^HK$1,000,000

Overseas Medical Expenses

^HK$50,000

Trip Cancellation

^HK$20,000

Loss/Damage of Baggage

All Details

• Key Features

  • Worldwide medical expenses benefit and personal accident benefit up to HK$1,200,000 each

  • Follow-up medical expenses incurred within 90 days after returning to Hong Kong

  • 24-hour Worldwide Emergency Aid services, including unlimited coverage for emergency evacuation and repatriation to the place of origin

  • Comprehensive Outbound Travel Alert Extension for all Amber, Red, and Black Travel Alerts

  • Cancellation of Local Tour Benefit covers irrecoverable prepaid cost in the event of closure of the tourist spot

  • Trip Interruption Benefit covers additional accommodation and meal expenses for failure of boarding the public conveyance due to overbooking

  • Trip Cancellation Benefit covers the insured child and the insured person if the insured child is required to attend a school interview or a public examination being rescheduled to a date within the scheduled travel period

  • Baggage Benefit covers loss of or damage to baggage, mobile phone, laptop computer, tablet computer and personal property and more

  • Travel Delay Benefit offers cash allowance for arranged public conveyance delay and covers additional overseas accommodation costs or cancellation charges

  • Leisure and non-professional sports activities, including skiing and other winter sports, diving, parachuting, bungee jumping and more

  • Single-trip Cover provides cruise plan which covers cruise cancellation and interruption and more

  • Unlimited number of insured children for “Family” package

  • No maximum insurable age limit for Single-trip Cover

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Coverage

Covid-19 Coverage
Rental Vehicle Cover
Mobile Phone Cover
HK$3,000
Scuba Diving Cover
Skiing Cover
Parachuting Cover

Travel Inconvenience

Travel Delay
Travel Cancellation	HK$50,000
Reimburse the irrecoverable prepaid expenses of travel ticket, accommodation, tour package, or admission tickets to major sporting event, musical, concert, museum or theme park in the event of	■ death, serious bodily injury or serious sickness of the insured person, his/her immediate family member, close business partner, foreign domestic helper or travel companion6,7; or ■ death of the insured person’s pet occurred prior to the commencement of the journey6,7,8; or ■ insured child or the insured person who is a parent and a travel companion of an insured child if the insured child is required to attend school interview or public examination arranged by Hong Kong Examinations and Assessment Authority being rescheduled to a date within the scheduled travel period6; or ■ compliance with a witness summons, jury service or compulsory quarantine of the insured person9; or ■ fire or flood damage to the insured person's home in Hong Kong within 10 days before the departure date6; or ■ natural disaster, infectious disease, unanticipated outbreak of industrial action involving the arranged public conveyance, act of terrorist, riot or civil commotion at the destination within 7 days before the departure date6; or ■ the Outbound Travel Alert for the destination is in effect within 7 days before the departure date (payable according to Outbound Travel Alert Extension).
Baggage Delay	HK$1,500
Baggage Loss	HK$20,000
Document Loss	HK$30,000
Personal Money	HK$3,000
Trip Curtailment	HK$50,000

Medical Coverage

Overseas Medical Expenses	HK$1,000,000
Overseas Hospital Cash	HK$10,000
Follow-up medical treatment in Hong Kong within 3 months of return from abroad	HK$100,000
Emergency Medical Evacuation
Unlimited

Personal Protection

Burns Cover	HK$300,000

Also Covered

Personal Liability	HK$1,500,000
Loss of Home Contents	HK$25,000

Plan Materials

Product Brochure	Read More
Policy Wording Document	Read More