All Details

• Key Features

  • PRUChoice Travel is excess-free.

  • Cover medical support and personal accident respectively up to HK$1,200,000 and HK$1,240,000 per trip

  • Popular activities such as bungee jumping, hang-gliding (exclude gliding via glider), hot-air ballooning, parachuting, sky-diving, scuba diving and winter sports, are 100% covered

  • Medical support includes overseas medical expenses, overseas hospital cash/compulsory quarantine allowance, follow-up medical expenses incurred within 3 months upon return to Hong Kong, compassionate visit by a relative or friend, medical appliance expenses and additional accommodation and transportation expenses for returning to Hong Kong

  • Travel Delay coverage up to HK$3,000 per trip

  • 24 Hours Emergency Assistance Services including unlimited cover for emergency medical evacuation and repatriation after treatment

  • Enjoy No Claim Discount and waiver of hospital admission deposit by MedPass China Medical Card for admission to designated hospital in Mainland China by Annual Cover.

Coverage

Covid-19 Coverage
Rental Vehicle Cover
Mobile Phone Cover
Scuba Diving Cover
Skiing Cover
Parachuting Cover

Travel Inconvenience

Travel Delay	HK$3,000
Travel Cancellation	HK$30,000
Baggage Delay	HK$1,500
Compensation for emergency purchase of essential items such as clothing or toiletries in the event of checked-in baggage delayed for more than 8 hours from the time of scheduled arrival at destination abroad due to mishandling by airline or hi-jack
Loss/Damage of Baggage and Personal Effects	HK$20,000
Accidental loss of or damage to your baggage and personal effects
- Any one item/ pair/ set of the articles	HK$5,000
- Compensation will be on a "new for old" basis if the lost or damage item is less than 2-year-old
Loss of Travel Documents	HK$20,000
Replacement cost of travel documents and additional accommodation and transportation expenses incurred overseas due to such loss if arising from robbery, burglary or theft.
Personal Money	HK$3,000
Accidental loss of money and travellers' cheque carried along the trip.
Loss of credit card	HK$3,000
Loss due to unauthorized use of lost credit card carried with the insured person.

Medical Coverage

Medical Expenses	HK$1,200,000
Covers the expenses incurred as a result of bodily injury sustained from accident or illness contracted during the trip.
Overseas Medical Expenses	HK$1,200,000
Cover overseas medical expenses including clinical, hospitalization, and emergency transportation to a registered medical institution necessarily incurred due to accidental bodily injury or sickness.
Overseas Hospital Cash	HK$10,000 (HK$200/per day)
Cash benefit of HK$200 per day if the insured person is
(1) Necessarily confined in a hospital abroad for more than 24 consecutive hours due to accidental bodily injury or sickness; or
(2) Being suspected or confirmed to have contracted infectious diseases and resulted in compulsory quarantine abroad by the local government for more than 24 consecutive hours. Dwelling quarantine is not covered.

Personal Protection

Accidental Death / Total Permanent Disability	HK$1,200,000
100% full cover for accidental death, total permanent disablement, total permanent loss of limb/ sight/ speech and hearing as a direct result of accident which occurs during the trip.
Compassionate Visit HK$20,000 per trip
Additional accommodation and transportation expenses of a relative or friend for compassionate visit in case of accidental death overseas.
Burial/ Cremation Expenses	HK$20,000 per trip
Overseas burial or cremation expenses in case of accidental death.

Also Covered

Personal Liability	HK$1,500,000
Indemnity for legal liability for bodily injury or property damage to a third party as a result of your negligence.
Rental Vehicle	HK$5,000

Plan Materials

Product Brochure	Read More
Policy Provisions	Read More