中文
WeLend No Document Loan
MoneySmart Exclusive
24/7 Approval and Drawdown
24/7 Approval and Drawdown

WeLend No Document Loan

WeLend No Document Loan doesn’t require Income Proof & Address Proof if the loan amount is under $80,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1%
The Lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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2 x AirTag (Total value: HK$498) - Regardless of Approval

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2 x AirTag (Total value: HK$498) - Regardless of Approval

MoneySmart Exclusive
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HK$500 cash (automatically redeemed from 5,000 SmartPoints, directly deposited into your FPS account) - Regardless of Approval

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HK$500 cash (automatically redeemed from 5,000 SmartPoints, directly deposited into your FPS account) - Regardless of Approval

MoneySmart Exclusive
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2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$1,300) - Regardless of approval

Reward image

2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$1,300) - Regardless of approval

MoneySmart Exclusive

AI identify verification 😌 no additional documents ⚡ 24/7 loan approval
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MoneySmart Exclusive Gift - regardless of approval:
💰 HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account; or
🍎 2 x AirTag (Total value: HK$498); or
✈️ 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300)
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Warning: You have to repay your loans. Don't pay any intermediaries.

Valid till 31 Oct 2026

ARE YOU ELIGIBLE?

  • The promotion is valid from 1 - 31 October 2026 (both dates inclusive), customers who successfully applied for a WeLend No Document Loan via MoneySmart, can enjoy one of the following gifts regardless of approval:
    ・HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account; or
    ・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) * ; or
    ・2 x AirTag (Total value: HK$498)
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    *Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!
    ⠀⠀

WHAT YOU NEED TO KNOW

  1. Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 November 2026, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions.
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  2. 【WeLend Cash Rebate】Up to HK$30,000 Rewards
    The promotion is valid from 1 - 31 October 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
    ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800
    ・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000
    ・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000
    ・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000
    ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000
    ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000
    ・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000

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Loan Details

Good For

Employed individuals needing quick access to cash without extensive paperwork for expenses within HK$80,000.
Freelancers and self-employed individuals seeking efficient online loan solutions for covering urgent financial gaps.
Borrowers aiming to consolidate debts through immediate funding to ease monthly repayment stress.

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