ZA Bank Debt Changer Debt Consolidation Program
Loan amount up to HK$1,500,000, 72 months tenor
Loan amount up to HK$1,500,000, 72 months tenor

ZA Bank Debt Changer Debt Consolidation Program

4.1%
APR*
HK$208,496
Total Amount Payable
HK$8,496
Total interest payable

Loan Details

  • Loan amount up to HK$1,500,000 & repayment period up to 72 months
  • Successfully applied and drawdown Debt Changer with the promo code to receive up to HK$20,888 cash rewards
  • Clear all your credit card bills, loans, and card instalments at once
  • Get approved 24 x 7
  • Enjoy a 7-day Cooling-off Period
  • The final approved loan amount, interest rate and tenor may vary depending on the individual circumstances and the final assessment of the bank.
  • During the promotion period, users can input the promo code [MONEYSMART] to get 3 Loan Cash Coupons applicable to different loan amounts. Upon successful drawdown of Debt Changer with a loan amount of HKD 200,000 – HKD 399,999, HKD 400,000 – HKD 799,999, and HKD 800,000 – HKD 1,500,000 and a tenor of 24 months or above and with the coupon, the user can get an HKD 1,888, HKD 6,888, and HKD 20,888 cash reward respectively after the completion of the 7-day Cooling-off Period. The coupons are valid for 14 days after the user enters the code during the loan application.
  • The terms of usage, including validity period, applicable products, loan amount, tenor, amount of cash reward and other terms, are listed on each cash coupon. For the details of the cash coupon and the relevant terms and conditions, users can refer to the ZA Bank App > “Explore” > “My Coupon” within the validity period.
  • To earn the cash reward listed on the cash coupon, users must use the cash coupon to apply and draw down designated Debt Changer within its validity period according to the terms listed on the coupon and must not early settle the loan within the 7-day Cooling-off Period.
  • Only one cash coupon can be used in a loan application. Each cash coupon can be used once only. The coupon will be written off after successful drawn down of the loan.

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