X Cash.AI by X Wallet
MoneySmart Exclusive Promo Code「MS8000」🎟️ Get HK$3,450 brand new reward regardless of approval
From 1 June to 15 June 2026, apply for X Wallet X Cash.AI via MoneySmart and enter promo code「MS8000」to enjoy rewards worth up to total HK$11,450 🎁
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🎧 Regardless of approval, receive MoneySmart exclusive reward:
・3 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$3,450) or
・SONY WF-1000XM5 Wireless Noise Cancelling Earbuds (Value: HK$2,490, random color) or
・PHILIPS RO Water Dispenser ADD6901/90 (Value: HK$1,998, random color) or
・HK$1,500 Parknshop e-Voucher / Trip.com e-voucher / HKTVmall e-Gift Voucher or
・HK$1,400 Apple Store Gift Card
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💰 Successfully drawing down designated loan amount, and meeting specified conditions, can receive:
・ HK$20,000 - HK$168,000 - HK$2,700 cash rebate*
・ HK$168,001 or above - HK$8,000 cash rebate*
Valid till 15 Jun 2026
ARE YOU ELIGIBLE?
From 1 June to 15 June 2026, new customers who enter the promo code "MS8000" to apply for X Cash.AI via MoneySmart for the first time, are entitled to:
・3 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$3,450) or
・SONY WF-1000XM5 Wireless Noise Cancelling Earbuds (Value: HK$2,490, random color) or
・PHILIPS RO Water Dispenser ADD6901/90 (Value: HK$1,998, random color) or
・HK$1,500 Parknshop e-Voucher / Trip.com e-voucher / HKTVmall e-Gift Voucher or
・HK$1,400 Apple Store Gift Card
(Fulfilled by MoneySmart, qualified customers please complete and submit the redemption form after logging in to MoneySmart on or before 7 July, 2026)
⠀⠀From 1 June to 15 June 2026, new customers who enter the promo code "MS8000" to apply for X Cash.AI for the first time and meet the specified conditions, drawdown designated loan size and meeting specified conditions, can receive cash rebate (fulfilled by X Wallet)
・HK$2,700 cash rebate* upon successfully drawing down HK$20,000 - HK$168,000, and maintain a daily loan balance of $20,000 or above within 120 days after drawdown.
・HK$8,000 cash rebate* upon successfully drawing down HK$168,001 or above, and maintain a daily loan balance of $168,001 or above within 120 days after drawdown.
⠀⠀*During the promotion period, new customers who apply for the first time, enter promo code "MS8000" during the application process and successfully drawdown designated loan size, can enjoy cash rebate from X Wallet. Terms and conditions applied.
“New customer” refers to those who are NOT holding X Wallet account in past 12 months from the date of confirming the loan contract.
X Wallet reserves its absolute right on any loan approval decision, rewards issuance decision or any disputes.
Loan Details
- “New customer” refers to those who are NOT holding X Wallet account in past 12 months from the date of confirming the loan contract.
- Within 120 days from the loan contract confirmation date, the account must remain in a normal and active state (accounts with overdue repayments, bad debts, etc., will be considered abnormal) and the daily loan balance must be maintained at a specified amount to qualify for the Cash Rebate offered by X Wallet.
- Flexible loan amount (As low as HK$1,000; Maximum loan size: HK$180,000)
- 5s instant approval, using A.I. technology for data analysis, the approval result will be issued in seconds.
- Revolving loan, there is no fixed repayment amount except for interest. The loan amount can be re-withdrawn by logging in to the APP at any time.
- Once the contract is confirmed, the loan will be 24/7 real-time FPS transferred to your bank account.
- No supporting documents are required, only the Hong Kong ID card is needed for verification in the entire loan application.
- The offer is subjected to terms and conditions, please visit the application website and X Wallet website for details. Any matter or dispute regarding the offer or the terms and conditions, X Wallet reserves the right of final decision.
- Money Lender’s Licence Number : 0666/2025
- Customer Service / Complaint Hotline：2531 0333
- Warning: You have to repay your loans. Don't pay any intermediaries.
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