Bowtie Term Life Insurance (10-year term level premium)
MoneySmart Exclusive

Bowtie Term Life Insurance (10-year term level premium)

HK$8,000,000
Maximum Sum insured
65 yo
Max Issue Age
HK$382.20
First Year Annual Premium
HK$31.85
Monthly Premium
MoneySmart Exclusive

【Bowtie Exclusive Offer】
Purchase any Bowtie Life Insurance via MoneySmart to enjoy 35% off first year and 15% off second year.

Terms and conditions apply. Click here for details.

Valid till 31 Aug 2026

Plan Details

  • Pure protection, no savings element
  • Guaranteed renewal up to age 100 — no re-underwriting required at renewal regardless of health changes, Renewable yearly up to Age 100 after guaranteed renewable age
  • Market-exclusive Last Wish Rider — additional lump sum of HK$300,000 if insured is diagnosed with terminal illness with life expectancy under 12 months
  • Flexible beneficiary acceptance — accepts fiancés, same-sex spouses, stepchildren, and stepparents as beneficiaries
  • Commission-free, fully online — apply, manage, and claim entirely online without agent involvement
  • Bowtie lets you apply to adjust your sum assured on every policy anniversary, ensuring your coverage stays in sync with your life. *The benefit term will be recalculated, and the premium will also be adjusted according to age or the premium schedule in effect at the time.

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