中文
WeLend No Document Loan
MoneySmart Exclusive
24/7 Approval and Drawdown
24/7 Approval and Drawdown

WeLend No Document Loan

WeLend No Document Loan doesn’t require Income Proof & Address Proof if the loan amount is under $80,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1%
The Lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$1,300) - Regardless of approval

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2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Value: HK$1,300) - Regardless of approval

MoneySmart Exclusive
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Doshisha Gorilla Hand Massager + Doshisha Gorilla Calf Massager (Total value: HK$736) - Regardless of Approval

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Doshisha Gorilla Hand Massager + Doshisha Gorilla Calf Massager (Total value: HK$736) - Regardless of Approval

MoneySmart Exclusive
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2 x AirTag (Total value: HK$498) - Regardless of Approval

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2 x AirTag (Total value: HK$498) - Regardless of Approval

MoneySmart Exclusive
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HK$500 cash (automatically redeemed from 5,000 SmartPoints, directly deposited into your FPS account) - Regardless of Approval

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HK$500 cash (automatically redeemed from 5,000 SmartPoints, directly deposited into your FPS account) - Regardless of Approval

MoneySmart Exclusive

July Deal ⚡ Application Bonus: AirTag / Doshisha Gorilla / Airport Lounge Pass
From 1 July to 31 July 2026, customers who successfully apply for a WeLend No Document Loan via MoneySmart can choose one of the following gifts — regardless of approval:
✈️ 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
🦧 Doshisha Gorilla Hand Massager + Doshisha  Gorilla Calf Massager (Total value: HK$736); or
🍎 2 x AirTag (Total value: HK$498); or
💰 HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account
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AI identify verification 😌 no additional documents ⚡ 24/7 loan approval

Valid till 31 Jul 2026

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ARE YOU ELIGIBLE?

  • The promotion is valid from 1 July to 31 July, 2026 (both dates inclusive), customers who successfully applied for a WeLend No Document Loan via MoneySmart, can enjoy one of the following gifts regardless of approval:
    ・2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) *
    ・Doshisha Gorilla Hand Massager + Doshisha  Gorilla Calf Massager (Total value: HK$736); or
    ・2 x AirTag (Total value: HK$498); or
    ・HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account
    *Plaza Premium Lounge APAC 3 hrs Access Pass - Valid at 15+ locations across HKG, SIN, BKK, TPE, SYD & more. HKG Bonus: Choice of lounge access or an exclusive set menu at INTERVALS Sky Bar & Restaurant!

  • Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 August 2026, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions.

  • ⚽【WeLend Cash Rebate】Up to HK$30,000 Rewards + 12% Additional Cash Rebate
    The promotion is valid from 1 July 2026 to 31 July 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
    ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 +12% = HK$3,136 cash rebate
    ・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000 +12% = HK$6,720 cash rebate
    ・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000 +12% = HK$11,200 cash rebate
    ・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000 +12% = HK$13,440 cash rebate
    ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000 +12% = HK$15,680 cash rebate
    ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000 +12% = HK$20,160 cash rebate
    ・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000 +12% = HK$33,600 cash rebate
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WHAT YOU NEED TO KNOW

  1. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  2. Customers must submit the claim form after logging in to MoneySmart on or before 7 August 2026

  3. WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.

T&CsFAQClaim Form

Loan Details

Good For

Employed individuals needing quick access to cash without extensive paperwork for expenses within HK$80,000.

Freelancers and self-employed individuals seeking efficient online loan solutions for covering urgent financial gaps.

Borrowers aiming to consolidate debts through immediate funding to ease monthly repayment stress.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.