ZA Bank Debt Changer Debt Consolidation Program

ZA Bank Debt Changer Debt Consolidation Program

1.98%
APR*
HK$208,496
Total Amount Payable
HK$8,496
Total interest payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer】- Get total reward up to HK$29,188!🔥

From now until 30 June, 2025, customers who successfully apply and draw down Debt Changer – the Debt Consolidation Program – with the promo code [MONEYSMART] can enjoy prizes up to HK$8,300! Also earn extra Cash Rebate up to HK$20,888!

June Exclusive - Regardless of Approval - HK$300 Voucher!
From now until 30 June, 2025, apply with the promo code [MONEYSMART], you can earn HK$300 voucher regardless of approval!

Valid until 30 Jun 2025 - See more details below

Are you eligible?

    • [MoneySmart Extra Incentive - Get extra HK$300 PARKnSHOP voucher regardless of approval !]
      Eligible customers must complete and submit the claim form after logging in to MoneySmart on or before 31 July 2025, and submit required documents for loan applications to ZA Bank.

    • 【MoneySmart Extra Incentive】
      During the promotion period (from today until June 30, 2025, both dates inclusive), successfully applying for and drawing down the loan within 30 calendar days from the application date, and submitting the claim form, will entitle you to extra rewards of up to HK$8,000.
      ⠀⠀
      ・Loan amount between HK$200,000 - $399,999, enjoy an extra reward of HK$3,000 Apple Store Gift Card / Trip.com e-Voucher / PARKnSHOP Supermarket Voucher
      ・Loan amount between HK$400,000 - $799,999, enjoy an extra reward of HK$5,000 Apple Store Gift Card / Trip.com e-Voucher / PARKnSHOP Supermarket Voucher
      ・Loan amount HK$800,000 or above, enjoy an extra reward of HK$8,000 Apple Store Gift Card / Trip.com e-Voucher / PARKnSHOP Supermarket Voucher

    • 【ZA Bank Cash Rebate】
      From now until 30 June 2025, apply for the Debt Consolidation Program with the promo code "MONEYSMART" to receive 3 Loan Cash Coupons. Users who successfully draw down the designated Debt Changer with the coupon can enjoy the following rewards upon the completion of the 7-day Cooling-off Period:
      ⠀⠀
      • Loan amount from HK$800,000 to HK$1,500,000 + repayment period of 24 months or above: HK$20,888 cash reward
      • Loan amount from HK$400,000 to HK$799,999 + repayment period of 24 months or above:
      HK$6,888 cash reward
      • Loan amount from HK$200,000 to HK$399,999 + repayment period of 24 months or above:
      HK$1,888 cash reward
      ⠀⠀
      * The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
      Terms and conditions apply.
      To borrow or not to borrow? Borrow only if you can repay!

What you need to know

    T&Cs
    Claim Form

    All Details

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    Monthly Payment
    HK$8,687