All Details

• Key Features

  • Emergency medical evacuation and/ or Repatriation HK$1,000,000

  • Loss of deposit or cancellation charge up to HK$60,000

  • Flexible delay benefits providing trip delay allowance, compensation for additional cost of trip re-arrangement and extra accommodation expenses

  • Flexible coverage with option to cover winter or water sports, event cancellation for weddings and photo shoots, or sport competitions aboard (subject to additional premium)

  • Covers loss or damage of mobile phone, personal cash and other personal items

  • Includes ‘Free COVID-19 Extension’

  • Overseas rental vehicle excess and non operation cost protection, extended vehicle coverage to Caravans and RVs

  • (Information provided by insurer. For details of coverage, terms and conditions, please refer to AVO’s policy documents)

Coverage

Covid-19 Coverage
Rental Vehicle Cover
Mobile Phone Cover
HK$500
Scuba Diving Cover
Skiing Cover
Parachuting Cover

Travel Inconvenience

Travel Delay	HK$2,000
(each full 6-hour period of delay limit	HK$250)
Travel Cancellation	HK$60,000
a) Redeemed Travel Arrangement	HK$3,000
b) Missed Events	HK$4,000
Baggage Delay	HK$1,000
Baggage Delay Lump Sum Allowance (full 6-hour period of delay)
Baggage Loss	HK$21,000
each item, set or pair limit	HK$1,000
Curtailment of Trip	HK$16,000
Loss of Travel Documents	HK$8,000
Journey Re-Route	HK$2,000
(full 6 Hours period of delay)

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Medical Coverage

Overseas Medical Expenses	HK$1,200,000
Overseas Hospital Daily Cash Benefit	HK$3,000
(daily limit	HK$500)
Follow-up medical expenses	HK$100,000
Bodily Injury	100%
Sickness	10%
Chinese medical practitioner	HK$1,500
Chinese herbalist; Chinese bonesetter or acupuncturist (daily limit	HK$150)
Emergency Medical Evacuation and Repatriation	HK$1,000,000
Hospital Admission Guarantee	HK$30,000
Repatriation of Mortal Remains	HK$2,000,000
Compassionate Visit	HK$20,000

Personal Protection

Accidental Death and Disablement	HK$600,000
Adult (18 to 80 years of age)	HK$600,000
Child (under 18 years of age)	HK$200,000

Also Covered

Personal Liability	HK$1,800,000
Rental Vehicle	HK$3,000
Overseas Rental Vehicle Excess Protection

Plan Materials

Product Brochure	Read More
Policy Wording Document	Read More
Travel Insurance Claim Form	Click Here