200 Cash to your pocket✨
From 1 Aug until 31 Aug 2025, customers who successfully applied for a WeLend No Document Loan via MoneySmart  can enjoy HK$200 cash (automatically converted by 2,000 SmartPoints) directly deposited into your FPS account -  regardless of approval!

Valid until 31 Aug 2025 - See more details below

Are you eligible?

    • The promotion is valid from Aug 1, 2025 to Aug 31, 2025, both dates inclusive.

    • Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 August 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions.

    • 【WeLend Promotion】Up to HK$32,000 Rewards:
      The promotion is valid from 1 August 2025 to 31 August 2025, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $599,999: Enjoy HK$14,000 cash rebate
      ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$16,000 cash rebate
      ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$20,000 cash rebate
      ・Loan amount between HK$1,200,000 or above: Enjoy HK$32,000 cash rebate

What you need to know

  1. Customers must submit the redemption form  after logging in to MoneySmart on or before 30 September 2025

  2. Subject to Terms and Conditions. Please visit WeLend.hk for more details.

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Monthly Payment
HK$8,573