中文
WeLend AI Personal Loan (Tax Season Applicable)
MoneySmart Exclusive
AI Approval ✅
AI Approval ✅

WeLend AI Personal Loan (Tax Season Applicable)

WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1%
The lowest APR*
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7

⚡Up to HK$10,000 rewards upon loan amount of HK$300,001

💰 Loan amount up to HK$1,500,000

⏰ A flexible repayment schedule is available, ranging from 1 to 72 months

Warning: You have to repay your loans. Don't pay any intermediaries.

Valid till 30 Nov 2026

What you need to know

  • 【WeLend Cash Rebate】Up to HK$30,000 Rewards

    The promotion is valid from 1 November - 30 November 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of 24-month instalments, shall be eligible to receive the total Rewards of:

    ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800

    ・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000

    ・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000

    ・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000

    ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000

    ・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000

    ・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000

    ⠀⠀

  • For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  • WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.


Loan Details

Good For

Salaried employees who require instant cash for emergency expenses without submitting additional income proof. 
Freelancers needing seamless online loan approval to cover short-term financial gaps swiftly and efficiently.
Borrowers seeking immediate fund disbursement for debt consolidation, simplifying their monthly repayment obligations.

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